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Citibank Maxigain Savings Account

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Old 01-11-2019, 09:56 PM   #6106
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So for those not yet reach 150k and already counter 12, one should try to top up as much as possible as it is still the best in market for Nov 2019 right?

Gottq do it before 2 Nov...
no point to top up ... bcos Nov's BONUS/COUNTER interest is based on Oct's lowest balance

your Nov top up will only earn 70% Sibor BASE interest
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Old 01-11-2019, 10:07 PM   #6107
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no point to top up ... bcos Nov's BONUS/COUNTER interest is based on Oct's lowest balance

your Nov top up will only earn 70% Sibor BASE interest
I see. That means do nothing for everyone and prepare to jump ship on 2 Dec.
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Old 01-11-2019, 10:13 PM   #6108
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So where’s the next best place to move our funds to?
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Old 01-11-2019, 10:58 PM   #6109
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Guys, with this steep cut in rates (and at such short notice ), is 30 Nov (Sat) or 2 Dec (Mon) the best time to move our funds out?
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Old 01-11-2019, 11:10 PM   #6110
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Guys, with this steep cut in rates (and at such short notice ), is 30 Nov (Sat) or 2 Dec (Mon) the best time to move our funds out?
i think if move on 30 Nov, the counter will drop for the computation of Nov Bonus .. dont dare to try
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Old 01-11-2019, 11:19 PM   #6111
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i think if move on 30 Nov, the counter will drop for the computation of Nov Bonus .. dont dare to try
ya i'm also uncertain, cos i noticed that for this month, they credited the bonuses on 1 Nov morning even though it's dated 31 Oct..

like that better move on 2 Dec...
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Old 01-11-2019, 11:25 PM   #6112
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on another note, anyone who enrolled for top up promotion in July received their reward?

i was supposed to receive mine by end Oct but didn't. Asked RM to check then was told that all who topped up in July will have their reward delayed til end Nov. Really lousy...
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Old 01-11-2019, 11:52 PM   #6113
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anyone know how to transfer 75K out from Maxigain fastest? Preparing now for next month.
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Old 01-11-2019, 11:58 PM   #6114
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anyone know how to transfer 75K out from Maxigain fastest? Preparing now for next month.
isnt FAST limit 200k ? or 100k at least ?
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Old 02-11-2019, 01:05 AM   #6115
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http://www.citibank.com.sg/maxigaintcdec2019
Seems like can still can go up to 12 counters?

So, usual interest for those at max counter would be around:
0.5 x 1.8% + 1.2% = 2.1%

Not as good as previously but still better than some options available...no?
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Old 02-11-2019, 01:10 AM   #6116
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Seems like can still can go up to 12 counters?

So, usual interest for those at max counter would be around:
0.5 x 1.8% + 1.2% = 2.1%

Not as good as previously but still better than some options available...no?
No, max bonus interest will be 0.6%, not 1.2%
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Old 02-11-2019, 01:46 AM   #6117
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No, max bonus interest will be 0.6%, not 1.2%
Oops, my bad.
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Old 02-11-2019, 01:58 AM   #6118
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Macdonald branch citibank closing next year FEB 2020.
Sooner or later, citibank will uplorry.
Now do this stun on maxigain acc. Sure many jump ship.

I guess this thread will die off after december.
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Old 02-11-2019, 05:37 AM   #6119
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Macdonald branch citibank closing next year FEB 2020.
Sooner or later, citibank will uplorry.
Now do this stun on maxigain acc. Sure many jump ship.

I guess this thread will die off after december.
Yes, if 10 of us move out 100k, already 1 million gone and I believe there will be many more moving out funds.
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Old 02-11-2019, 06:48 AM   #6120
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any advice which bank provide higest rate ?


so that we can transfer out from citibank - instead of 1.5% rate !

at least higher than cb rate for sure.

cimb was my option but hope for better deal
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