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Citibank Maxigain Savings Account

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Old 28-08-2019, 05:35 PM   #5806
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this actually depends how much is in your uob stash, if there is 100k in your uob stash is only 1% interest, even if citibank maxigain at counter 1 you still get 0.7x1.88(current sibor rate)+0.1 which is still more than uob stash.
Yes I just found out also. I applied for stash account then saw on the website they put "Next 100 000". I read it as 100k

already open MaxiGain and was told that I have citiCC so I start at counter 3.
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Old 28-08-2019, 06:10 PM   #5807
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Yes I just found out also. I applied for stash account then saw on the website they put "Next 100 000". I read it as 100k

already open MaxiGain and was told that I have citiCC so I start at counter 3.
Always wondered why anyone would want to open stash. UOB One better.

You mean if have Citibank credit card start at counter 3 ? First time hear this.
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Old 28-08-2019, 06:10 PM   #5808
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Yes I just found out also. I applied for stash account then saw on the website they put "Next 100 000". I read it as 100k

already open MaxiGain and was told that I have citiCC so I start at counter 3.
Citi credit card holder can get accelerate starting counter? I didn't get it.
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Old 28-08-2019, 08:19 PM   #5809
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Always wondered why anyone would want to open stash. UOB One better.

You mean if have Citibank credit card start at counter 3 ? First time hear this.
yeah i think i didn’t read carefully, not sure what to do with that account now

the problem is i don’t have salary credit and i don’t use UOB card
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Old 28-08-2019, 08:20 PM   #5810
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Citi credit card holder can get accelerate starting counter? I didn't get it.
that’s what the person opening my account told me. she said it’s a promotion until october but i can’t seems to find anything online.

might need to wait for next month statement to confirm
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Old 28-08-2019, 09:54 PM   #5811
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yeah i think i didnít read carefully, not sure what to do with that account now

the problem is i donít have salary credit and i donít use UOB card
For me i cannot fulfill salary credit so I got a CIMB Fastsaver account 1% fuss free for cash that I will used, while cash that I don't used will be at Citibank Maxigain and CIMB fixed deposit. I personally feel CIMB fastsaver is definitely better than UOB stash in the sense it's fuss free.
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Old 28-08-2019, 10:06 PM   #5812
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that’s what the person opening my account told me. she said it’s a promotion until october but i can’t seems to find anything online.

might need to wait for next month statement to confirm
I can confirm that.
My Citi consultant sent a form over to sign & return to start my new Maxigain at counter 3 as well

Sent from Xiaomi POCOPHONE F1 using GAGT
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Old 29-08-2019, 09:20 AM   #5813
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For me i cannot fulfill salary credit so I got a CIMB Fastsaver account 1% fuss free for cash that I will used, while cash that I don't used will be at Citibank Maxigain and CIMB fixed deposit. I personally feel CIMB fastsaver is definitely better than UOB stash in the sense it's fuss free.
just took a look at fast saver but too bad i’m stuck with uob stash for awhile before i can close the account. maybe after 6month i can switch over to cimb.

is the atm hard to find?
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Old 29-08-2019, 09:21 AM   #5814
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I can confirm that.
My Citi consultant sent a form over to sign & return to start my new Maxigain at counter 3 as well

Sent from Xiaomi POCOPHONE F1 using GAGT
cool! i’m still thinking why i can’t find the promotion online
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Old 29-08-2019, 09:35 AM   #5815
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I can confirm that.
My Citi consultant sent a form over to sign & return to start my new Maxigain at counter 3 as well

Sent from Xiaomi POCOPHONE F1 using GAGT
This is good news for those who want to start Maxigain.
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Old 29-08-2019, 09:37 AM   #5816
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just took a look at fast saver but too bad i’m stuck with uob stash for awhile before i can close the account. maybe after 6month i can switch over to cimb.

is the atm hard to find?
Very hard. Use internet banking to FAST transfer from CIMB to your usual bank eg POSB, OCBC then withdraw from their ATM.
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Old 29-08-2019, 06:07 PM   #5817
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Uob one don’t need salary credit. Just need 3 giro debit and 500 spending to maximize the interest. Giro and be giro payment for credit card bill as well.

For me i cannot fulfill salary credit so I got a CIMB Fastsaver account 1% fuss free for cash that I will used, while cash that I don't used will be at Citibank Maxigain and CIMB fixed deposit. I personally feel CIMB fastsaver is definitely better than UOB stash in the sense it's fuss free.
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Old 29-08-2019, 08:35 PM   #5818
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I did 15k from the start. Waited for counter 6 and ramp up to 70k. Interest becomes around 2%. Slowly top up to 150k. Never look back since. Best decision ever.
Thanks thatís my idea as well.
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Old 29-08-2019, 08:36 PM   #5819
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you can, but do take note you can only get bonus interest from 0.1% onwards, which is very little imo for the first few months. if you have the funds to top up 55k more, you can get 0.7x1.88(current sibor rate) more each month.
Yeah understood. Iím hitting the bonus interest for other accounts. Intending to build up the counter before I put the rest in. Thanks man.
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Old 30-08-2019, 08:50 PM   #5820
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I can confirm that.
My Citi consultant sent a form over to sign & return to start my new Maxigain at counter 3 as well

Sent from Xiaomi POCOPHONE F1 using GAGT
Now I start to worry. Sounds like citibank need more deposit and start to have this kind of arrangement. Must be yaya like our local banks mah. You want u come, don't want then get lost kind of attitude
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