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Citibank Maxigain Savings Account

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Old 21-09-2019, 12:19 AM   #5911
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Its really not difficult at all. My mum has 2 joint accounts with me and my bro everymonth take back approx $300 x 2 she see until very gain that she went to open 1 personal one herself. LoL

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Wah, so cash rich leh
150k x 3 =450k
It's like almost half a million cash parked under Savings account
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Old 21-09-2019, 06:02 AM   #5912
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Its really not difficult at all. My mum has 2 joint accounts with me and my bro everymonth take back approx $300 x 2 she see until very gain that she went to open 1 personal one herself. LoL

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Rich family detected.

/humbrag/
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Old 21-09-2019, 11:57 AM   #5913
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Wah, so cash rich leh
150k x 3 =450k
It's like almost half a million cash parked under Savings account
actually 450k generate 1k per mth liao.
really can tong one mth living expenses if u just spend on food n transport. really a good choice for elderly ppl.
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Old 22-09-2019, 12:29 AM   #5914
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Rich family detected.

/humbrag/
Not rich lah... Just very prudent with her savings. Plus shes old and retired liao.

Me just being the good son to help her generate some spending money for her old age.

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Old 22-09-2019, 07:50 AM   #5915
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Not rich lah... Just very prudent with her savings. Plus shes old and retired liao.

Me just being the good son to help her generate some spending money for her old age.

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No lahhhh.. this is not about rich family la.. this is about humbrag.
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Old 22-09-2019, 04:43 PM   #5916
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https://www.sc.com/sg/save/savings-accounts/jumpstart/

Looks pretty decent ? No strings attached except for age limit.

Up to 20k at 2% pa
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Old 22-09-2019, 10:40 PM   #5917
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can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?
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Old 23-09-2019, 05:59 AM   #5918
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can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?
yes for both
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Old 23-09-2019, 10:19 AM   #5919
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can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?
If your scenario is new Maxigain account, you won't get full interest. Need min $70k to get full interest.

Also, below 15k will have fall below fee.

Should not start like this for Maxigain.
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Old 23-09-2019, 12:19 PM   #5920
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planning to open with 15k first to let the counters step up while i save the extra 55k before upping to 70k in one shot.
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Old 23-09-2019, 12:36 PM   #5921
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planning to open with 15k first to let the counters step up while i save the extra 55k before upping to 70k in one shot.
Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.
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Old 23-09-2019, 01:05 PM   #5922
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Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.
thanks for the advice, the money i intending to put in it is my one year income emergency fund i dont intend to withdraw other than for life/death situations.

shion here is very scared die so got another sum of immediate cash elsewhere for more common everyday problems like laptop spoil / furniture spoil / wedding angbaos
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Old 23-09-2019, 02:57 PM   #5923
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thanks for the advice, the money i intending to put in it is my one year income emergency fund i dont intend to withdraw other than for life/death situations.

shion here is very scared die so got another sum of immediate cash elsewhere for more common everyday problems like laptop spoil / furniture spoil / wedding angbaos
Hi Shion, please don't be scared, many of your fans are waiting for you to go back filming.
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Old 23-09-2019, 05:24 PM   #5924
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Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.
After counter 6 at most drop 0.6% only
Not a lot also la
Basic 1.2%+0.6%(remaining 6 counter) still got 1.8% per annum for next 6 month before gradually increasing back to 2.4%
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Old 23-09-2019, 09:39 PM   #5925
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CitibanK scary also leh.
So many branches closed down.
Put more than 70k, later they uplorry how lol
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