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Deposits (non FD) to consider to manage concentration risks

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Old 07-07-2020, 06:59 PM   #46
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Same as the first 10k at 2.5%, both subjected to changes.

I guess the Dash EasyEarn would be better at 2% guaranteed for the 1st policy year and pretty flexible in terms of withdrawal.

Was looking at SIF GoSavers initially but saw that they are cutting rates soon.
Is Dash Easyearn 2% up to 20k? SiF reduced the rate wef 15 July. Current RHB HYSA Plus rates are the best for no frills, no hoops day2day saving account.
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Old 07-07-2020, 07:13 PM   #47
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Is Dash Easyearn 2% up to 20k? SiF reduced the rate wef 15 July. Current RHB HYSA Plus rates are the best for no frills, no hoops day2day saving account.
yup 2%, up to 20k.

HYSA and HYSA Plus are 2 completely different products ?

Can't seem to find HYSA Plus page.

Only able to find the "Revision of Premier Plus Account and High-Yield Savings Account Plus".

https://rhbgroup.com.sg/others/news-...s-account-plus
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Old 07-07-2020, 07:52 PM   #48
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yup 2%, up to 20k.

HYSA and HYSA Plus are 2 completely different products ?

Can't seem to find HYSA Plus page.

Only able to find the "Revision of Premier Plus Account and High-Yield Savings Account Plus".

https://rhbgroup.com.sg/others/news-...s-account-plus
HYSA and HYSA Plus are 2 different products. HYSA Plus has a better rates now. You are already looking at the correct link for HYSA Plus.
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Old 08-07-2020, 10:54 AM   #49
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HYSA and HYSA Plus are 2 different products. HYSA Plus has a better rates now. You are already looking at the correct link for HYSA Plus.
can we have joint account (2 names) for HYSA Plus?
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Old 08-07-2020, 10:58 AM   #50
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have applied yesterday till now still no update if it is approve or not...

going to move my cimb fund to get higher interest.. peasant like me only can play with musical chair, move the peanut funds for higher interest...

Dividends drop, saving interest rate drop

how to get a rich childless old auntie to be her godson n get her inheritance fml
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Old 08-07-2020, 11:11 AM   #51
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can we have joint account (2 names) for HYSA Plus?
Good question. I did not see that application via current mobile app provides joint account application. Like most banks, I would think for joint account, it would need to be done at the bank. You may want to call CSO to confirm and share your finding here.
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Old 08-07-2020, 11:13 AM   #52
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have applied yesterday till now still no update if it is approve or not...

going to move my cimb fund to get higher interest.. peasant like me only can play with musical chair, move the peanut funds for higher interest...

Dividends drop, saving interest rate drop

how to get a rich childless old auntie to be her godson n get her inheritance fml
Did you use Myinfo or manual completion of information for HYSA Plus application?
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Old 08-07-2020, 12:59 PM   #53
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have applied yesterday till now still no update if it is approve or not...

going to move my cimb fund to get higher interest.. peasant like me only can play with musical chair, move the peanut funds for higher interest...

Dividends drop, saving interest rate drop

how to get a rich childless old auntie to be her godson n get her inheritance fml
Only gonna open RHB next week just in case rates change.

Opened CIMB on 1st June immediately get nerfed effective 15th June.

Lucky CIMB no fall-below fee, can just leave it if necessary.

How did you open the HYSA Plus ?

All i see is this page with the table and nothing else.

https://rhbgroup.com.sg/others/news-...s-account-plus

*Opened RHB account since there is no fall-below fee.

Last edited by DenOOO; 09-07-2020 at 09:38 PM..
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Old 08-07-2020, 01:11 PM   #54
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RHB has a number of mobile app. Download the RHB Singapore mobile app to open the HYSA Plus account.

RHB Mobile SG
by
RHB BANK BERHAD SG (Singapore)
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Old 11-07-2020, 04:12 PM   #55
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RHB has a number of mobile app. Download the RHB Singapore mobile app to open the HYSA Plus account.

RHB Mobile SG
by
RHB BANK BERHAD SG (Singapore)
hope no changes to interest rate......

opening one now..
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Old 11-07-2020, 05:35 PM   #56
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hope no changes to interest rate......
opening one now..
Current their interest rate was revised wef 1 July. June rate was higher. We won't know if the rate will be revised further soon. We just need to take it as it comes.
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Old 12-07-2020, 08:35 AM   #57
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Any return that is too good, just be careful. There is no free lunch in tis world...
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Old 12-07-2020, 10:26 AM   #58
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BANK / S$ / % p.a.

DBS Multiplier (income+2 cat) -- / 50,000 / 3.5
SingLife --------------------------- / 10,000 / 2.5
BOC SmartSaver (2 conditions) - / 60,000 / 1.95
UOB One (2 conditions) --------- / 75,000 / 1.8
RHB HYSA ------------------------ / 100,000 / 1.375
SIF GoSaver (>160k) ------------ / 108,700 / 1.2
SIF GoSaver ---------------------- / 160,000 / 1.09375


My current funds allocation till 15Jul'20 ...
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Last edited by direbmem; 12-07-2020 at 10:42 AM..
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Old 12-07-2020, 10:34 AM   #59
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BANK / S$ / % p.a.

DBS (income+2 cat) / 50,000.00 / 3.5
SingLife / 10,000 / 2.5
BOC (2 conditions) / 60,000 / 1.95
UOB (2 conditions) / 75,000 / 1.8
RHB / 100,000 / 1.375
SIF (>160k) / 108,700 / 1.2
SIF / 160,000 / 1.09375


My current funds allocation till 15Jul'20 ...
Your above is history leow. Check with most financial institutions. Most giving below 1% for FD now.
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Old 12-07-2020, 10:39 AM   #60
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Your above is history leow. Check with most financial institutions. Most giving below 1% for FD now.
The above is not for FD...
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每段故事都有一篇剧情
每段爱情都像动人旋律
一颗真心却只向着你前进
也许爱越单纯越着迷

你是窗外另外一片风景
在你眼里我是什么关系
你的呼吸藏在我的爱情里
何时能诚实面对自己

我们从不开口那个言语
那一句我爱你
永远像少了勇气
别人都说
我和你之间的关系
没有人相信只有关心

我们从不正视那个问题
那一些[color=#e10900]是非题[/color]
总让人伤透脑筋
我会期待
爱情盛开那一个黎明
一定会有美丽的爱情
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