HWZ Forums

Login Register FAQ Mark Forums Read

Citibank Maxigain Savings Account

Like Tree651Likes
Reply
 
LinkBack Thread Tools
Old 01-12-2019, 01:41 PM   #6601
Arch-Supremacy Member
 
arctician's Avatar
 
Join Date: Oct 2003
Posts: 15,139
everyone close the acct now then what happen to bonus int in end dec? i spoke to cso few days ago she told me in jan after $15 is levied can just call in and waive and close account, no need so kancheong

I gg to withdraw till zero and cancel in jan.
__________________
I am a buibui sandsurfing in the wilds of sahara
arctician is online now   Reply With Quote
Old 01-12-2019, 01:42 PM   #6602
Supremacy Member
 
Join Date: Feb 2013
Posts: 6,232
Causeway Point.
Interesting. Normally Sunday banking they don't have cash services. So Citi officer gives u cash, perhaps small amount ok.

Today only 1 Dec, and your balance is zero and not end of day yet, how come when u close account got outstanding interest to be paid to u in cash?
tmkedmw is online now   Reply With Quote
Old 01-12-2019, 01:43 PM   #6603
Supremacy Member
 
Join Date: Feb 2013
Posts: 6,232
everyone close the acct now then what happen to bonus int in end dec? i spoke to cso few days ago she told me in jan after $15 is levied can just call in and waive and close account, no need so kancheong

I gg to withdraw till zero and cancel in jan.
Leave $1 as someone say account cannot be zero, if not, don't have bonus interest in end Dec.
tmkedmw is online now   Reply With Quote
Old 01-12-2019, 01:43 PM   #6604
Supremacy Member
 
Join Date: Feb 2009
Posts: 5,786
I FAST transferred the Funds out and close my account at the branch.

Surprising the Citi Officer told me that there is still interest for today and will be refunding me in Cash.
bro u r fast!

Is your account closed on the spot or pass to backroom for processing?

The bank paid u 1-day interest in cash?

Last edited by Squaredot; 01-12-2019 at 01:46 PM..
Squaredot is offline   Reply With Quote
Old 01-12-2019, 01:44 PM   #6605
Master Member
 
Join Date: Jan 2002
Posts: 4,906
Interesting. Normally Sunday banking they don't have cash services. So Citi officer gives u cash, perhaps small amount ok.

Today only 1 Dec, and your balance is zero and not end of day yet, how come when u close account got outstanding interest to be paid to u in cash?
Few dollars of interest, anyway did not except it just treat it as bonus.

I FAST Transfer out in the morning.

Last edited by NTTDoCoMo; 01-12-2019 at 01:48 PM..
NTTDoCoMo is online now   Reply With Quote
Old 01-12-2019, 01:46 PM   #6606
Master Member
 
Join Date: Jan 2002
Posts: 4,906
bro u r fast!

how is the bank gg to pay u the interest after account is closed? Curious
Is your account closed on the spot or pass to backroom for processing?
Interest Paid in Cash.

The closure should be on the spot if not they cannot process the interest. I login the internet banking both my single and joint not listed anymore.
NTTDoCoMo is online now   Reply With Quote
Old 01-12-2019, 01:47 PM   #6607
Supremacy Member
 
testingabc's Avatar
 
Join Date: Sep 2013
Posts: 9,055
everyone close the acct now then what happen to bonus int in end dec? i spoke to cso few days ago she told me in jan after $15 is levied can just call in and waive and close account, no need so kancheong

I gg to withdraw till zero and cancel in jan.
the bonus interest in end dec I treat citibank as coffee as my counter just reached 6 only so little bit only nia
__________________
iCatch CCTV Help / CIMB Fastsaver Referral / Sing Life Referral
PM me if needed
testingabc is online now   Reply With Quote
Old 01-12-2019, 01:49 PM   #6608
Supremacy Member
 
Join Date: Feb 2009
Posts: 5,786
...

Today only 1 Dec, and your balance is zero and not end of day yet, how come when u close account got outstanding interest to be paid to u in cash?
because transfer funds txns are dated 2 Dec so can have interest for one day?

But someone said there is no prorated interest ..
Squaredot is offline   Reply With Quote
Old 01-12-2019, 01:50 PM   #6609
Senior Member
 
JustDoLor's Avatar
 
Join Date: Dec 2016
Posts: 1,225
I c. I thought every mth login can already but I am wrong.. anyhow CSO activated for me.

inactive just log in to website version and click activate only again

if u never transfer in or transfer out money for like around 6 months, the acc will be termed as "inactive", a bit lame , but easily fixed
JustDoLor is offline   Reply With Quote
Old 01-12-2019, 01:51 PM   #6610
Supremacy Member
 
Join Date: Feb 2009
Posts: 5,786
Interest Paid in Cash.

The closure should be on the spot if not they cannot process the interest. I login the internet banking both my single and joint not listed anymore.
Thanks
10char
Squaredot is offline   Reply With Quote
Old 01-12-2019, 01:54 PM   #6611
Supremacy Member
 
Join Date: Feb 2013
Posts: 6,232
because transfer funds txns are dated 2 Dec so can have interest for one day?

But someone said there is no prorated interest ..
when u transfer out on Sunday, money is immediately deducted from your "transfer out account" on Sunday. So theoretically no money left on Sunday. Maybe Citi does it differently as they want to hold on to your $$$$ on Sunday and don't transfer till 2 Dec.

As for crediting into the "receiving bank", it depends on the receiving bank as they can value the incoming FAST transfer the next business day.

Last edited by tmkedmw; 01-12-2019 at 01:56 PM..
tmkedmw is online now   Reply With Quote
Old 01-12-2019, 01:55 PM   #6612
Arch-Supremacy Member
 
leonaheidern's Avatar
 
Join Date: Mar 2001
Posts: 13,199
U used FAST?

I think their system could not take the load.

I tried earlier with cimb fast saver the money kept being refunded.

Spoke to the cso on live chat she said the account was invalid or not a valid fast transfer account.

same with my dbs savings account

how ever i logged into cimb online banking portal and copied the number.

after putting my dbs multiplier account and transfering 1 dollar then 50k it works. I readded my cimb account and transfer out via fast 1 dollar and it worked this time. transfered the rest out
__________________
[SIGPIC][/SIGPIC]
leonaheidern is offline   Reply With Quote
Old 01-12-2019, 01:55 PM   #6613
Senior Member
 
JustDoLor's Avatar
 
Join Date: Dec 2016
Posts: 1,225
Yeah hor didn’t notice till u mentioned... Fast out today, transaction is post-dated 2-Dec.....

( Fast to isavvy is dated today ;-) )

because transfer funds txns are dated 2 Dec so can have interest for one day?

But someone said there is no prorated interest ..

Last edited by JustDoLor; 01-12-2019 at 01:58 PM..
JustDoLor is offline   Reply With Quote
Old 01-12-2019, 01:57 PM   #6614
Senior Member
 
Join Date: Aug 2004
Posts: 1,106
Anyone choose to keep their funds in maxigain till end of Dec?
xXxJavierxXx is offline   Reply With Quote
Old 01-12-2019, 02:06 PM   #6615
Supremacy Member
 
Join Date: Feb 2009
Posts: 5,786
need to bring anything to close account at branch? I drop them a message to close the account in the internet banking keyima?
I also did the same this morning Let's wait for their reply.

If u r gg to branch, just bring your NRIC enuf liao
Squaredot is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On