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Citibank Maxigain Savings Account

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Old 01-09-2019, 09:03 AM   #5821
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August interest is in but i cannot access via website. only through the mobile app.
← new update, i was informed that Citibank website is under maintenance and only avail the next day 2 Sep. I managed to login with the direct link I was using previously. OTP was buggy but I managed to login and make the transfer. 😁

Last edited by K_E_N_L_A_W; 01-09-2019 at 09:53 AM..
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Old 01-09-2019, 09:18 AM   #5822
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Do they give out interest on different date? I just started putting in 70k at counter 6 but I only get 70+ interest this month, which makes out to be 1.35%

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Old 01-09-2019, 09:37 AM   #5823
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Do they give out interest on different date? I just started putting in 70k at counter 6 but I only get 70+ interest this month, which makes out to be 1.35%

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cos bonus interest is based on the PREVIOUS months balance .
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Old 01-09-2019, 09:51 AM   #5824
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Do they give out interest on different date? I just started putting in 70k at counter 6 but I only get 70+ interest this month, which makes out to be 1.35%

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They will have 2 lines, 1) bonus interest earned 2) interest earned when they send you the interests but it will be on the same day.

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Old 01-09-2019, 09:55 AM   #5825
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No issues. Ive opened the Islamic account before for Maybank and CIMB without any issues, though some CSOs are unaware that the iSavvy higher interest promotion applies for the iSavvy-Islamic account as well.

The Islamic account has to be opened at Maybank branches. Cannot do online.
Funny. My mum says as Christians, it's not right to use Islamic banking.
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Old 01-09-2019, 09:57 AM   #5826
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Funny. My mum says as Christians, it's not right to use Islamic banking.
OK. So what it got to do with us?
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Old 01-09-2019, 10:01 AM   #5827
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I top up ard 39k to reach 70k on 31 jul...at counter 12 now..get around $108... Safe to take out interest today without dropping the counter?
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Old 01-09-2019, 10:13 AM   #5828
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I top up ard 39k to reach 70k on 31 jul...at counter 12 now..get around $108... Safe to take out interest today without dropping the counter?
I think you can take out both base and bonus interest any day the month as long as it's not above the 2 interest
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Old 01-09-2019, 10:35 AM   #5829
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I top up ard 39k to reach 70k on 31 jul...at counter 12 now..get around $108... Safe to take out interest today without dropping the counter?
Sure, just withdraw the interest earned before last day of the month.
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Old 01-09-2019, 11:14 AM   #5830
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Funny. My mum says as Christians, it's not right to use Islamic banking.
My aunty say no good to eat pork, because its red meat. But I still eat.
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Old 01-09-2019, 11:15 AM   #5831
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The interest is still around 2.5. Not bad.
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Old 01-09-2019, 11:17 AM   #5832
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Funny. My mum says as Christians, it's not right to use Islamic banking.
I don't find it funny
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Old 01-09-2019, 11:33 AM   #5833
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I love this month's interest!

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Old 01-09-2019, 12:16 PM   #5834
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Need some advice on withdrawing the bonus and normal interest. I'm already at my 12th counter and have hit the limit a few months ago.

I noticed that my interest is always credited on the last day of the month, as long as it don't fall on a Sunday. The interest for August was credited yesterday on 31st Aug.

So do i withdraw on the first of the month or on the last day of the month so that I do not affect the counter.

Any advice would be greatly appreciated.
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Old 01-09-2019, 12:28 PM   #5835
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Need some advice on withdrawing the bonus and normal interest. I'm already at my 12th counter and have hit the limit a few months ago.

I noticed that my interest is always credited on the last day of the month, as long as it don't fall on a Sunday. The interest for August was credited yesterday on 31st Aug.

So do i withdraw on the first of the month or on the last day of the month so that I do not affect the counter.

Any advice would be greatly appreciated.
You can withdraw the both of your interest any day of the month as long as same or lower then the 2 interests. Any withdrawal of higher than both interests cause your counter to drop to 6.. It is better to start withdrawing after reaching 150k, the interest above it is small.
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