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Citibank Maxigain Savings Account

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Old 17-05-2020, 09:56 PM   #7561
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hi latest rate with max counter now is 1.2-1.3%?
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Old 17-05-2020, 10:17 PM   #7562
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hi latest rate with max counter now is 1.2-1.3%?
Currently sibor rate is 0.44%, so max maxigain rate is 0.5x0.44%+0.6%(Counter 12/AFTER 12 months)=0.82%
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Old 17-05-2020, 10:56 PM   #7563
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Currently sibor rate is 0.44%, so max maxigain rate is 0.5x0.44%+0.6%(Counter 12/AFTER 12 months)=0.82%
wow thanks i didnt know drop so much, thought still have 1.3-1.4%, think can only go cimb fastsaver
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Old 17-05-2020, 11:43 PM   #7564
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lot of banking are dropping in rate even those BOC,ICBC usually go up to ~ 2% are coming down till 1.2%.

This virus crisis is causing a lot of impact to all.
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Old 18-05-2020, 10:32 AM   #7565
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Currently sibor rate is 0.44%, so max maxigain rate is 0.5x0.44%+0.6%(Counter 12/AFTER 12 months)=0.82%
Sibor is now hovering at around 0.31%
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Old 18-05-2020, 11:13 AM   #7566
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I sent a secured message to close my joint maxigain account 3 weeks ago, and still my joint account is there. Do we really have to go down to the bank branch to close the account?
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Old 18-05-2020, 11:53 AM   #7567
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I sent a secured message to close my joint maxigain account 3 weeks ago, and still my joint account is there. Do we really have to go down to the bank branch to close the account?
Shouldn't be. You still have balance inside?

Anyway I've emailed ocbc cs last month but they haven't replied. Which is unlike them. Maybe banks Cs is not essential service

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Old 18-05-2020, 12:07 PM   #7568
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I sent a secured message to close my joint maxigain account 3 weeks ago, and still my joint account is there. Do we really have to go down to the bank branch to close the account?
Same thing here. I sent secured message 1 month ago to close the accounts. They were still there when I log in. I notice they remove my Priority status already though (usually when logging in, there will be a Citi Priority or something). As long as u don't have money inside, shldnt worry. Don't think it will turn negetive.
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Old 18-05-2020, 12:26 PM   #7569
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Hi can consider Standard Chartered Jumpstart Account. I/r is 2% per annum so is pretty decent!
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Old 18-05-2020, 12:54 PM   #7570
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any recomendation to replace citi maxigan? esaver and issavy need rotate every 2 mths, from the views here seem like cimb fastsaver is best for 150k?
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Old 18-05-2020, 03:06 PM   #7571
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I thought of the cimb acc for the interests. I scare go open now later they revise the interest because of the current situation.
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Old 18-05-2020, 04:33 PM   #7572
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True ,all banks are lowering the interest shift here and there later square one
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Old 18-05-2020, 06:20 PM   #7573
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any recomendation to replace citi maxigan? esaver and issavy need rotate every 2 mths, from the views here seem like cimb fastsaver is best for 150k?
For me I'm using CIMB Fastsaver for $100K, Singlife for $10K and the rest in Maybank iSavvy merry go round.

$150K currently best is Hong Leong iSavings, but till 31 June 20 and minimum $5K which I opt against. Next is RHB High Yield but till 31 June 2020 also. So I prefer CIMB Fastsaver+Singlife+Maybank Merry-Go-Round. Others need salary and spend requirements which I don't like.
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Old 18-05-2020, 06:24 PM   #7574
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I thought of the cimb acc for the interests. I scare go open now later they revise the interest because of the current situation.
Have been using CIMB near to 2 years, what I like is that I can put $0 for few months and they don't deduct any fees or delete account unlike most bank have minimum $500-$1K fall below fees or else deduct money. Not sure will they revise the interest or not, if they do can just empty the account actually, unlike Hong Leong you need $5K, RHB you need $1K and Maybank $500. You can PM me if you want CIMB Referral too
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Old 18-05-2020, 06:54 PM   #7575
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Haha, it's me again spamming my stupid table before it gets outdated in a few wks.
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