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-   -   Lastest S$ Deposit updates - Part 3 (https://forums.hardwarezone.com.sg/money-mind-210/lastest-s%24-deposit-updates-part-3-a-5575909.html)

audiovideo 30-03-2017 07:42 PM

maybe just up by 0.05%

arctician 30-03-2017 10:00 PM

1st april onwards esaver no interest

so best to draw out the funds tom and park temp in uob high yield

otherwise lose interest for 1st and 2nd april.

cheque clearance team not working on a sat

banyan8 30-03-2017 10:20 PM

Quote:

Originally Posted by arctician (Post 107182797)
1st april onwards esaver no interest

so best to draw out the funds tom and park temp in uob high yield

otherwise lose interest for 1st and 2nd april.

cheque clearance team not working on a sat

Since HY is a current account, depositing a cheque to HY on Fri still attracts interest on the same day? :s22:

arctician 30-03-2017 10:38 PM

Quote:

Originally Posted by banyan8 (Post 107183159)
Since HY is a current account, depositing a cheque to HY on Fri still attracts interest on the same day? :s22:

yes did it before, as long as its before 3pm interest will be based on cheque deposit date.

Devilsire 30-03-2017 10:55 PM

Quote:

Originally Posted by arctician (Post 107182797)
1st april onwards esaver no interest

so best to draw out the funds tom and park temp in uob high yield

otherwise lose interest for 1st and 2nd april.

cheque clearance team not working on a sat

omg, they ceased the interests promo? if so, time to close my 2 esaver accounts.

Sent from Xiaomi MI 5S using GAGT

jingle_babble 30-03-2017 11:20 PM

so best now is uob HY?

arctician 30-03-2017 11:21 PM

Quote:

Originally Posted by Devilsire (Post 107183729)
omg, they ceased the interests promo? if so, time to close my 2 esaver accounts.

Sent from Xiaomi MI 5S using GAGT

no la i mean for those who took part 2 months ago, only valid till 31st march ma based on tnc

havetheveryfun 30-03-2017 11:37 PM

Quote:

Originally Posted by arctician (Post 107184131)
no la i mean for those who took part 2 months ago, only valid till 31st march ma based on tnc

esaver's interest has been pathetic for the past 2 rounds though... hopefully it will not drop any further this time again

mdax23 30-03-2017 11:52 PM

Quote:

Originally Posted by arctician (Post 107182797)
1st april onwards esaver no interest

so best to draw out the funds tom and park temp in uob high yield

otherwise lose interest for 1st and 2nd april.

cheque clearance team not working on a sat

Oh no more esaver promotion circle next month :(

amychan 31-03-2017 08:19 AM

Quote:

Originally Posted by beautyseek (Post 107177275)
Tapping collective wisdom of pple here...

Will rates go up for FDs on 1 Apr?

Fed increased rate in mid Mar but banks here seem to be flushed with liquidity and well capitalised. More rate hikes in US expected to come in 2017 but our savings rates here seem to stay low...

I have a sum maturing tomorrow. Thinking if i should lock in whatever rates i can get tomorrow or wait till 1 Apr...

It seems like rates are softening instead of rising

goh6570 31-03-2017 08:33 AM

Park at cimb fast saver first if u wanna wait. It's 1% interest

Quote:

Originally Posted by beautyseek (Post 107177275)
Tapping collective wisdom of pple here...

Will rates go up for FDs on 1 Apr?

Fed increased rate in mid Mar but banks here seem to be flushed with liquidity and well capitalised. More rate hikes in US expected to come in 2017 but our savings rates here seem to stay low...

I have a sum maturing tomorrow. Thinking if i should lock in whatever rates i can get tomorrow or wait till 1 Apr...


luckygal 31-03-2017 09:17 AM

UOB 13 mth at 1.2%. So if you do not need the money its a safe bank to put bigger amount of money

tiertime 31-03-2017 12:40 PM

Quote:

Originally Posted by goh6570 (Post 107187209)
Park at cimb fast saver first if u wanna wait. It's 1% interest

iirc , BOC is also 1% if exceed 60K

qhong61 31-03-2017 01:54 PM

Quote:

Originally Posted by luckygal (Post 107187700)
UOB 13 mth at 1.2%. So if you do not need the money its a safe bank to put bigger amount of money

How much?..

beautyseek 31-03-2017 03:37 PM

Quote:

Originally Posted by qhong61 (Post 107192101)
How much?..

All, thanks for inputs. I searched online and finally parked some funds with Maybank iSavy. There is promo till 31 May. No lock in. No spend required. Min $20k.

Below $200k, 1.18% and above 1.3%.


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