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Citibank Maxigain Savings Account

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Old 16-09-2019, 12:48 PM   #5896
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may i know if i want to start the high interest deposit for oct, i need to deposit by 30/9?
1/10 is fine.
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Old 16-09-2019, 03:25 PM   #5897
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if i have less than 70k, what is the interest am i getting? is it only the bonus interest (starting from 0.1%) and dont hv the base interest which is linked to the sibor?

i started with 70k have been stepping up and now is Month 8. But now i need to urgently withdraw most of the funds. so i will drop to Month 6 (i.e. 0.6%) interest?
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Old 18-09-2019, 12:32 PM   #5898
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Hi guys, just wondering if I'm at counter 12 and with 150k saved in this account, will my counter drop if I transfer the interest out and leave only 150k in the account? Will I still be getting base interest plus max counter interest?
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Old 18-09-2019, 12:34 PM   #5899
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Can withdraw interest without any drop in counters. You will still get both base and 12 counter interest

Hi guys, just wondering if I'm at counter 12 and with 150k saved in this account, will my counter drop if I transfer the interest out and leave only 150k in the account? Will I still be getting base interest plus max counter interest?
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Old 18-09-2019, 12:56 PM   #5900
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Can withdraw interest without any drop in counters. You will still get both base and 12 counter interest
Thanks for the info!
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Old 18-09-2019, 01:32 PM   #5901
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Can withdraw interest without any drop in counters. You will still get both base and 12 counter interest
But only within one month of it being credited.
if you leave it to the following month, withdrawing it will cause you to lose 6 counters.
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Old 20-09-2019, 01:26 AM   #5902
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let say i put 70k can I wait until 1 year to withdraw the interest of $1.8k?
or must withdraw interest every month?
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Old 20-09-2019, 02:39 AM   #5903
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let say i put 70k can I wait until 1 year to withdraw the interest of $1.8k?
or must withdraw interest every month?
Yes, you can wait until 1 year to withdraw the interest of ~$1.8k

(There is no restriction that prevents you from doing so - but your counter will drop by 6 if you do so...)

Is this account *really* that difficult to understand?
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Old 20-09-2019, 10:43 PM   #5904
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Yes, you can wait until 1 year to withdraw the interest of ~$1.8k

(There is no restriction that prevents you from doing so - but your counter will drop by 6 if you do so...)

Is this account *really* that difficult to understand?
Its really not difficult at all. My mum has 2 joint accounts with me and my bro everymonth take back approx $300 x 2 she see until very gain that she went to open 1 personal one herself. LoL

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Old 21-09-2019, 12:19 AM   #5905
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Its really not difficult at all. My mum has 2 joint accounts with me and my bro everymonth take back approx $300 x 2 she see until very gain that she went to open 1 personal one herself. LoL

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Wah, so cash rich leh
150k x 3 =450k
It's like almost half a million cash parked under Savings account
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Old 21-09-2019, 06:02 AM   #5906
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Its really not difficult at all. My mum has 2 joint accounts with me and my bro everymonth take back approx $300 x 2 she see until very gain that she went to open 1 personal one herself. LoL

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Rich family detected.

/humbrag/
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Old 21-09-2019, 11:57 AM   #5907
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Wah, so cash rich leh
150k x 3 =450k
It's like almost half a million cash parked under Savings account
actually 450k generate 1k per mth liao.
really can tong one mth living expenses if u just spend on food n transport. really a good choice for elderly ppl.
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Old 22-09-2019, 12:29 AM   #5908
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Rich family detected.

/humbrag/
Not rich lah... Just very prudent with her savings. Plus shes old and retired liao.

Me just being the good son to help her generate some spending money for her old age.

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Old 22-09-2019, 07:50 AM   #5909
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Not rich lah... Just very prudent with her savings. Plus shes old and retired liao.

Me just being the good son to help her generate some spending money for her old age.

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No lahhhh.. this is not about rich family la.. this is about humbrag.
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Old 22-09-2019, 04:43 PM   #5910
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https://www.sc.com/sg/save/savings-accounts/jumpstart/

Looks pretty decent ? No strings attached except for age limit.

Up to 20k at 2% pa
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