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Citibank Maxigain Savings Account

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Old 28-05-2019, 03:05 PM   #5476
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My current balance is $15K and I am going to topup to $70K to enjoy the base interest too.

Shall I toupup now or wait to the 1st day of June?
I would just do it on 1 Jun, but it may not make much difference.

It depends how much interest u r earning now elsewhere.

You earn Base for the few days at 70k, but your 55k top up will not earn the Bonus (which is based on lowest balance of 15k) ... so top up 1 Jun better choice
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Last edited by oceanicmanta; 28-05-2019 at 03:10 PM..
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Old 28-05-2019, 04:50 PM   #5477
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I would just do it on 1 Jun, but it may not make much difference.

It depends how much interest u r earning now elsewhere.

You earn Base for the few days at 70k, but your 55k top up will not earn the Bonus (which is based on lowest balance of 15k) ... so top up 1 Jun better choice
Previously saw somebody mentioned that funds transfer might not be dated on the same day if if it's on the weekends.
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Old 28-05-2019, 05:24 PM   #5478
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Previously saw somebody mentioned that funds transfer might not be dated on the same day if if it's on the weekends.
1jun is a Saturday, fast should be dated on same day if done b4 bank's cutoff time.
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Old 28-05-2019, 05:32 PM   #5479
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Previously saw somebody mentioned that funds transfer might not be dated on the same day if if it's on the weekends.
1jun is a Saturday, fast should be dated on same day if done b4 bank's cutoff time.
So to be safe, to FAST in on May.31 Friday. Thanks.
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Old 28-05-2019, 08:24 PM   #5480
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I would just do it on 1 Jun, but it may not make much difference.

It depends how much interest u r earning now elsewhere.

You earn Base for the few days at 70k, but your 55k top up will not earn the Bonus (which is based on lowest balance of 15k) ... so top up 1 Jun better choice
since that's the case, isn't it better to top up on the last day of May? then Jun's lowest balance will be 70k instead of 15k.
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Old 28-05-2019, 08:36 PM   #5481
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since that's the case, isn't it better to top up on the last day of May? then Jun's lowest balance will be 70k instead of 15k.
The lowest balance refers to the lowest end of day balance in the month. Top up on 1 Jun and the end of day balance is 70k, then if dun withdraw the lowest balance is 70k.
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Old 28-05-2019, 09:28 PM   #5482
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The lowest balance refers to the lowest end of day balance in the month. Top up on 1 Jun and the end of day balance is 70k, then if dun withdraw the lowest balance is 70k.
Thanks for clarifying!
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Old 28-05-2019, 10:19 PM   #5483
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anybody top up in February gotten their rewards already ?
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Old 29-05-2019, 01:57 AM   #5484
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anybody top up in February gotten their rewards already ?
I top up in Feb. Still waiting.
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Old 01-06-2019, 12:34 AM   #5485
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anybody top up in February gotten their rewards already ?
I top up in Feb. Still waiting.
Top up cash gift credited liao
Check your account bros!
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Old 01-06-2019, 12:37 AM   #5486
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Top up cash gift credited liao
Check your account bros!
yup credited, finally some good news after a bad day.

you deserved the like
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Old 01-06-2019, 12:43 AM   #5487
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Top up cash gift credited liao
Check your account bros!
My account don't have.

Everyone got except me ? Hope my RM submit properly. She was the one who said confidently that if withdraw interest counter will drop. Pray hard she don't fumble on topup cash gift.
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Old 01-06-2019, 12:47 AM   #5488
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My account don't have.

Everyone got except me ? Hope my RM submit properly. She was the one who said confidently that if withdraw interest counter will drop. Pray hard she don't fumble on topup cash gift.
when did ur rm submit the documents?

i confirmed with mine on feb 15 that everything has been submitted.
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Old 01-06-2019, 12:56 AM   #5489
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My account don't have.

Everyone got except me ? Hope my RM submit properly. She was the one who said confidently that if withdraw interest counter will drop. Pray hard she don't fumble on topup cash gift.
My form submitted on 28Feb also got it. Credited into interestPlus account not maxigain
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Old 01-06-2019, 02:39 AM   #5490
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My form submitted on 28Feb also got it. Credited into interestPlus account not maxigain
Those who topup in Feb and got it, may I know when you did the topup ?
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