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Lastest S$ Deposit updates - Part 3

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Old 28-09-2018, 11:30 PM   #2356
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Heh I would think so, cause the RM kept calling and texting to check whether I’m keen on this offer.

Therefore I think no harm checking with your SC RM whether they can extend the offer to you.

hmm then think it is targeted at those whom they are 100% sure have more than 100k but didnt put the 100k in a eSaver acc.....
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Old 29-09-2018, 01:02 AM   #2357
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u must be new to this . . .

Do enlighten, bro
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Old 29-09-2018, 07:29 AM   #2358
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Do enlighten, bro
just open 2 isavvy accounts. do merry go round and transfer the funds between them every 2 months like (isavvy ACC 1 --> withdraw to 3rd party bank ---> transfer back to isavvy ACC 2).

never tried on isavvy before but heard ppl do it and Stanchart eSaver works the same way too.

if not and u are afraid of the T&Cs, just iSavvy acc 1 --> transfer to Stanchart esaver or any other acc with higher interest for that 2 months--> transfer back isavvy acc 1 after 2 months again when interest rates refreshed and the ADB is compared to the new month.

ok maybe i get what u mean.. cos it just says June only this time.
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Old 29-09-2018, 08:23 AM   #2359
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hope SC eSaver can beat Maybank's 1.75% for Oct-Nov promotion
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Old 29-09-2018, 11:33 AM   #2360
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hmm then think it is targeted at those whom they are 100% sure have more than 100k but didnt put the 100k in a eSaver acc.....
I think you are right. I transfered out my funds at beginning Aug leaving only $1000. Sometime middle of that month they suddenly upgrade me to priority and sent me a gift. Probably because I had high balance the last few mths. I received the SMS and letter too.
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Old 29-09-2018, 03:27 PM   #2361
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just open 2 isavvy accounts. do merry go round and transfer the funds between them every 2 months like (isavvy ACC 1 --> withdraw to 3rd party bank ---> transfer back to isavvy ACC 2).

never tried on isavvy before but heard ppl do it and Stanchart eSaver works the same way too.

if not and u are afraid of the T&Cs, just iSavvy acc 1 --> transfer to Stanchart esaver or any other acc with higher interest for that 2 months--> transfer back isavvy acc 1 after 2 months again when interest rates refreshed and the ADB is compared to the new month.

ok maybe i get what u mean.. cos it just says June only this time.
Ic. Thanks!
I thought usually merry go round every 2-3 months between isavvy and esaver. Maybe can try between accounts of the same bank this time
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Old 29-09-2018, 04:06 PM   #2362
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[QUOTE=cnotsniw;116755093]

Based on latest info on website, stated no fall below fee.

& eligibility stated was only 300k. Nothing about opening other types of account or investments.
I was a little pissed by recept's attitude so i insisted to see a RM and that was what the RM told me.

Must maintain AUM 300k else will kena fall below fee. Cannot close acct for 6 mths else will kena closure fee. Must open USD acct, save up acct and prestige acct. It is like a bundled thing. You have to open all these if u open a Premier client relationship.

I duuno any diff better prestige and premier. Thot same thing.

I
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Old 29-09-2018, 05:46 PM   #2363
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Sorry for the noob question

But does anyone know the difference between CIMB why wait fixed deposit and the fast fixed deposit?
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Old 30-09-2018, 09:01 PM   #2364
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Currently I have been using SC esaver and HSBC for my savings. Curious how Maybank Isavvy works. Does it mean I can open an account and dump a sum of money without any condition and get 1.75% in Oct and Nov? Min 30k, max 3m?
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Old 30-09-2018, 09:03 PM   #2365
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Just went down to Maybank@Battery Road to look at signing up as a premier customer only to be told if I m not interested in investment services (bonds, unit trust etc), then they wonít be signing me up for premier. Just use my existing Isavy for TOP up.

Wow quite nonchalant kind of attitude vs Citi, really like two extreme. The different attitude could be caused by Low targets vs high targets.
The common Citi service is really sucked, the staff like ah beng and you have beg them to open account, it is really bad for such a big branding like Citi, hope Citigold is much better
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Old 30-09-2018, 09:08 PM   #2366
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I think you are right. I transfered out my funds at beginning Aug leaving only $1000. Sometime middle of that month they suddenly upgrade me to priority and sent me a gift. Probably because I had high balance the last few mths. I received the SMS and letter too.
same here, maybe the head of .... need X customers, so at least s/he got the numbers of new priority customer to keep his jobs
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Old 30-09-2018, 09:10 PM   #2367
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Currently I have been using SC esaver and HSBC for my savings. Curious how Maybank Isavvy works. Does it mean I can open an account and dump a sum of money without any condition and get 1.75% in Oct and Nov? Min 30k, max 3m?
It works pretty similar to sc esaver, you just need to go to a branch to open the account, it took me 30 minutes only.
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Old 30-09-2018, 09:14 PM   #2368
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It works pretty similar to sc esaver, you just need to go to a branch to open the account, it took me 30 minutes only.
i just applied online. Said needs one biz day to approve. Not sure if I should go down to the branch again tmrw. Any difference btw depositing with cheque or FAST?
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Old 30-09-2018, 09:20 PM   #2369
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What is this interest-on-interest for isavvy account?
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Old 01-10-2018, 07:22 AM   #2370
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Maybank interest promo for the last 2 months ended for me. Any new bank to get bonus interest from? SC needs 6 months lock in.
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