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Citibank Maxigain Savings Account

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Old 07-07-2019, 10:36 PM   #5656
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If I have balance of 70k on 29 June and I transferred 20k on 5 Jul and withdraw 5k on 7 Jul, counter won't drop right ?
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Old 07-07-2019, 11:02 PM   #5657
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If I have balance of 70k on 29 June and I transferred 20k on 5 Jul and withdraw 5k on 7 Jul, counter won't drop right ?
Your lowest balance for June & July is the same at 70k. Counter won't drop.
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Old 07-07-2019, 11:27 PM   #5658
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Your lowest balance for June & July is the same at 70k. Counter won't drop.
Thanks !........
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Old 11-07-2019, 10:01 PM   #5659
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if I pledge 70k can i get credit card from citibank for the 70k pledge?
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Old 12-07-2019, 01:07 AM   #5660
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if I pledge 70k can i get credit card from citibank for the 70k pledge?
Just apply normally with your salary. Its just 30k per annum.
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Old 17-07-2019, 11:44 AM   #5661
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anyone here put 70k got back $1.5k and above?
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Old 17-07-2019, 12:21 PM   #5662
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anyone here put 70k got back $1.5k and above?
Should get in a year if keep at step 12
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Old 17-07-2019, 03:12 PM   #5663
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anyone here put 70k got back $1.5k and above?
Yes, everyone who already has 12 counters now has been getting back about that much per year thus far.

If you're just starting from counter 0, the effective rate for the step-up of the bonus interest over the first year is 0.55% (increment of 0.1% per month, over 12 months, starting from 0). Add that to the base interest (70% of SIBOR) to figure out what your total return in the first year would be - if you are also able to accurately predict the upcoming SIBOR rate.
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Old 18-07-2019, 12:33 AM   #5664
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the interest highest can go until how much?
possible to hit until $2k?
also this one as compared to DBS multiper which one better?
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Old 18-07-2019, 11:17 AM   #5665
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anyone here put 70k got back $1.5k and above?
yeah, i can vouch for this..

every month, at least $150 as interest
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Old 24-07-2019, 03:20 PM   #5666
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Anyone have a good banker for Citi Priority to recommend to me ? Pls PM me the name and the branch.

I still having problems with my topup rebate for Feb topup. First my banker say by end Jun. On 2 Jul she say check with relevant dept will be credited in 2 or 3 weeks time. I just whatsapp her to ask why still not credited she replied she left Citibank. Say will ask new banker to assist me. I say please pass my details to new banker she say pass already. I ask for name and contact of new banker she say the bank will assign.

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Old 24-07-2019, 03:29 PM   #5667
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yeah, i can vouch for this..

every month, at least $150 as interest
Every month $150 from month 1 or when it step up to max?
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Old 25-07-2019, 08:21 AM   #5668
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Ok, so once we hit 150k, we can withdraw the interest amount every month, so that the min balance of previous month and current month is the same, and maintaining the step-up amount.

But the interest seems to be credited on the very last banking day of each month. So there's maybe only 1 day to do the withdrawal?

What happens if we forget to withdraw for one month, and the balance therefore goes up to say 150300? Lowest balance for the month is still 150k, so can still withdraw until it reaches 150k in the next month right?

Then, what happens if we forget to withdraw for more than one month, and the balance goes up to say 151k? Excess interest beyond 150k is low, so can can we bring it down to 150k without losing the step-ups?
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Old 25-07-2019, 09:19 AM   #5669
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Every month $150 from month 1 or when it step up to max?
increasing..

i dont know what's the max..
but so far, i have been receiving every month to the account..

and its good
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Old 25-07-2019, 10:01 AM   #5670
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Ok, so once we hit 150k, we can withdraw the interest amount every month, so that the min balance of previous month and current month is the same, and maintaining the step-up amount.

But the interest seems to be credited on the very last banking day of each month. So there's maybe only 1 day to do the withdrawal?

What happens if we forget to withdraw for one month, and the balance therefore goes up to say 150300? Lowest balance for the month is still 150k, so can still withdraw until it reaches 150k in the next month right?

Then, what happens if we forget to withdraw for more than one month, and the balance goes up to say 151k? Excess interest beyond 150k is low, so can can we bring it down to 150k without losing the step-ups?
You have 1 month to withdraw before the next interests credit in.

If no withdrawal after the next interests credited in, the new lowest balance will be $150k + the interest amount that is not withdrawn.

You can't bring it back to $150k without affecting the counter, which will drop to 6 if you do.

It a must to withdraw the interest, so make a reminder alarm.
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Last edited by Jyvonchi; 25-07-2019 at 12:31 PM..
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