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Citibank Maxigain Savings Account

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Old 04-05-2019, 08:15 AM   #5386
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confirm plenty

Just wondering how many priority customers are here ?
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Old 04-05-2019, 08:40 AM   #5387
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when did you enroll for it ?
top up on 31/1/19. PB enrolled for me on 1/2/19.
what about u?

I think have to wait till end May?
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Old 04-05-2019, 08:41 AM   #5388
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Just wondering how many priority customers are here ?
uncountable
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Old 04-05-2019, 08:48 AM   #5389
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hmmm where in my formula is wrong?


=((((((70/100*1.77))/100)/365)*AvgMonthlySum)*30)
i use this simple method to calculate

((157.35/30*365)/150k)/0.7*100=1.823%
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Old 04-05-2019, 10:51 AM   #5390
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For me, don't really care to calculate sibor. I just take the total interest and calculate my EIR, which is like 2.5163%
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Old 04-05-2019, 11:14 AM   #5391
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top up on 31/1/19. PB enrolled for me on 1/2/19.
what about u?

I think have to wait till end May?
mid-Feb topup + enroll.
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Old 04-05-2019, 11:14 AM   #5392
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Just wondering how many priority customers are here ?
I think all ? that time 15k the banker already give me CP.
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Old 04-05-2019, 11:15 AM   #5393
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For me, don't really care to calculate sibor. I just take the total interest and calculate my EIR, which is like 2.5163%
Oh this month 2.51%? Not bad
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Old 04-05-2019, 03:59 PM   #5394
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top up on 31/1/19. PB enrolled for me on 1/2/19.
what about u?

I think have to wait till end May?
How to enrol for PB or is it automatic?
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Old 04-05-2019, 04:01 PM   #5395
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Have to enrol. Generally if you willing to put in 70k they’ll give you PB

How to enrol for PB or is it automatic?
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Old 04-05-2019, 09:26 PM   #5396
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hi is it ok to put 70k inside and leave it untouched for 1-2 years? or must i monthly top up $1? thanks
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Old 04-05-2019, 09:26 PM   #5397
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Yes it’s possible to leave it untouched.

hi is it ok to put 70k inside and leave it untouched for 1-2 years? or must i monthly top up $1? thanks
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Old 04-05-2019, 09:29 PM   #5398
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hi is it ok to put 70k inside and leave it untouched for 1-2 years? or must i monthly top up $1? thanks
Topping up a small amount is to prevent the account from being inactive.
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Old 04-05-2019, 09:30 PM   #5399
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Topping up a small amount is to prevent the account from being inactive.
But you will still get interest even if the account is inactive. Just that when you finally want to perform transactions, just give them a call will do right.
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Old 04-05-2019, 09:40 PM   #5400
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But you will still get interest even if the account is inactive. Just that when you finally want to perform transactions, just give them a call will do right.
I remember my account was inactive previously and counter still step up and interest still come in every month.

Inactive State, you can login to internet banking to activate the account.

If the account go into dormant state, not sure whether there is such feature to activate it back online.

Anyway no need FAST monthly, you can do a small amount FAST - $0.01 quarterly.

Last edited by NTTDoCoMo; 04-05-2019 at 09:44 PM..
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