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DBS changed its Mutiplier plan

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Old 14-07-2019, 01:48 PM   #2386
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i bought the insurance for $14++

as least can use as one category
what insurance is that? able to apply online or must go down physically?
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Old 14-07-2019, 01:54 PM   #2387
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What if I don’t meet the minimum spending requirement for a certain month?

Do you also get your annual fee waived ?
Then you won't get the 5% rebate.

Never have to pay a cent of annual fee before...
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Old 14-07-2019, 01:58 PM   #2388
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What if I donít meet the minimum spending requirement for a certain month?

Do you also get your annual fee waived ?
Normally i don't like cards with a min spent. It makes me waste more money than save.
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Old 14-07-2019, 01:58 PM   #2389
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Ohh I see. Did u get it waived or they just never charged it to you before?

How does the annual fee thing work

Then you won't get the 5% rebate.

Never have to pay a cent of annual fee before...
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Old 14-07-2019, 03:25 PM   #2390
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Ohh I see. Did u get it waived or they just never charged it to you before?

How does the annual fee thing work
They will charge. Just have to look out for it and call in to waive. If for some unlikely reason they won't waive, just cancel the card and apply another
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Old 14-07-2019, 04:15 PM   #2391
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If I cancel the card , do I still need to pay the annual fee that they won’t waive?

Usually annual fee is charged/paid at end of year right ?

They will charge. Just have to look out for it and call in to waive. If for some unlikely reason they won't waive, just cancel the card and apply another
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Old 14-07-2019, 04:21 PM   #2392
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If I cancel the card , do I still need to pay the annual fee that they wonít waive?

Usually annual fee is charged/paid at end of year right ?
I already answered you before. Not sure why you keep asking. The first year's annual fee is free. When they charge you for annual fee, it's for the NEXT year, so if you cancel the card they can't make you pay the fee
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Old 14-07-2019, 04:23 PM   #2393
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If I cancel the card , do I still need to pay the annual fee that they wonít waive?

Usually annual fee is charged/paid at end of year right ?

Annual fee is charged at the start of the year. That's why when you cancel the card, you don't have to pay for it.
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Old 14-07-2019, 04:28 PM   #2394
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Because you only mentioned first year is free. Subsequently after first year, No idea if annual fee is paid BEFORE start of year, before you use your cc for the next year or only after END of year, after you have used your cc. So that is my question. But thanks for the clarification

No need. I have a card that I never charged a single cent to and they continue to waive the fees every year. Why worry so much. Apply and use. If they don't approve your waiver just cancel. They can't charge you the fee if you cancel because first year is always free
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Old 14-07-2019, 04:28 PM   #2395
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Thanks!

10char

Annual fee is charged at the start of the year. That's why when you cancel the card, you don't have to pay for it.
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Old 14-07-2019, 04:43 PM   #2396
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i bought the insurance for $14++

as least can use as one category
which insurance is it?
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Old 14-07-2019, 05:19 PM   #2397
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what insurance is that? able to apply online or must go down physically?
Go down the branch. Manu protect.
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Old 14-07-2019, 05:19 PM   #2398
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Can we see the Bank and Earn on the mobile app?
No you can't, only in ib.
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Old 14-07-2019, 05:40 PM   #2399
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4 category
Salary
Credit card $1
Investment SSB
Insurance ManuProtect

Hope can be 万岁万岁万万岁
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Old 14-07-2019, 06:44 PM   #2400
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Hi, the premium term is 8 yrs. But we can cancel after 1 yr and re apply?

Let them know you want the below.

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