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-   -   Lastest S$ Deposit updates - Part 3 (https://forums.hardwarezone.com.sg/money-mind-210/lastest-s%24-deposit-updates-part-3-a-5575909.html)

hwzadmin 01-03-2017 01:03 PM

Lastest S$ Deposit updates - Part 1
 
This is a continuation thread, the old thread is here

hwzadmin 01-03-2017 01:03 PM

Reserved for updates.

hwzadmin 01-03-2017 01:03 PM

This is a continuation thread, the old thread is here

SIPLSIPL 01-03-2017 01:03 PM

Wat is Mar 2017 FD promotion? Cannot find any.

idiots 01-03-2017 01:33 PM

Wah interest rate dropping further...

http://www.uob.com.sg/personal/promo...ngs/index.html

uob only offer 1.1%.

heng_ah 01-03-2017 01:51 PM

Bookmarked

dleodleo 01-03-2017 02:15 PM

Till now State Bank of India is still the best at 1.35% for 12 mth for 50k and above.

http://www.moneylobang.com/sbi-fixed-deposit.php

yukita 01-03-2017 02:18 PM

why is it part 3 instead of part 2? discount 10000 posts?

koja6049 01-03-2017 02:23 PM

Quote:

Originally Posted by yukita (Post 106628907)
why is it part 3 instead of part 2? discount 10000 posts?

previous one was part 2, labelled wrongly

mangomilkshake 01-03-2017 02:50 PM

Maybank
Reach up to 1.30% p.a. on your savings
http://info.maybank2u.com.sg/promoti...ds-top-up.aspx

qhong61 01-03-2017 03:24 PM

Quote:

Originally Posted by idiots (Post 106628041)
Wah interest rate dropping further...

http://www.uob.com.sg/personal/promo...ngs/index.html

uob only offer 1.1%.

Bookmarked.

bigbob 01-03-2017 03:27 PM

bookmarked

SIPLSIPL 01-03-2017 03:45 PM

Quote:

Originally Posted by dleodleo (Post 106628849)
Till now State Bank of India is still the best at 1.35% for 12 mth for 50k and above.

http://www.moneylobang.com/sbi-fixed-deposit.php

but i go sbi nvr see the promo anymore leh

arctician 01-03-2017 04:14 PM

this is bad, all e bank deposit rates are dropping when int rates are rising

audiovideo 01-03-2017 04:15 PM

Quote:

Originally Posted by mangomilkshake (Post 106629410)
Maybank
Reach up to 1.30% p.a. on your savings
http://info.maybank2u.com.sg/promoti...ds-top-up.aspx

how is this compare to FD? same interest payout if same 1.3%?

dleodleo 01-03-2017 04:18 PM

Quote:

Originally Posted by SIPLSIPL (Post 106630380)
but i go sbi nvr see the promo anymore leh

Perhaps you wana call the bank and check.

ICBC bank is 1.25% for 12mths 20k and above. Free umbrella for any new account opening.

oceanicmanta 01-03-2017 05:06 PM

Quote:

Originally Posted by arctician (Post 106630895)
this is bad, all e bank deposit rates are dropping when int rates are rising

bo pian, bank lending falling, lending opportunities also limited, signs that banks r flushed with liquidity ... better buy SSB :s13:

shareholder 01-03-2017 06:53 PM

http://www.uob.com.sg/personal/promo..._Promo_TopBann

Uob savings promo, seems good about 1.5% if put 100k.

AH CHIA 01-03-2017 07:21 PM

Quote:

Originally Posted by shareholder (Post 106633795)
http://www.uob.com.sg/personal/promo..._Promo_TopBann

Uob savings promo, seems good about 1.5% if put 100k.

How did u get 1.5%?

dragonics 01-03-2017 07:24 PM

Quote:

Originally Posted by shareholder (Post 106633795)
http://www.uob.com.sg/personal/promo..._Promo_TopBann

Uob savings promo, seems good about 1.5% if put 100k.


I didnt see how it can hit 1.5%

verilyverily 01-03-2017 09:07 PM

Quote:

Originally Posted by dragonics (Post 106634215)
I didnt see how it can hit 1.5%

Add the 2 months total interests of $158 and the cash credit of $100 to compute EIR

oceanicmanta 01-03-2017 09:33 PM

Quote:

Originally Posted by shareholder (Post 106633795)
http://www.uob.com.sg/personal/promo..._Promo_TopBann

Uob savings promo, seems good about 1.5% if put 100k.

pls put 101k to avoid surprises !

Squaredot 01-03-2017 09:36 PM

SIC POSB online account opening promo
 
In celebration of our 140th Anniversary, you'll receive S$140 bonus if you're the first 140 customers to successfully open an account online each month!

http://www.posb.com.sg/personal/prom...g-btnlearnmore

kael1n83 01-03-2017 11:13 PM

for uob, how does one earmark the funds to receive the $100 cash credit?

juelim 01-03-2017 11:52 PM

Quote:

Originally Posted by mangomilkshake (Post 106629410)
Maybank
Reach up to 1.30% p.a. on your savings
http://info.maybank2u.com.sg/promoti...ds-top-up.aspx

Bonus interest/dividend is awarded on the incremental average daily balance in the Account during the Promotion Period against the average daily balance in February 2017

Don't be duped.

juelim 01-03-2017 11:55 PM

Quote:

Originally Posted by shareholder (Post 106633795)
http://www.uob.com.sg/personal/promo..._Promo_TopBann

Uob savings promo, seems good about 1.5% if put 100k.

Same thing here:
Bonus Rates are only applicable to Incremental Fresh Funds balance up to a maximum amount of S$1,000,000.

juelim 02-03-2017 12:00 AM

Better off to deposit with CIMB:

Fastsaver: 1% pa for $50K. No gimmicks and no strings attached.
Starsaver: 0.8% pa with no cap. No gimmicks and no strings attached.

ydnar1 02-03-2017 01:09 AM

Hey guys..

Need some insights on private banking platform..

How is the saving/ fixed deposit interest rate on private banking platform in banks like credit suisse, UBS, deutsche bank etc?

Even for local bank's private banking platform, is the interest rate higher?

Thanks

AH CHIA 02-03-2017 01:12 AM

Quote:

Originally Posted by Squaredot (Post 106636377)
In celebration of our 140th Anniversary, you'll receive S$140 bonus if you're the first 140 customers to successfully open an account online each month!

http://www.posb.com.sg/personal/prom...g-btnlearnmore

Nothing comes out from the page...

cybercom8 02-03-2017 08:13 AM

Quote:

Originally Posted by arctician (Post 106630895)
this is bad, all e bank deposit rates are dropping when int rates are rising

yeah man, the loan interest rate is catching up with my savings rate :(

dont know whether to continue servicing loan or pay up

yukita 02-03-2017 08:43 AM

Quote:

Originally Posted by koja6049 (Post 106629005)
previous one was part 2, labelled wrongly

oh... no wonder....

i'm here to find out alternative of ocbc 360 :D

arctician 02-03-2017 08:47 AM

Quote:

Originally Posted by cybercom8 (Post 106641538)
yeah man, the loan interest rate is catching up with my savings rate :(

dont know whether to continue servicing loan or pay up

i did partial pay up, only loan if there is arbitrage :s13:

my side housing loan increase to 2.2%+

Squaredot 02-03-2017 08:49 AM

Quote:

Originally Posted by AH CHIA (Post 106640105)
Nothing comes out from the page...

try again. It is working fine now.
Yesterday it was a little siao siao :p

greythorne 02-03-2017 09:01 AM

Quote:

Originally Posted by juelim (Post 106639166)
Better off to deposit with CIMB:

Fastsaver: 1% pa for $50K. No gimmicks and no strings attached.
Starsaver: 0.8% pa with no cap. No gimmicks and no strings attached.

Just want to ask your opinion. Say I have about $70k in BOC. The bonus interest is applicable to the first $60k however anything above $60k and up to a million gets 0.6%.

Do you think it's better to put anything above $60k into CIMB Fastsaver to earn the 1%?

Thank you.

gnooliew 02-03-2017 09:21 AM

Quote:

Originally Posted by greythorne (Post 106642234)
Just want to ask your opinion. Say I have about $70k in BOC. The bonus interest is applicable to the first $60k however anything above $60k and up to a million gets 0.6%.

Do you think it's better to put anything above $60k into CIMB Fastsaver to earn the 1%?

Thank you.

Abv 60k is 0.6% bonus plus base which gives 1% actually i think. so no diff

Frostmourne1987 02-03-2017 09:45 AM

Quote:

Originally Posted by greythorne (Post 106642234)
Just want to ask your opinion. Say I have about $70k in BOC. The bonus interest is applicable to the first $60k however anything above $60k and up to a million gets 0.6%.

Do you think it's better to put anything above $60k into CIMB Fastsaver to earn the 1%?

Thank you.

It's actually 1% for BOC - 0.6% bonus + 0.4% base

AH CHIA 02-03-2017 11:14 AM

Quote:

Originally Posted by Frostmourne1987 (Post 106642968)
It's actually 1% for BOC - 0.6% bonus + 0.4% base

Just note that the 0.6% is not a given, u need to fulfill 1 out of the 3 criteria set for

greythorne 02-03-2017 11:41 AM

Quote:

Originally Posted by gnooliew (Post 106642582)
Abv 60k is 0.6% bonus plus base which gives 1% actually i think. so no diff

You mean to say that anything above $60k will be 0.6%+base(depending on the amount) when one of the 3 criteria is fulfilled right?

gnooliew 02-03-2017 12:26 PM

Quote:

Originally Posted by greythorne (Post 106644888)
You mean to say that anything above $60k will be 0.6%+base(depending on the amount) when one of the 3 criteria is fulfilled right?

yes that right

cybercom8 02-03-2017 02:26 PM

Quote:

Originally Posted by arctician (Post 106642011)
i did partial pay up, only loan if there is arbitrage :s13:

my side housing loan increase to 2.2%+

wah 2.2%+ very xiong...mine still 1.3%+

xRenol 02-03-2017 03:13 PM

If only the credit salary criteria is fulfilled, is OCBC 360 still the highest interest rate at 1.25% (inclusive of 0.05% base interest)?

Thanks.

stamploversg 02-03-2017 06:59 PM

Quote:

Originally Posted by xRenol (Post 106649088)
If only the credit salary criteria is fulfilled, is OCBC 360 still the highest interest rate at 1.25% (inclusive of 0.05% base interest)?

Thanks.

I think BOC Smartsaver is also similar or better if you have large deposits...

Luffyace 02-03-2017 07:13 PM

Is ICBc fixed deposit the highest so far
?

audiovideo 02-03-2017 08:12 PM

Quote:

Originally Posted by cybercom8 (Post 106641538)
yeah man, the loan interest rate is catching up with my savings rate :(

dont know whether to continue servicing loan or pay up

looks like may have to consider the short term endowment insurance plan

is it safe? "policy protected by SDIC"

highsulphur 03-03-2017 07:47 AM

What's the current uob high yield promo? Any HSBC fd promo also? My HSBC 1.55 deposit promo ended in Feb but I need to maintain balance till mid march.

arctician 03-03-2017 10:19 AM

Quote:

Originally Posted by highsulphur (Post 106660931)
What's the current uob high yield promo? Any HSBC fd promo also? My HSBC 1.55 deposit promo ended in Feb but I need to maintain balance till mid march.

best option is supersalary scb..1.3%+ to cap of 1mil for 12mth

rest all cannot make it or promo ending soon

zumaba 03-03-2017 11:05 AM

Quote:

Originally Posted by arctician (Post 106663182)
best option is supersalary scb..1.3%+ to cap of 1mil for 12mth

rest all cannot make it or promo ending soon

for supersalary scb..1.3%, do you need to setup GIRO for $1500, and for "new" customer? otherwise it is 1.1%?

V_for_Vanilla 03-03-2017 11:29 AM

Quote:

Originally Posted by arctician (Post 106663182)
best option is supersalary scb..1.3%+ to cap of 1mil for 12mth

rest all cannot make it or promo ending soon

If you have a mortgage with SCB, their Mortgage One is not bad.

arctician 03-03-2017 05:55 PM

Quote:

Originally Posted by zumaba (Post 106663913)
for supersalary scb..1.3%, do you need to setup GIRO for $1500, and for "new" customer? otherwise it is 1.1%?

have no idea..for me i just do 1.5k giro from 3rd party acct every month

main draw is the high ceiling and the 1.3% interest

Alex.hero 03-03-2017 08:44 PM

Part 2, subscribed!!


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