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Old 05-07-2018, 07:40 PM   #3301
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looks like Jurong branch is very popular among the ppl in this thread! tmr i shall go there


anybody met with unhelpful RM and refused to waived the fall below $50 or not?

my RM helped me waived 3 times liao and i still manage to get all my welcome cash gifts and referrals rewards all the time... very heng..
My first RM very terok, refused to help from 2nd times onwards and was totally unfriendly and rude. Wrote in to complain and asked for change of RM. ^^
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Old 05-07-2018, 07:49 PM   #3302
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actually, 90 days lock in from the 1st thursday of the month will result in the 1st few days of 4th month no 1.5% interest at all...

based on 200k, each day interest is $8.21

if u present a cheque on friday after cheque the clearing time, it will clear only on tuesday... means ard 10 days of 1.5% interest lost in the 4th month ... right
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Old 05-07-2018, 07:50 PM   #3303
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My first RM very terok, refused to help from 2nd times onwards and was totally unfriendly and rude. Wrote in to complain and asked for change of RM. ^^
then did u manage to get waiver for the 3rd time onwards?
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Old 05-07-2018, 08:06 PM   #3304
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actually, 90 days lock in from the 1st thursday of the month will result in the 1st few days of 4th month no 1.5% interest at all...

based on 200k, each day interest is $8.21

if u present a cheque on friday after cheque the clearing time, it will clear only on tuesday... means ard 10 days of 1.5% interest lost in the 4th month ... right
Cheque will be cleared on next Monday. 90th day is 6th-Oct, withdraw 7th-Oct but that is a Sunday, so effectively withdraw on 8th-Oct
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Old 05-07-2018, 08:19 PM   #3305
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Cheque will be cleared on next Monday. 90th day is 6th-Oct, withdraw 7th-Oct but that is a Sunday, so effectively withdraw on 8th-Oct
Issit true that they can clear cheque on the same day?

I had a new account opened on 6th April (FRIDAY) and RM said that cheque was present AFTER cut off time at 3pm++

i was expecting it to be cleared on the following mon/tue,
however in the banking record it shows:
"April 6, 2018

CLG CHQ DEP 305802
YDDG07752
SYSTEM GENERATED

200,000.00"


Is this prove that it was cleared on the friday that i deposited

And my 91st day is actually TODAY ?

anyone can advise
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Old 05-07-2018, 08:27 PM   #3306
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Just received the Step Up Interest for Jun-18 (May-18 to Jul-18 Cycle)
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Old 06-07-2018, 01:38 AM   #3307
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Issit true that they can clear cheque on the same day?

I had a new account opened on 6th April (FRIDAY) and RM said that cheque was present AFTER cut off time at 3pm++

i was expecting it to be cleared on the following mon/tue,
however in the banking record it shows:
"April 6, 2018

CLG CHQ DEP 305802
YDDG07752
SYSTEM GENERATED

200,000.00"


Is this prove that it was cleared on the friday that i deposited

And my 91st day is actually TODAY ?

anyone can advise
If statement shows your cheque was deposited on 6 April, 90 days lock-in will count from 6 April.
Did you rec 25 days of bonus interest for April? If yes, u have fulfilled 90days lock-in liao
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Last edited by Squaredot; 06-07-2018 at 01:41 AM..
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Old 06-07-2018, 02:35 AM   #3308
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Hi

Can i clarify on the 90days lock in of 200k for welcome gift and voucher.

It means the ADB over 90days from the day your account is funded needs to be at least 200k?

Eg you put in 300k on 7 july and take out on 30 sep, which is 86days.

86days x 300k / 90days = $28666 daily balance. You havd fulfilled the requirement even though u took out 4 days earlier ?
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Old 06-07-2018, 08:51 AM   #3309
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then did u manage to get waiver for the 3rd time onwards?
Didn't need to as I religiously stuck to no deposit before 5th of month from then on and make sure checked my account on 3rd/4th of the month to ensure zero balance.

New RM was better I must say as he called and enquired about me and was so much friendlier when we chatted.
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Old 06-07-2018, 09:36 AM   #3310
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Debit Card Additional Bonus Interest

$800 spend on each calender month to get additional 0.8% on first 100K?

or total $800 spend on the quarter?
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Old 06-07-2018, 09:46 AM   #3311
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Debit Card Additional Bonus Interest

$800 spend on each calender month to get additional 0.8% on first 100K?

or total $800 spend on the quarter?
Each month $800. You would get this bonus on the month that u can meet this, no need every month.

Last edited by vddgnd; 06-07-2018 at 09:54 AM..
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Old 06-07-2018, 10:26 AM   #3312
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Didn't need to as I religiously stuck to no deposit before 5th of month from then on and make sure checked my account on 3rd/4th of the month to ensure zero balance.

New RM was better I must say as he called and enquired about me and was so much friendlier when we chatted.
Can introduce your RM to me? I have no RM for 2 months already.
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Old 06-07-2018, 01:15 PM   #3313
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Can introduce your RM to me? I have no RM for 2 months already.
huh? HSBC din assign u RM? Call in and check and ask for one.

Not sure if the RM will be friendly after i take out all the money again at the end of this cycle

haha.
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Old 06-07-2018, 03:17 PM   #3314
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I just confirmed with hsbc cs, he checked with hsbc branch colleague. Existing adv customer top up 100k can get $50 taka voucher. Gg down later. Will update
I don't see this applicable to the Advanced customer http://www.hsbc.com.sg/1/PA_ES_Conte..._20180326.html

Can you share the url?
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Old 06-07-2018, 03:19 PM   #3315
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I don't see this applicable to the Advanced customer http://www.hsbc.com.sg/1/PA_ES_Conte..._20180326.html


Can you share the url?
No link. Went. Printed on their brochure included advance and asked verbally with the person in charge yesterday.
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