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Lastest S$ Deposit updates - Part 3

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Old 12-09-2019, 08:11 AM   #3676
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Hope you realise that the effective interest rate is less than 2.1%.
Yes. I read about it in the discussion here.
9months is ok lah.
But if cannot do online.. troublesome already.. I might as well go other banks.
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Old 12-09-2019, 01:27 PM   #3677
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Hope you realise that the effective interest rate is less than 2.1%.
As usual gimmicks mah.
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Old 12-09-2019, 07:49 PM   #3678
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Rates are stated from September to December 2019. Maybank has had such relatively long promos before and I believe they will stick to it, but just saying that technically they can withdraw them before the stated date if they really want to.
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Old 13-09-2019, 10:13 AM   #3679
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this Maybank 9 month SGD time deposit 2.10% p.a....
https://info.maybank2u.com.sg/promot...it-bundle.aspx

cannot do online?????


I just opened a SaveUp account..
transfer 22k into it..

login online.... try to open a time deposit account..to put 20k ... but the interest rate is different..
From their T&C.
The funds deposited into the Time Deposit and CASA Account must be made at any Maybank Branch in Singapore, using fresh funds and excluding transfers from existing Maybank accounts (if any).
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Old 14-09-2019, 01:30 PM   #3680
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From their T&C.
The funds deposited into the Time Deposit and CASA Account must be made at any Maybank Branch in Singapore, using fresh funds and excluding transfers from existing Maybank accounts (if any).
thanks
noted..
not opening already..
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Old 14-09-2019, 06:18 PM   #3681
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Account Balance Interest Rates (% p.a.)
First S$50,000 1.00% p.a.
Next S$25,000 1.50% p.a.
Next S$25,000 1.80% p.a.
Above S$100,000 0.60% p.a.

CIMB FastSaver promo - up to 1.80%* p.a. on your balances with no multiple conditions.

https://www.cimbbank.com.sg/en/perso...unt-promo.html
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Old 14-09-2019, 07:19 PM   #3682
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Rates are stated from September to December 2019. Maybank has had such relatively long promos before and I believe they will stick to it, but just saying that technically they can withdraw them before the stated date if they really want to.
In the past, they have increased it but never decreased so far.
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Old 15-09-2019, 05:41 PM   #3683
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should be the same thing.

in any case its the new I-save series from china taiping. I think launching 2 sep. now they send email asking to indicate interest.

last time this type me very interested. these days, not interested liao.
May I know now what ur favorite is?
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Old 16-09-2019, 10:11 AM   #3684
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May I know now what ur favorite is?
insurance companies pay 2+%. they take the money and buy investment grade bonds at 3-4% and make the difference. these days i just go and buy the bond myself.
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Old 16-09-2019, 10:39 AM   #3685
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what are those bonds?

insurance companies pay 2+%. they take the money and buy investment grade bonds at 3-4% and make the difference. these days i just go and buy the bond myself.
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Old 16-09-2019, 10:49 AM   #3686
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what are those bonds?
https://www.bondsupermart.com/bsm/home
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Old 16-09-2019, 12:04 PM   #3687
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thanks! but are bonds safe?

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Old 16-09-2019, 01:15 PM   #3688
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thanks! but are bonds safe?
any type of investment is safe if u know what you are doing. if u don't, even FD can be dangerous - excessive prudence can be the most reckless strategy.

not me say one hor.

worry about the downside, not the upside. size your position correctly so that failed investments do not kill u. spend time to learn, analyse and research. trust no one with your hard earned money except your ownself. if got no time to learn, analyse and research...best to stick with savings, FDs and SSBs.
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Old 16-09-2019, 01:45 PM   #3689
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thanks yongsaver!

any type of investment is safe if u know what you are doing. if u don't, even FD can be dangerous - excessive prudence can be the most reckless strategy.

not me say one hor.

worry about the downside, not the upside. size your position correctly so that failed investments do not kill u. spend time to learn, analyse and research. trust no one with your hard earned money except your ownself. if got no time to learn, analyse and research...best to stick with savings, FDs and SSBs.
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Old 17-09-2019, 07:54 PM   #3690
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Hi all, what is the highest FD% that is available? Thanks.
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