HWZ Forums

Login Register FAQ Mark Forums Read

Citibank Maxigain Savings Account

Like Tree652Likes
Reply
 
LinkBack Thread Tools
Old 22-09-2019, 10:40 PM   #5911
Arch-Supremacy Member
 
ekardo's Avatar
 
Join Date: Jan 2000
Posts: 16,196
can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?
__________________
Live today likes there's no tomorrow
ekardo is offline   Reply With Quote
Old 23-09-2019, 05:59 AM   #5912
Senior Member
 
Join Date: Apr 2018
Posts: 1,551
can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?
yes for both
demoforce1 is offline   Reply With Quote
Old 23-09-2019, 10:19 AM   #5913
Master Member
 
Join Date: Feb 2018
Posts: 3,902
can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?
If your scenario is new Maxigain account, you won't get full interest. Need min $70k to get full interest.

Also, below 15k will have fall below fee.

Should not start like this for Maxigain.
vsvs24 is offline   Reply With Quote
Old 23-09-2019, 12:19 PM   #5914
Member
 
UtsunomiyaShion's Avatar
 
Join Date: Oct 2015
Posts: 156
planning to open with 15k first to let the counters step up while i save the extra 55k before upping to 70k in one shot.
UtsunomiyaShion is offline   Reply With Quote
Old 23-09-2019, 12:36 PM   #5915
Master Member
 
Join Date: Feb 2018
Posts: 3,902
planning to open with 15k first to let the counters step up while i save the extra 55k before upping to 70k in one shot.
Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.
vsvs24 is offline   Reply With Quote
Old 23-09-2019, 01:05 PM   #5916
Member
 
UtsunomiyaShion's Avatar
 
Join Date: Oct 2015
Posts: 156
Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.
thanks for the advice, the money i intending to put in it is my one year income emergency fund i dont intend to withdraw other than for life/death situations.

shion here is very scared die so got another sum of immediate cash elsewhere for more common everyday problems like laptop spoil / furniture spoil / wedding angbaos
UtsunomiyaShion is offline   Reply With Quote
Old 23-09-2019, 02:57 PM   #5917
Member
 
Join Date: Jun 2015
Posts: 308
thanks for the advice, the money i intending to put in it is my one year income emergency fund i dont intend to withdraw other than for life/death situations.

shion here is very scared die so got another sum of immediate cash elsewhere for more common everyday problems like laptop spoil / furniture spoil / wedding angbaos
Hi Shion, please don't be scared, many of your fans are waiting for you to go back filming.
Bombermankid is offline   Reply With Quote
Old 23-09-2019, 05:24 PM   #5918
Supremacy Member
 
emo3lmo's Avatar
 
Join Date: Jan 2009
Posts: 7,540
Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.
After counter 6 at most drop 0.6% only
Not a lot also la
Basic 1.2%+0.6%(remaining 6 counter) still got 1.8% per annum for next 6 month before gradually increasing back to 2.4%
emo3lmo is offline   Reply With Quote
Old 23-09-2019, 09:39 PM   #5919
Arch-Supremacy Member
 
LouisSaha's Avatar
 
Join Date: Apr 2004
Posts: 10,594
CitibanK scary also leh.
So many branches closed down.
Put more than 70k, later they uplorry how lol
LouisSaha is offline   Reply With Quote
Old 23-09-2019, 10:50 PM   #5920
Senior Member
 
Join Date: Feb 2018
Posts: 2,360
Huh

Which branches closed down? I never read about it ...

CitibanK scary also leh.
So many branches closed down.
Put more than 70k, later they uplorry how lol
MrHighlander is offline   Reply With Quote
Old 24-09-2019, 12:28 AM   #5921
Senior Member
 
Join Date: Nov 2017
Posts: 1,276
Huh

Which branches closed down? I never read about it ...
Tampines Branch is one of them. Used to be next/near to Standard Chartered/Tampines, opposite Century Square.

Last edited by Tiger9119; 24-09-2019 at 12:35 AM..
Tiger9119 is offline   Reply With Quote
Old 24-09-2019, 10:33 AM   #5922
Member
 
Join Date: Oct 2001
Posts: 360
Tampines Branch is one of them. Used to be next/near to Standard Chartered/Tampines, opposite Century Square.
It's a good sign. Digital push. Less mouth to feed = less expenditure. Hope our interest payout stays as long as it can.
kkcheng77 is offline   Reply With Quote
Old 24-09-2019, 06:53 PM   #5923
Arch-Supremacy Member
 
LouisSaha's Avatar
 
Join Date: Apr 2004
Posts: 10,594
The AMK hub level 3 also closed. If u all still remember the branch there opposite of NTUC hub.
Great world also close, serangoon garden branch also closed, tampines one too.

Last edited by LouisSaha; 24-09-2019 at 07:54 PM..
LouisSaha is offline   Reply With Quote
Old 24-09-2019, 11:49 PM   #5924
Arch-Supremacy Member
 
ekardo's Avatar
 
Join Date: Jan 2000
Posts: 16,196
After counter 6 at most drop 0.6% only
Not a lot also la
Basic 1.2%+0.6%(remaining 6 counter) still got 1.8% per annum for next 6 month before gradually increasing back to 2.4%
oh...that's good to know..

eg,
I have already 70k...but I dun wanna bank in so much..so I put $100 before every end of the month...so I will get the full interest right?

and if I need the $, I withdraw 20k...left 50k..the interest will drop to what % ?
__________________
Live today likes there's no tomorrow
ekardo is offline   Reply With Quote
Old 25-09-2019, 07:52 AM   #5925
Member
 
Join Date: Apr 2019
Posts: 269
CitibanK scary also leh.
So many branches closed down.
Put more than 70k, later they uplorry how lol
Arenít u protected by the Govt for 100k deposit? Unless u put more than this amount in ur total deposit in different accounts with this bank.
Imhthc is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On