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Citibank Maxigain Savings Account

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Old 01-12-2019, 06:04 PM   #6661
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What is the next best stash account now beside Citibank ... without the need for salary crediting ?
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Old 01-12-2019, 06:07 PM   #6662
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i don't have isavvy and i don't think i can get it setup today. what is the next best alternative? esaver interest like drop a bit.
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Old 01-12-2019, 06:08 PM   #6663
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As big banks, Citibank and Chase have to maintain the big costs of having thousands of branches, ATMs and employees. While this makes for a good physical banking experience, both banks' interest rates take a hit as a result. ... While both banks have lower interest rates, Citibank does offer slightly higher rates.
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Old 01-12-2019, 06:09 PM   #6664
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i don't have isavvy and i don't think i can get it setup today. what is the next best alternative? esaver interest like drop a bit.
U can setup isavvy online chop chop.
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Old 01-12-2019, 06:28 PM   #6665
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U can setup isavvy online chop chop.
How about set up isavvy and isavvy-i online?
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Old 01-12-2019, 06:28 PM   #6666
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What is the next best stash account now beside Citibank ... without the need for salary crediting ?
For the popular: CIMB Fastsaver
For the uncommon: RHB High Yield, HL iSavings
For those who can spend $500 and do 3 GIRO: UOB One
For the hardworking: iSavvy with iSavvy-i /eSaver
For those who won't need cash short term: Fixed Deposit with CIMB/ICBC
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Old 01-12-2019, 06:29 PM   #6667
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How about set up isavvy and isavvy-i online?
online only isavvy, me just apply one also in the early morning using myinfo

isavvy-i need go branch
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Old 01-12-2019, 06:43 PM   #6668
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ADVICE

Hi all, what is the reason everyone is closing or FAST out the maximum amount today? It makes more sense to close or FAST tomorrow (2/12/19) right?

Cos the new T&C starts from 2/12/19. 1/12/19 will still have pro-rated interest.

Am i missing something here. Please advise. Thanks everyone.
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Old 01-12-2019, 06:52 PM   #6669
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Hi all, what is the reason everyone is closing or FAST out the maximum amount today? It makes more sense to close or FAST tomorrow (2/12/19) right?

Cos the new T&C starts from 2/12/19. 1/12/19 will still have pro-rated interest.

Am i missing something here. Please advise. Thanks everyone.
many reasons. some just dont give a damn about the remaining paltry interest and want to move everything asap to another place where they can earn more interest.

some even dont care about whether they will forfeit the bonus interest by closing the acc today also while some is putting in so much effort for that remaining 30 + bucks
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Old 01-12-2019, 07:01 PM   #6670
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I am at max counter now. My alternative is Cimb fastsaver. Should I just leave it in citi first ?
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Old 01-12-2019, 07:09 PM   #6671
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I am at max counter now. My alternative is Cimb fastsaver. Should I just leave it in citi first ?
nope. quickly transfer out to other bank to gain better interest.
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Old 01-12-2019, 07:31 PM   #6672
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many reasons. some just dont give a damn about the remaining paltry interest and want to move everything asap to another place where they can earn more interest.

some even dont care about whether they will forfeit the bonus interest by closing the acc today also while some is putting in so much effort for that remaining 30 + bucks
I found out I had 2.40 interest if I had waited till 30 Dec 2019

However the CSO via chat did not advise on the $15 dollar fall below fee.

But since I am working tomorrow I do not have the time to take an mrt ride all the way to Jurong East just to close the account.

So was one of the lucky ones who managed to fast out and close online.

Wanted to do yesterday but didn't see the 30 Nov interest in yet.

Posted from PCWX using G8342
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Old 01-12-2019, 07:38 PM   #6673
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I am at max counter now. My alternative is Cimb fastsaver. Should I just leave it in citi first ?
Depends whether you got other savings account which can guarantee higher rates or nope. With the new change Maxigain 1.5%pa is still slightly better than CIMB Fastsaver although CIMB is fuss free. If you have other accounts which you can get higher rates, then go for it, if not Maxigain still a slightly ok choice unless the sibor rates still drops.
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Old 01-12-2019, 07:55 PM   #6674
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Anyone managed to xfer out?

I am still stuck at REV.
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Old 01-12-2019, 08:05 PM   #6675
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Anyone managed to xfer out?

I am still stuck at REV.
What is REV?
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