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Old 22-12-2014, 01:05 PM   #31
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bond fund in SGD to reduce FX risk bah... the 2 vanguard funds alr have FX exposures
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Old 22-12-2014, 01:15 PM   #32
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Yup! For the nth time

Take ocbc360 and A35 abf bond index for a 2+% yield is good
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Old 22-12-2014, 01:37 PM   #33
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Lai....dun bash me for this....but...i wouldn't want to be caught picking up pennies in front of a steam roller

I would much rather stay in Gold, Silver and Cash right now.
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Old 22-12-2014, 02:13 PM   #34
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No bashing la, a little bit of GLD/SLV is okay [less than 10% of portfolio]

Slv is around $15usd now compared to highs of $50usd a few years ago. okay to buy a bit and see if it rises lor, need a lot of patience.

GLD.... a bit lower can consider... also need a lot of patience
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Old 22-12-2014, 02:56 PM   #35
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Thanks, Shiny! In that case, is QL3 actually in USD or SGD? I am referring to the one you recommended. And is the dividend payout in USD or SGD? Cos I could only manage to find the USD dividend history in SGX
QL2 and QL3 are denominated in SGD but the underlying assets are in USD (mostly).

(I can't find what currency the dividends are in either, so if anyone happens to know, post here.)
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Old 22-12-2014, 02:59 PM   #36
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QL2 and QL3 are denominated in SGD but the underlying assets are in USD (mostly).

(I can't find what currency the dividends are in either, so if anyone happens to know, post here.)
My guess is that the share is in SGD but the dividends are in USD? Something like Valuetronics where shares are in SGD but dividends in HKD?

Another question on the same topic - is this counter traded in 1000s or 100s? From the SCB market data, it seems to be traded in 100s? And very low volume (only 1 trade today) with a very big spread (buy at 13.79 vs sell at 13.94)?
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Old 22-12-2014, 02:59 PM   #37
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Good time to start investing around this period?
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Old 22-12-2014, 03:43 PM   #38
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Good time to start investing around this period?
Your question has no answer.

It's like asking... Good time to start driving around this period?

If you are a driver, this question is nonsensical.

I suggest you don't do any investing now, but instead go learn as much as you can about investing, before you put any of your hard earn money in.
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Old 22-12-2014, 04:23 PM   #39
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Good time to start investing around this period?
If you asked me in person, I will tell you "it is always a good time, and it is never a good time," and I will start to preach about investing.
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Old 22-12-2014, 04:25 PM   #40
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Your question has no answer.

It's like asking... Good time to start driving around this period?

If you are a driver, this question is nonsensical.

I suggest you don't do any investing now, but instead go learn as much as you can about investing, before you put any of your hard earn money in.
Thank you for your advice, any books to recommend?
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Old 22-12-2014, 10:05 PM   #41
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..............
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Last edited by mgmuse; 17-08-2017 at 04:21 AM..
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Old 26-12-2014, 12:10 PM   #42
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For the SG-listed ones, you'll probably have to use Stanchart.
Hi Shiny, just thinking,
DBS vickers would be a better idea? It charges 0.18%.
Stanchart cost 0.2% unless priority banking status.
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Old 26-12-2014, 12:54 PM   #43
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Hi Shiny, just thinking,
DBS vickers would be a better idea? It charges 0.18%.
Stanchart cost 0.2% unless priority banking status.
dbs Vickers has min fee. either 25$ or 0.18% , whichever is higher
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Old 26-12-2014, 01:31 PM   #44
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Hi Shiny, just thinking,
DBS vickers would be a better idea? It charges 0.18%.
Stanchart cost 0.2% unless priority banking status.
IIRC, DBS charges a minimum commission of $25 or $18, whereas Stanchart has no minimum commission.

So even though you buy shares with a contract amount of $1,000, by right you would be charged with 0.18% of $1,000 = $1.80, but with the minimum commission, it would be $1,000 + $25/$18. For Stanchart, you just pay the 0.2% of $1,000 = $2.00.

The above calculation excludes other fees (e.g. Clearing fee, GST, etc.).
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Old 26-12-2014, 01:58 PM   #45
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IIRC, DBS charges a minimum commission of $25 or $18, whereas Stanchart has no minimum commission.

So even though you buy shares with a contract amount of $1,000, by right you would be charged with 0.18% of $1,000 = $1.80, but with the minimum commission, it would be $1,000 + $25/$18. For Stanchart, you just pay the 0.2% of $1,000 = $2.00.

The above calculation excludes other fees (e.g. Clearing fee, GST, etc.).
Ah, thanks for the details.
So if buy say 20k shares, then DBS vickers better?
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