[ekardo]

can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?

[demoforce1]

ekardo wrote:

can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?

yes for both

[vsvs24]

ekardo wrote:

can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?

If your scenario is new Maxigain account, you won't get full interest. Need min $70k to get full interest.

Also, below 15k will have fall below fee.

Should not start like this for Maxigain.

[UtsunomiyaShion]

planning to open with 15k first to let the counters step up while i save the extra 55k before upping to 70k in one shot.

[vsvs24]

UtsunomiyaShion wrote:

planning to open with 15k first to let the counters step up while i save the extra 55k before upping to 70k in one shot.

Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.

[UtsunomiyaShion]

vsvs24 wrote:

Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.

thanks for the advice, the money i intending to put in it is my one year income emergency fund i dont intend to withdraw other than for life/death situations.

shion here is very scared die so got another sum of immediate cash elsewhere for more common everyday problems like laptop spoil / furniture spoil / wedding angbaos

[Bombermankid]

UtsunomiyaShion wrote:

thanks for the advice, the money i intending to put in it is my one year income emergency fund i dont intend to withdraw other than for life/death situations.

shion here is very scared die so got another sum of immediate cash elsewhere for more common everyday problems like laptop spoil / furniture spoil / wedding angbaos

Hi Shion, please don't be scared, many of your fans are waiting for you to go back filming.

[emo3lmo]

vsvs24 wrote:

Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.

After counter 6 at most drop 0.6% only
Not a lot also la
Basic 1.2%+0.6%(remaining 6 counter) still got 1.8% per annum for next 6 month before gradually increasing back to 2.4%

[LouisSaha]

CitibanK scary also leh.
So many branches closed down.
Put more than 70k, later they uplorry how lol

[MrHighlander]

Huh

Which branches closed down? I never read about it ...

LouisSaha wrote:

CitibanK scary also leh.
So many branches closed down.
Put more than 70k, later they uplorry how lol

[Tiger9119]

MrHighlander wrote:

Huh

Which branches closed down? I never read about it ...

Tampines Branch is one of them. Used to be next/near to Standard Chartered/Tampines, opposite Century Square.

[kkcheng77]

Tiger9119 wrote:

Tampines Branch is one of them. Used to be next/near to Standard Chartered/Tampines, opposite Century Square.

It's a good sign. Digital push. Less mouth to feed = less expenditure. Hope our interest payout stays as long as it can.

[LouisSaha]

The AMK hub level 3 also closed. If u all still remember the branch there opposite of NTUC hub.
Great world also close, serangoon garden branch also closed, tampines one too.

[ekardo]

emo3lmo wrote:

After counter 6 at most drop 0.6% only
Not a lot also la
Basic 1.2%+0.6%(remaining 6 counter) still got 1.8% per annum for next 6 month before gradually increasing back to 2.4%

oh...that's good to know..

eg,
I have already 70k...but I dun wanna bank in so much..so I put $100 before every end of the month...so I will get the full interest right?

and if I need the $, I withdraw 20k...left 50k..the interest will drop to what % ?

[Imhthc]

LouisSaha wrote:

CitibanK scary also leh.
So many branches closed down.
Put more than 70k, later they uplorry how lol

Aren’t u protected by the Govt for 100k deposit? Unless u put more than this amount in ur total deposit in different accounts with this bank.