[lzydata]

demoforce1 wrote:

you missed BOC

foxer77 wrote:

what the BOC fd currently?

No news online for BOC alway had to walk in.

BOC doesn't update their website anymore

[tiertime]

CIMB quite efficient, all their CSOs are friendly and helpful, they manage to amend my deposit interest to 1.84% by 7pm and interest for the FD supposely starts from today...

but i still dunno why the maturity is 4th Sep instead of 3rd Sep 2019...

[yongsaver]

lzydata wrote:

You have fresh funds of $200k and above to get 1.55% pa?

Anyway, Maybank credits the base interest on the last day of the month and the bonus interest a few days into the following month. So your August bonus interest should be coming in soon.

I think i also missed this the bonus interest for SCB esaver. usually together with the interest at the start of the month. until now dont have. i think i may have missed the cycle.

[Squaredot]

Alwaysb wrote:

Hi, i just opened maybank isavy 1.55% in august. But the insterest i received is not correct. The interest credited month end is it for the entire 1.55%?

What you have received is the base interest. The bonus iterest is usually credited on the 5th.

[maumu]

yongsaver wrote:

I think i also missed this the bonus interest for SCB esaver. usually together with the interest at the start of the month. until now dont have. i think i may have missed the cycle.

I dun have so much (200k) to pump into maybank so I moved back to eSaver (1.5%) slightly above maybank's 1.43%

[Alwaysb]

Ah... thanks

Squaredot wrote:

What you have received is the base interest. The bonus iterest is usually credited on the 5th.

[yongsaver]

fed up with the slow rising savings interest rate...applied for DBS perpetual bond yesterday. Was informed this morning kanna 1 lot...

paying 3.98% coupon rate. IRR around 3.93%. definitely higher than FD rates averaging 1.8% nia. Those who have more than 250K rotting in FDs should consider going into bonds. But make sure its investment grade hor....else another Hyflux or Swiber story.

[K202020K]

yongsaver wrote:

fed up with the slow rising savings interest rate...applied for DBS perpetual bond yesterday. Was informed this morning kanna 1 lot...

paying 3.98% coupon rate. IRR around 3.93%. definitely higher than FD rates averaging 1.8% nia. Those who have more than 250K rotting in FDs should consider going into bonds. But make sure its investment grade hor....else another Hyflux or Swiber story.

Buy fixed income funds better lah .... don't put all the eggs in one basket yo.

[demoforce1]

K202020K wrote:

Buy fixed income funds better lah .... don't put all the eggs in one basket yo.

"fixed income funds" is this unit trust?

[xtwis7]

Satki. Min was $250k?

yongsaver wrote:

fed up with the slow rising savings interest rate...applied for DBS perpetual bond yesterday. Was informed this morning kanna 1 lot...

paying 3.98% coupon rate. IRR around 3.93%. definitely higher than FD rates averaging 1.8% nia. Those who have more than 250K rotting in FDs should consider going into bonds. But make sure its investment grade hor....else another Hyflux or Swiber story.

[Squaredot]

yongsaver wrote:

fed up with the slow rising savings interest rate...applied for DBS perpetual bond yesterday. Was informed this morning kanna 1 lot...

paying 3.98% coupon rate. IRR around 3.93%. definitely higher than FD rates averaging 1.8% nia. Those who have more than 250K rotting in FDs should consider going into bonds. But make sure its investment grade hor....else another Hyflux or Swiber story.

aiyo bro, why boh jio
apply 250k and got 1lot?

[yongsaver]

xtwis7 wrote:

Satki. Min was $250k?

yep. for bond ipo wholesale 250K...

[yongsaver]

Squaredot wrote:

aiyo bro, why boh jio
apply 250k and got 1lot?

yep. kanna 1 lot. got to fill in form also when pass check to bond desk people...

understand price went up liao.

how to jio bro...if jio,...people might say i hao lian or what.

actually forced by circumstance,..bank rates still low tho rising. also DBS maciam gold standard for banks here...so buy 1 lot. also tikam tikam not sure can get as understand offer was super hot.

[yongsaver]

K202020K wrote:

Buy fixed income funds better lah .... don't put all the eggs in one basket yo.

can share which fixed income fund giving good returns?...would be interested also. i think most are trading sideways and some under water?..also got expense ratio.

nikko am igf bonds now trading below par. also every year expense 0.3%..end up less than 3% nia..

good to diversify but sometimes if opportunity comes, just whack!..

[Squaredot]

yongsaver wrote:

yep. kanna 1 lot. got to fill in form also when pass check to bond desk people...

understand price went up liao.

how to jio bro...if jio,...people might say i hao lian or what.

nay, just share good lobangs here before closing date lah
If people want to say u hao lian, now they also can say u

Btw where is the bond desk u submitted your application?

bank interest rates for depositors is indeed moving at tortise rate