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Old 07-11-2018, 03:02 PM   #1
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Hospitalisation Claims

I am with NTUC income enhanced income shield. The specialist doctor requires me to go for a couple of ultrasounds scans.

As I'm a walk-in patient, it's going to be quite pricey. The nurse did advise that I can be admitted to a short stay ward to allow for insurance claim. If I'm not wrong minimum time to be warded is for 6 hrs.

Anyone can advise if this type of claims can go through?
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Old 07-11-2018, 03:19 PM   #2
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Bro, maybe u go through the below link depending on your plan type. It also have a step-by step on what to do. Hope it helps.
https://www.income.com.sg/claims/lif...omeshield-plan

I am with NTUC income enhanced income shield. The specialist doctor requires me to go for a couple of ultrasounds scans.

As I'm a walk-in patient, it's going to be quite pricey. The nurse did advise that I can be admitted to a short stay ward to allow for insurance claim. If I'm not wrong minimum time to be warded is for 6 hrs.

Anyone can advise if this type of claims can go through?
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Old 07-11-2018, 04:28 PM   #3
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I am with NTUC income enhanced income shield. The specialist doctor requires me to go for a couple of ultrasounds scans.

As I'm a walk-in patient, it's going to be quite pricey. The nurse did advise that I can be admitted to a short stay ward to allow for insurance claim. If I'm not wrong minimum time to be warded is for 6 hrs.

Anyone can advise if this type of claims can go through?
by any chance is this a private hospital? going for ultrasound which will take a couple of hours, but allowing you to check into their hospital suite for short stay with lobster dinner and Premier league available on cable TV, and then claiming through insurer.....
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Old 07-11-2018, 06:39 PM   #4
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by any chance is this a private hospital? going for ultrasound which will take a couple of hours, but allowing you to check into their hospital suite for short stay with lobster dinner and Premier league available on cable TV, and then claiming through insurer.....
I went to a restructured hospital as they had the earliest appointment slot at that point of time. My dilemma is whether or not I should be warded. If I choose to be warded in a A1 ward and the claim doesn't go through, I'm going to be faced with a hefty bill.
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Old 07-11-2018, 07:30 PM   #5
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I went to a restructured hospital as they had the earliest appointment slot at that point of time. My dilemma is whether or not I should be warded. If I choose to be warded in a A1 ward and the claim doesn't go through, I'm going to be faced with a hefty bill.
So go where you can afford. I'd recommend B2.
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Old 07-11-2018, 10:25 PM   #6
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Firstly, are the scans related and medically necessary for the condition that you’re warded for?

Secondly, these symptoms are not a pre-existing condition right?
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Old 08-11-2018, 08:20 PM   #7
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The insurer is within its rights to deny the claim if the hospitalization is medically unnecessary, which is, in fact, the truth of your situation.

You can go visit a polyclinic or primary care provider for a proper referral, and then subsidies kick in to lower the price. Also, you should be able to use $300 of MediSave, possibly more, to pay the bill.
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Old 09-11-2018, 12:47 AM   #8
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I went to a restructured hospital as they had the earliest appointment slot at that point of time. My dilemma is whether or not I should be warded. If I choose to be warded in a A1 ward and the claim doesn't go through, I'm going to be faced with a hefty bill.
Why need A1?
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Old 09-11-2018, 08:52 AM   #9
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Why need A1?
Even if you're going to attempt this maneuver ("good luck"), A1 certainly isn't required, especially for day warding. If B2+ ward is available, that'd be more than fine in these circumstances. B2+ is air conditioned.
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Old 09-11-2018, 09:13 AM   #10
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I went to a restructured hospital as they had the earliest appointment slot at that point of time. My dilemma is whether or not I should be warded. If I choose to be warded in a A1 ward and the claim doesn't go through, I'm going to be faced with a hefty bill.
If u are testing the system, your isp is for A ward?, suggest u stay in C the cheapest with highest subsidy (if u qualify), if u succeed, u are paid a daily cash benefit. If u fail, your bill will be cheaper

I thought at least 8 hrs? any difference in bill if u stay 6 hrs vs 8 hrs or 24 hours? If u stay 24 hrs, u get 1 day's cash benefit

I was admitted to A&E, doctor ask me want to stay 8 hrs or till next day cos am on anesthetics need 8 hours to clear. Stayed A&E till next day cos my condition need nurse care, managed to claim bill and 1 day's cash benefit.
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