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Lastest S$ Deposit updates - Part 3

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Old 01-01-2019, 06:17 PM   #2806
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Thanks! Just saw it. If it's a transfer between maybank account but different account holder does it consider it as fresh funds?

https://info.maybank2u.com.sg/promot...ds-top-up.aspx

1.9% for Jan 2019
2.0% for Feb 2019
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Old 01-01-2019, 08:20 PM   #2807
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Thanks! Just saw it. If it's a transfer between maybank account but different account holder does it consider it as fresh funds?
Technically it should not count, but it seems like most banks are closing one eye to this "fresh funds" definition.
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Old 01-01-2019, 08:27 PM   #2808
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I see, I just called in and they mention as long the account holder is different it is considered as 'fresh'. But the customer service lady didn't sound convincing so I will just go ahead and try for this month to see how it goes. Thanks Bombermankid and hope they really close one eye!
The interest for isavvy account is shown as one interest transaction or two transactions? I see my statement only shows the base innterest credited on 31 Dec.

Technically it should not count, but it seems like most banks are closing one eye to this "fresh funds" definition.
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Old 01-01-2019, 08:32 PM   #2809
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I see, I just called in and they mention as long the account holder is different it is considered as 'fresh'. But the customer service lady didn't sound convincing so I will just go ahead and try for this month to see how it goes. Thanks Bombermankid and hope they really close one eye!
The interest for isavvy account is shown as one interest transaction or two transactions? I see my statement only shows the base innterest credited on 31 Dec.
The bonus interest only comes in a few days later. Perhaps this thread might be more suitable if you have more questions regardin iSavvy account.

https://forums.hardwarezone.com.sg/m...03792.html#135
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Old 01-01-2019, 08:46 PM   #2810
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Yeap, now reading thanks!

The bonus interest only comes in a few days later. Perhaps this thread might be more suitable if you have more questions regardin iSavvy account.

https://forums.hardwarezone.com.sg/m...03792.html#135
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Old 01-01-2019, 09:06 PM   #2811
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SSB offers better value provided you still have not exceed the limit.
I never buy SSB, how to sell the bond if need $?
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Old 01-01-2019, 09:42 PM   #2812
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I never buy SSB, how to sell the bond if need $?
just use ibanking redeem.. but need to wait ~1 month
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Old 02-01-2019, 10:11 AM   #2813
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just use ibanking redeem.. but need to wait ~1 month
should I redeem after getting the coupon for 6 months? or they will prorate it?
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Old 02-01-2019, 12:43 PM   #2814
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should I redeem after getting the coupon for 6 months? or they will prorate it?
they will prorate
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Old 02-01-2019, 11:16 PM   #2815
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SSB interest for FEB-2019

Seems the interest rate for Feb-2019 is lower than the Jan-2019 batch.
I thought in raising interest rate environment, the SSB rate should also goes up? Interesting to see how did they actually arrive at the interest rate for the SSB ?
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Old 03-01-2019, 09:34 AM   #2816
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I just phoned Bangkok Bank.
It's 2.3% for min $200k.
This is the only FD promotion now.

Fyi.
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Old 03-01-2019, 09:38 AM   #2817
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I just phoned Bangkok Bank.
It's 2.3% for min $200k.
This is the only FD promotion now.

Fyi.

200k is too much for a bangkok bank
SDIC only insure $50k... joint 2 names only insure $100k

if is 100k at 2.3% then can consider...
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Old 03-01-2019, 10:46 AM   #2818
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HLF FD Promo

Friend told me he renewed his FD at HLF day before Xmas eve and was offer 1.95% for 12 mths. HLF claim this is limited promo for Xmas only but I believe similar promo will be available for CNY as well.
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Old 03-01-2019, 10:49 AM   #2819
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Friend told me he renewed his FD at HLF day before Xmas eve and was offer 1.95% for 12 mths. HLF claim this is limited promo for Xmas only but I believe similar promo will be available for CNY as well.
min required amount is how much?
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Old 03-01-2019, 11:26 AM   #2820
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Saw icbc is offering 2.1% for one yr tenure , from their app a few of days ago.
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