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Citibank Maxigain Savings Account

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Old 31-07-2019, 10:19 PM   #5701
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Expected. 2020 outlook very bad. Seriously they should fire some ppl. All wayang and do nothing. The RMs are there doing nothing constructive. They just want to wear coat and serve those high networth ppl. They should put priority banking as minimum $1mil and citigold at $5mil. Lol
Just remember RM is just like a salesman. Do don't expect them to serve you if you don't buy any product. Just open a account and put the money there does not give them any incentive to serve you.
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Old 01-08-2019, 06:19 AM   #5702
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tomorrow interest in?
Yes, it's in already
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Old 01-08-2019, 07:37 AM   #5703
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Yes, it's in already
but if withdraw the interest, counter will drop? 1st Aug is start of the month?
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Old 01-08-2019, 07:42 AM   #5704
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but if withdraw the interest, counter will drop? 1st Aug is start of the month?
I just withdrew the interest, it's ok, counter will not drop. I withdraw (interest - S$1) for peace of mind
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Old 01-08-2019, 09:33 AM   #5705
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dear experts out there,

I have a simple question. THe bonus interest counter will increase by 1 every month till it hits 12. what happens the month after it hits 12? will it remain at 12, or reset back to 1?

i have gone more than 10 pages in this thread but still did not find the answer. this thread is 300+ pages long
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Old 01-08-2019, 09:37 AM   #5706
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max at counteris 12
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Old 01-08-2019, 09:41 AM   #5707
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dear experts out there,

I have a simple question. THe bonus interest counter will increase by 1 every month till it hits 12. what happens the month after it hits 12? will it remain at 12, or reset back to 1?

i have gone more than 10 pages in this thread but still did not find the answer. this thread is 300+ pages long
Must continue to maintain the lowest daily balance in month higher or same as previous month for counter to maintain at 12. If not it drop to 6.
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Old 01-08-2019, 09:44 AM   #5708
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thank you trazora and foxer.

especially trazora, he has been answering many of my queries and that of many other blur kings like me. if hardwarezone has an award for the best forumer, i will definitely vote for him
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Old 01-08-2019, 09:54 AM   #5709
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thank you trazora and foxer.

especially trazora, he has been answering many of my queries and that of many other blur kings like me. if hardwarezone has an award for the best forumer, i will definitely vote for him
Hi oppoguy, there are really nice people like these seniors whom offer to help newbie like us. I also benefit from these seniors. Much appreciated.

Out of curiosity, what is the interest % (formula?) if a person decided not to withdraw the interest (assuming already have $150k and @ counter 12)?
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Old 01-08-2019, 10:24 AM   #5710
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i have gone more than 10 pages in this thread but still did not find the answer. this thread is 300+ pages long
The answers to all your questions can be found here.

Out of curiosity, what is the interest % (formula?) if a person decided not to withdraw the interest (assuming already have $150k and @ counter 12)?
From the same link above:

4. A Base Interest Rate of 0.05% p.a. shall apply to balances in your MaxiGain account in excess of S$150,000
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Old 01-08-2019, 03:06 PM   #5711
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Hi guys, is it better to top up on the 1st or last day of the month to maximize interest earned?
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Old 01-08-2019, 03:08 PM   #5712
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Hi guys, is it better to top up on the 1st or last day of the month to maximize interest earned?
It doesn't matter
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Old 01-08-2019, 03:16 PM   #5713
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It doesn't matter
Thanks for the reply, but there will be lower interest if top up on 2 Aug right?
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Old 01-08-2019, 03:38 PM   #5714
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Thanks for the reply, but there will be lower interest if top up on 2 Aug right?
yes. Because citibank take ur monthly Average Daily Balance to calculate your interest
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Old 01-08-2019, 03:50 PM   #5715
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Hi, can I check how do you guys withdraw the interest? I just opened MaxiGain few months ago but I cannot transfer the exact interest to another bank account.
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