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Old 04-12-2017, 01:39 PM   #1
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P2P Lending

Anyone tried P2P Lending before, like Crowdo, Funding Societies, Moolah, etc?
Care to share? Thanks
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Old 05-12-2017, 08:56 AM   #2
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anybody there to share experience?
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Old 06-12-2017, 12:11 AM   #3
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Invested small sum using capital match on invoice financing.
So far so good. Returns so far this year is around 8%.
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Old 14-12-2017, 02:25 PM   #4
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Invested small sum using capital match on invoice financing.
So far so good. Returns so far this year is around 8%.
Thanks for the reply. Heard that Capital match has higher default rate?
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Old 14-12-2017, 03:11 PM   #5
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https://blog.seedly.sg/p2p-comparison/

sharing this interesting blog.

consider a high risk invest

Last edited by kurtgoh; 14-12-2017 at 03:16 PM..
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Old 14-12-2017, 03:38 PM   #6
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Thanks for the reply. Heard that Capital match has higher default rate?
So far ok for me. As this is invoice financing the amount you invested per invoice is quite small ($20-few hundreds) so the risk is diversified
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Old 14-12-2017, 09:53 PM   #7
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I wouldn't do it. Don't think the risk is worth the returns.
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Old 15-12-2017, 02:28 AM   #8
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If I tell u we play scissor paper stone.
If U win u make $12.
If u lose give me $100.

Want play Mai?

If u like idea of diversity, I ask my 10 friends play with u. Same odds.

Last edited by terryhoho; 15-12-2017 at 02:31 AM..
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Old 19-01-2018, 07:19 PM   #9
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I wouldn't touch it.
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Old 20-01-2018, 10:13 AM   #10
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Avoid Moolahsense as can be seen from ms thread.
So far my experience with capital match is ok.
Already got 10+% returns on one year investment.

As always only put money you can afford to lose for such high risk investments.
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Old 20-01-2018, 12:30 PM   #11
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1 year too short to determine... wonder if anyone has at least 5 years experience with any of these P2P lending platform.
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Old 22-05-2018, 05:22 PM   #12
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Regret using Capital Match. More than half of the loan is late and probably will be defaulted. The manager doesn't seem to care about investors.
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Old 22-05-2018, 09:56 PM   #13
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Wouldn't even touch it.
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Old 13-07-2018, 01:07 PM   #14
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Does anyone have the referral code for funding society Singapore?
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Old 13-07-2018, 03:04 PM   #15
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I wonder if the underlying companies can secure a bank loan - if not, then would you as an individual lend them money over the long terms and hope to earn a decent return? The middle man stands in between to make a spread and has no credit risk so that basically reduces the return needed to compensate for the risk - same with banks but at least banks have some skin in the loans they make out.
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