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Citibank Maxigain Savings Account

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Old 06-06-2020, 01:49 PM   #7666
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You used FAST transfer?
Ya, but anyway yesterday I managed to transfer out.. Leaving it as 0.. Then I send secure mail to ask them close account.. Not going to care that..
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Old 06-06-2020, 07:09 PM   #7667
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I transfer out my money and ask they to close it..

Than they reply what interest and don't want to close for me.?

Since is $0, I don't think I will get any interest right?
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Old 06-06-2020, 07:14 PM   #7668
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I transfer out my money and ask they to close it..

Than they reply what interest and don't want to close for me.?

Since is $0, I don't think I will get any interest right?
that time they told me i got around $2.50 of interest, I just tell them I forgo it as a treat to them and let them close lol, cause if I go to take it the transport fee and time already more than this liao
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Old 06-06-2020, 07:53 PM   #7669
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that time they told me i got around $2.50 of interest, I just tell them I forgo it as a treat to them and let them close lol, cause if I go to take it the transport fee and time already more than this liao
I recall others mention can ask them to transfer to credit card, provided you have their card.
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Old 06-06-2020, 09:07 PM   #7670
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that time they told me i got around $2.50 of interest, I just tell them I forgo it as a treat to them and let them close lol, cause if I go to take it the transport fee and time already more than this liao
No need to go bank close account. Can send a message through Citibank online portal with a request to close the account.
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Old 06-06-2020, 09:55 PM   #7671
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I transfer out my money and ask they to close it..

Than they reply what interest and don't want to close for me.?

Since is $0, I don't think I will get any interest right?
I also withdraw everything few days back, shall wait for 1st Jul to see if got any surprise interest before writing in to close
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Old 10-06-2020, 09:07 PM   #7672
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Wow the SIBOR has fallen from almost 1.9% to now 0.25%.

1 more nail in the coffin for Maxigain, if any were needed.
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Old 20-06-2020, 12:52 AM   #7673
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Oh no even cimb is revising its rates!!

https://www.cimbbank.com.sg/en/perso...-accounts.html

EIR for 1st 75k is only 0.6%!!

I wanted to clear out Maxigain on 1st July to transfer to cimb...guess i can stay put..

Sibor won't have negative rates right?
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Old 22-06-2020, 12:24 PM   #7674
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Maxigain has been in the dumps since 2019.
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Old 01-07-2020, 01:46 PM   #7675
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iSavvy now only 0.7%?!
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Old 01-07-2020, 01:54 PM   #7676
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iSavvy now only 0.7%?!
Still higher than maxi leh
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Old 01-07-2020, 03:27 PM   #7677
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Still higher than maxi leh
Higher meh? Cos maxi is about 0.6 + 0.1/2 = 0.65? But the 0.6 guaranteed leh... isavvy doesn't have a guaranteed portion..

But now cimb, isavvy, etc all drop, maxi should be ok to hold ba.. if i have already held out til now
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Old 01-07-2020, 03:40 PM   #7678
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I transfer out my money and ask they to close it..

Than they reply what interest and don't want to close for me.?

Since is $0, I don't think I will get any interest right?

I emptied my account and left $1 on 1 June for the entire month. 30 June received $32 of interest. This $32 interest was actually earned for the deposits on the month of May. No harm keeping $1 for one month and wait for any interest to come in just in case. We have MAS as backing to prevent them from levying fall below fee on us.

After my interest is in, I transferred out the $1 and messaged to close the account with immediate effect.
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Old 01-07-2020, 04:02 PM   #7679
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Emptied my balance on June 1st.

And gotten interest on July 1st, should be from May's.

Those who are emptying the account, please leave it for a month.

I have already clarified and $0 is fine, no fees will be charged.
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Last edited by DenOOO; 01-07-2020 at 04:07 PM..
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Old 01-07-2020, 05:47 PM   #7680
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Higher meh? Cos maxi is about 0.6 + 0.1/2 = 0.65? But the 0.6 guaranteed leh... isavvy doesn't have a guaranteed portion..

But now cimb, isavvy, etc all drop, maxi should be ok to hold ba.. if i have already held out til now
SIBOR not 0.25 meh?
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