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Citibank Maxigain Savings Account

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Old 02-04-2020, 04:34 PM   #7516
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just checked maybank...dividend earned is credited but only a mere 0.25% annual interest earn...far from 1.75%

is this the only line item for the march interest?
This is base interest only. Bonus interest will come next week
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Old 02-04-2020, 09:30 PM   #7517
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This is base interest only. Bonus interest will come next week
thanks for the prompt reply!
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Old 13-04-2020, 02:37 PM   #7518
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Better go to the branch.

I tried to call their hotline - was told high traffic and told to use chat or secured email.

I opened the chat - was shown that chat was "temporarily" not available.

I sent a secured email - no reply for two business days.

Just in case they charge you for fall-below fee after you emptied your account prior to proper account closure (shittyBank is capable of doing this type of BS, especially recently), I suggest you go to the branch to close account and withdraw your balance.

Do note that any account balance must be withdrawn either in cash or in cashier's order; no splitting between cash and CO.
Hi bigrooster,

So in your opinion, it is best to go down to a full service branch (on the 1st of the month) to do the closure? Do they charge anything for a Cashier Order drawn against the account holder name?

Thank you
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Old 13-04-2020, 03:33 PM   #7519
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Wah drop so much. Anyone still maintaining with Citi?

Problem is they charge service fee if move out the funds. And to move out stocks USD 50 per stock
i didnt move out , everywhere interest are dropping & time like this i rather stay at home then to go Q
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Old 14-04-2020, 11:27 AM   #7520
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I shifted to DBS 12 months FD at 1.4%
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Old 15-04-2020, 03:48 PM   #7521
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I shifted to DBS 12 months FD at 1.4%
there are a lot more options > 1.5%...

even maxigain is > 1.5% isnt it ?
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Old 15-04-2020, 07:19 PM   #7522
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I shifted to DBS 12 months FD at 1.4%
currently now in flexible maybank isavvy musical chairs 1.75%
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Old 15-04-2020, 08:24 PM   #7523
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there are a lot more options > 1.5%...

even maxigain is > 1.5% isnt it ?
The last i counted, a wk back, maxigain was about 1.2-1.3
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Old 20-04-2020, 01:36 PM   #7524
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Hi! Could I check when does Maybank usually release the rates for the next two months? I note itís nearing May but they still havenít release the rates for May-June haha.
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Old 27-04-2020, 05:17 PM   #7525
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Hi! Could I check when does Maybank usually release the rates for the next two months? I note itís nearing May but they still havenít release the rates for May-June haha.
till now still not release..
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Old 27-04-2020, 06:02 PM   #7526
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Hi! Could I check when does Maybank usually release the rates for the next two months? I note itís nearing May but they still havenít release the rates for May-June haha.
last day of the month or first day of the month, seldom earlier
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Old 27-04-2020, 06:17 PM   #7527
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May I know if withdraw from Citibank maxigain when counter is 12, it will drop to 6?
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Old 27-04-2020, 06:25 PM   #7528
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May I know if withdraw from Citibank maxigain when counter is 12, it will drop to 6?
Yes if withdraw such that min balance is lower than that in previous month.
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Old 27-04-2020, 06:44 PM   #7529
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Yes if withdraw such that min balance is lower than that in previous month.
Thanks. And have to maintain above 70k?
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Old 27-04-2020, 07:02 PM   #7530
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Thanks. And have to maintain above 70k?
Maintain average daily balance above 70k is to get base interest. Counter is for bonus interest.
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