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Citibank Maxigain Savings Account

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Old 10-01-2020, 02:36 PM   #7306
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Very good summary
What does it mean by "every 2 months need take 15 mins to merry go round" for isavvy/isavvy-i? Will doing this ensure you have the 1.9% rate consistently?
Why 15 mins? If you are on 4g, less than 5 mins can already
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Old 10-01-2020, 04:32 PM   #7307
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if those self employed then is there a way to sign up with those deposit that require salary credit?
UOB One bank account. 2.43% if have 75k (lower if have less than 75k as interest is tiered). Just spend min $500 on UOB One credit card per mth and have 3 GIRO.
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Old 10-01-2020, 07:14 PM   #7308
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Best to close on day 1? Can fast out the money then close online through secured msging?

Nd go branch?

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Old 10-01-2020, 09:46 PM   #7309
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Very good summary
What does it mean by "every 2 months need take 15 mins to merry go round" for isavvy/isavvy-i? Will doing this ensure you have the 1.9% rate consistently?
Thank you. Every 2 months will release the new interest rates. For me, the 15 mins is from my Maybank isavvy to POSB to Maybank isavvy-I account. Getting 1.9% or not depends, have to check the Maybank isavvy page, sometimes more sometimes less, but so far Maybank as a saving account gives the best interest rates with good liquidity as I can withdraw.
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Old 10-01-2020, 09:49 PM   #7310
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Yes would like to know more about the 2 months merry go round too. TIA!
Basically for my side, on the first day of new cycle I transfer from Maybank isavvy to POSB to Maybank isavvy-i. Next cycle is Maybank isavvy-I to POSB to Maybank isavvy.
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Old 10-01-2020, 09:50 PM   #7311
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Why 15 mins? If you are on 4g, less than 5 mins can already
I’m more of a negative person, so I put 15mins. Yes definitely can be much faster depends on what’s your middle bank and how your OTP is set up.
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Old 10-01-2020, 09:52 PM   #7312
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Best to close on day 1? Can fast out the money then close online through secured msging?

Nd go branch?

Sent from Xiaomi REDMI NOTE 6 PRO using GAGT
Yes for me I zero out on the 1st Dec once I get both interest and close it through the private messaging. You need not go to any Citibank branch.
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Old 12-01-2020, 02:57 PM   #7313
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Moved my funds to isavvy for 1.9% and also ocbc new funds promo ($85 voucher per $10,000 locked in for 6 months, effectively 1.7%).

Kept $15,000 in maxigain for counter to move up as a backup.
What is the interest rate for ocbc new fund promo to get ntuc voucher ?
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Old 12-01-2020, 03:26 PM   #7314
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Closed my ac yesterday and shift all to hsbc ega (2% till end of feb)

Will prob put into hsbc FD after that.. rates shld be ard 1.75%
https://www.hsbc.com.sg/accounts/products/time-deposit/

Gotten my abalone from hsbc too
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Old 12-01-2020, 04:07 PM   #7315
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Closed my ac yesterday and shift all to hsbc ega (2% till end of feb)

Will prob put into hsbc FD after that.. rates shld be ard 1.75%
https://www.hsbc.com.sg/accounts/products/time-deposit/

Gotten my abalone from hsbc too
To get abalone what is the criteria ?
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Old 12-01-2020, 04:14 PM   #7316
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To get abalone what is the criteria ?
https://www.hsbc.com.sg/premier/privileges/
200k fresh fund
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Old 12-01-2020, 05:29 PM   #7317
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What is the interest rate for ocbc new fund promo to get ntuc voucher ?
base interest itself is low as hell, only benefits are the vouchers.

Vouchers converted into interest rate is about 1.7%, locked in for 6 months.
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Old 12-01-2020, 08:06 PM   #7318
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What is the interest rate for ocbc new fund promo to get ntuc voucher ?
dont like ntuc voucher as cannot use in self service check out
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Old 12-01-2020, 09:11 PM   #7319
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base interest itself is low as hell, only benefits are the vouchers.

Vouchers converted into interest rate is about 1.7%, locked in for 6 months.
Noted. Thanks !
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Old 12-01-2020, 10:09 PM   #7320
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base interest itself is low as hell, only benefits are the vouchers.

Vouchers converted into interest rate is about 1.7%, locked in for 6 months.
would prefer cash imo, so put most of my funds to maybank isavvy
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