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Old 07-02-2017, 01:01 AM   #61
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Hmm abit suspicious. Hope moderator can do something about it? Looks like self advertising.. :x
Opps sorry, just new here, not sure about the rules, already edited my post. Thanks
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Old 24-04-2017, 10:22 PM   #62
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Yup seems like.
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Old 26-04-2017, 03:34 PM   #63
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your agent can guaranteed more than cpf returns?
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Old 23-07-2017, 05:10 PM   #64
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Insurance for Single

35 yrs old single with no dependents
what insurance do I need on top of healthshield?
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Old 24-07-2017, 01:47 AM   #65
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35 yrs old single with no dependents
what insurance do I need on top of healthshield?
Cover yourself from income loss in the event of disability and major illnesses.
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Old 30-07-2017, 04:19 PM   #66
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personally I feel the criteria for disability income can be quite onerous ... so best read & understand the terms, else it becomes an expensive "add-on"

for loss of income, I prefer the certainty of self-savings rather than depend on insurer's payout.
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Old 11-10-2017, 03:38 PM   #67
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is it the job of the agent to inform the client if they do not have sufficient fund in medisave for deduction?

my mom received the letter from the insurance company but did not do anything about it as she does not understand english.
It's only recently when we were going thro her insurance then she found the letter. Unfortunately, the policy has lapsed.

Called the agent and the agent says why we did not help her to read the letter?
I tot agent should receive this kind of notice too and they can inform their client?
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Old 11-10-2017, 04:35 PM   #68
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is it the job of the agent to inform the client if they do not have sufficient fund in medisave for deduction?

my mom received the letter from the insurance company but did not do anything about it as she does not understand english.
It's only recently when we were going thro her insurance then she found the letter. Unfortunately, the policy has lapsed.

Called the agent and the agent says why we did not help her to read the letter?
I tot agent should receive this kind of notice too and they can inform their client?
if u see below the letter, it is also addressed to your agent. your agent gets the same info as you

judging from the situation you went through, the agent is not obliged to inform your mum about this.

but your agent MUST and is OBLIGATED to receive the commissions from your mum

please thank your agent for getting the commissions from your mum while doing nothing
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Old 11-10-2017, 05:51 PM   #69
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just saw the cc info at the bottom of the letter after you mentioned.
called the agent to ask about it and he started by blaming us for not reading the letter when we didnt even blame him in the 1st place.

i guess we didnt give him enough business as this agent was recommended by a rich relative.
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Old 11-10-2017, 05:52 PM   #70
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just saw the cc info at the bottom of the letter after you mentioned.
called the agent to ask about it and he started by blaming us for not reading the letter when we didnt even blame him in the 1st place.

i guess we didnt give him enough business as this agent was recommended by a rich relative.
Lol blaming you

Your agent really jin satki!
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Old 19-10-2017, 12:58 AM   #71
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Should be useful to know.
http://www.clearlysurely.com/blog/in...-need-to-know/

http://www.clearlysurely.com/blog/in...w-part-2-of-2/

And a thread with the important points
http://deluxeforums.hardwarezone.com...s-5709240.html
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Old 16-01-2018, 12:41 AM   #72
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Tell u few tips

1.buying online not necessarily give you a cheaper price, sometimes buying from the people you know might give u better offer

2.a good agent really make things differently, even it is a same product, so choose an agent wisely!
One thing i learned (the hard way) is NEVER choose an insurance agent that is flashy with his materials stuff. If you happen to see his FB or instagram filled with pictures of their expensive car/watch/gadgets then my advice to you is avoid at all cost. These insurance agents have nothing on their mind other than how to push the highest commission product to you so that they can afford/maintain these luxury lifestyle.
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Old 17-01-2018, 07:29 AM   #73
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One thing i learned (the hard way) is NEVER choose an insurance agent that is flashy with his materials stuff. If you happen to see his FB or instagram filled with pictures of their expensive car/watch/gadgets then my advice to you is avoid at all cost. These insurance agents have nothing on their mind other than how to push the highest commission product to you so that they can afford/maintain these luxury lifestyle.
No la. These agents are just laughing in your face with the caption "Thanks for funding my lavish lifestyle, suckers!"
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Old 05-02-2018, 11:52 PM   #74
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Hi there! May i know if there are any insurance savings plans that can pay out lump sum in 5 years time? Cant seem to find any, mostly at least 10 years :/ Thanks in advance!
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Old 06-02-2018, 04:04 AM   #75
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Hi there! May i know if there are any insurance savings plans that can pay out lump sum in 5 years time? Cant seem to find any, mostly at least 10 years :/ Thanks in advance!
The best (IMO) available currently:
https://www.etiqa.com.sg/personal/li...es/eeasy-save/
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