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Lastest S$ Deposit updates - Part 3

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Old 23-09-2018, 10:42 PM   #2311
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aiya, why care so much about the terms, if it works means it works now, and take advantage of it while it still works this way. if u think it doesnt count as fresh funds, pls dont go n complain to the bank...sometimes they just close one eye.
I am just not sure because I have not tried it myself but good that someone who tried confirmed this.
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Old 24-09-2018, 12:05 AM   #2312
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Bangkok Bank offering 1.8% for 1 year.
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Old 24-09-2018, 12:42 AM   #2313
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Last I checked:

Sc e saver 1 pax can have max 3 accounts, 1 single 2 joint name for me

UOB HY, as many as you want. I have 4 HY accounts

esaver is easier because we can have 2 esaver accounts to do that rotation. can we have 2 uob hy accounts to do that? don't think so right.
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Old 24-09-2018, 09:05 AM   #2314
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via another bank (esaver 1 --> bank X --> bank Y --> esaver 2). saves the trouble of being questioned that i'm just putting back from the same bank.
Did Standard Chartered call you and ask u to explain why you always transfer in and out from another bank account ?
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Old 24-09-2018, 09:16 AM   #2315
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UOB HY, as many as you want. I have 4 HY accounts
wow, u must be high earner. is it each account must have $35k minimum? or combined $35k?

Did Standard Chartered call you and ask u to explain why you always transfer in and out from another bank account ?
nope, just 'precautionary'... in case they ask lah. so far never ask. anyway... have stopped with this strategy since maybank offers similar rates (end up is just transferring between maybank/SC every 2 - 3 mths). the 2 banks going tit-for-tat.
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Old 24-09-2018, 05:35 PM   #2316
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Maybank is damn useless these days .... got money to donate to the President charity show for $0.5 million .... but very stingy to pay depositors good rates. Always must play some kind of tricks here and there one..
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Old 24-09-2018, 06:03 PM   #2317
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Maybank is damn useless these days .... got money to donate to the President charity show for $0.5 million .... but very stingy to pay depositors good rates. Always must play some kind of tricks here and there one..
their 36mths FD reach 2.05%pa for priviledge plus savings account holder, min $1k
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Old 24-09-2018, 06:08 PM   #2318
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their 36mths FD reach 2.05%pa for priviledge plus savings account holder, min $1k
36mths? Errrr with interest rate going up, the shorter the tenure the better it is.
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Old 24-09-2018, 10:31 PM   #2319
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For the CIMB online placement 1.84% promotion,
What happens at maturity? Can auto credit to FastSaver account or must go down to their bank?
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Old 24-09-2018, 10:37 PM   #2320
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For the CIMB online placement 1.84% promotion,
What happens at maturity? Can auto credit to FastSaver account or must go down to their bank?
choose to credit back to fastsaver. the FD account will then become $0.
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Old 25-09-2018, 07:44 AM   #2321
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choose to credit back to fastsaver. the FD account will then become $0.
My maturity instruction was to transfer the FD to Fastsaver-i. the FAST daily transaction limit is $50,000 if u wanna transfer the funds out

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Old 25-09-2018, 03:18 PM   #2322
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Sing investment
1.82% 50k min 13 mth

https://www.sif.com.sg/fixed-deposit.php
click "for our promotion on Special Fixed Deposit Rates"

They also had short term FD 6 mth 20k min

Good for those who does not want to commit 13 mths.
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Old 25-09-2018, 05:52 PM   #2323
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Thanks for the info, bros.
Other than CIMB that can place and redeem FD online, still have others?
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Old 25-09-2018, 09:54 PM   #2324
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BOC rate yesterday was 1.61% for 6 months.
6months+6months scheme still on
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Old 26-09-2018, 10:46 AM   #2325
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Today it has gone up to 1.63% for BOC
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