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Lastest S$ Deposit updates - Part 3

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Old 24-03-2019, 10:05 AM   #3091
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Yes withdraw on exact day of FD maturity
Yet was slap with a $30 charge though I manage to get it waive after much efforts with the duty manager but this was totally uncalled for

No other banks or even financial institutions that I have encounter enforced such charges

For this its in my blacklist for good
I see. On FD maturity date, the auto-renewal transaction has already been executed by their computer system at midnight.
If you changed your mind, you should have informed the bank at least one day in advance to avoid this transaction from being executed.
Can go down to any nearby bank branch or by phone call to their service hotline
But it's good to know that they had waived the said charges in your case.
Good day.
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Old 24-03-2019, 12:06 PM   #3092
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I see. On FD maturity date, the auto-renewal transaction has already been executed by their computer system at midnight.
If you changed your mind, you should have informed the bank at least one day in advance to avoid this transaction from being executed.
Can go down to any nearby bank branch or by phone call to their service hotline
But it's good to know that they had waived the said charges in your case.
Good day.
Yet to experience a single financial institution that enforce such charges. The first and last for me.
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Old 24-03-2019, 02:26 PM   #3093
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Yet to experience a single financial institution that enforce such charges. The first and last for me.
Which bank ? CIMB ?
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Old 24-03-2019, 04:08 PM   #3094
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V24, tio liao
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Old 24-03-2019, 04:52 PM   #3095
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I have a fd with cimb, back then I set auto renewal.. If I am to cancel the auto renewal, change it to credit the money back my account, will I be slapped with a $30 fee? Or otherwise, can I cancel the renewed fd, and have my first fd sum with interest credited back without charges?
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Old 24-03-2019, 11:56 PM   #3096
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I have a fd with cimb, back then I set auto renewal.. If I am to cancel the auto renewal, change it to credit the money back my account, will I be slapped with a $30 fee? Or otherwise, can I cancel the renewed fd, and have my first fd sum with interest credited back without charges?
Advise to call up and clarify
Later tio slap with unnecessary surcharges like my case
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Old 25-03-2019, 11:24 PM   #3097
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I read for maybank got withdrawal fee of $10 when fixed deposit finish. what fees is there for icbc?
done my ICBC 1.98% at their branch
good service, free 凉茶
what fee? ... FREE!!

Last edited by audiovideo; 25-03-2019 at 11:31 PM..
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Old 25-03-2019, 11:30 PM   #3098
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but that day at ICBC branch noticed 1 thing

some old fart thought they ownself got sentimental link with tiong
like to go to tiong bank to "express" their "feelings"
poor tiong lady cashier/teller having a hard time ....

Last edited by audiovideo; 25-03-2019 at 11:55 PM..
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Old 26-03-2019, 04:36 AM   #3099
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but that day at ICBC branch noticed 1 thing

some old fart thought they ownself got sentimental link with tiong
like to go to tiong bank to "express" their "feelings"
poor tiong lady cashier/teller having a hard time ....
what is "tiong"?
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Old 26-03-2019, 06:57 AM   #3100
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done my ICBC 1.98% at their branch
good service, free 凉茶
what fee? ... FREE!!
Which branch ?
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Old 26-03-2019, 07:48 AM   #3101
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what is "tiong"?
It’s a very rude way of sinkies calling the Chinese.

Just like how they call their Malay friends “mud” “mat”. Or Indians “abunene”. Usually these people have no proper education/culture and are of the lower SES. They call until it became natural & they don’t even realised it.
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Old 26-03-2019, 02:52 PM   #3102
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what is "tiong"?
china in hokkien is tiong kok
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Old 26-03-2019, 07:56 PM   #3103
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no more $$ have to reduce boc FD to less than $80k during renewal
so FD rate is 1.90%
cashier lady keep asking what is the purpose I take out $$$
at first I thought she wana sell Goh-Yok again.
then realise she just need to put the reason
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Old 27-03-2019, 10:56 AM   #3104
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Just did a renewal of my 50k Bangkok Bank FD.Was offered 2.1% for 12 mths.Took it up immediately.
Squaredot likes this.
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Old 27-03-2019, 11:15 AM   #3105
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Just did a renewal of my 50k Bangkok Bank FD.Was offered 2.1% for 12 mths.Took it up immediately.
Rates drops already. Earlier this i think is mid Mar they still offer renewal 2.2% for 50k. If top up another 10k fresh fund they offer 2.3%. Both are for 12 mths.
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