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Roboadvisor: Stashaway vs Smartly Performance

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Old 18-04-2018, 07:29 AM   #31
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is it recommend to use RoboAdvisor to automate everything?

is it stable?
No idea, Threadstarter only started in January...
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Old 18-04-2018, 10:16 AM   #32
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He only put the last 4 transacted price as when it was indicated...Not that he started in Mar...

He is still loosing money, as of 18 Apr, he invested $600 but the one with Stashaway is worth $293.67 and the one with Smartly is worth $293.03...

So where is the you buy anything in Mar, you "sure" make money in Apr?
Hahas thanks for replying him

Yup still losing money... Interface wise, smartly looks better but it lacks many info such as dividend received and usd exchange rate which can be viewed on stashaway
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Old 18-04-2018, 11:44 AM   #33
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Hahas thanks for replying him

Yup still losing money... Interface wise, smartly looks better but it lacks many info such as dividend received and usd exchange rate which can be viewed on stashaway
By the way, can you share the allocations by Smartly as I can't find it anywhere...

I know that for Stashaway profile 16, it is as follows:

US:
XLY - 14.8%
XLP - 4%

Europe:
FEZ - 3.2%

Asia ex Japan:
AAXJ - 9.2%

Hybrid:
CWB - 14.8%

Fixed Income:
TIP - 14.8%
VGIT - 12.9%
TLT - 11.9%
TLH - 4%

Commodities:
GLD - 9.4%

Cash:
SGD - 1%

I'm still thinking if this or Autowealth would be better as Autowealth most aggressive portfolio allocation is as follows:

VTI - 43.5%
VGK - 17.5%
VPL - 9.8%
VWO - 9.2%
IEF - 6.9%
IGOV - 13.1%

So it is 80% equities, 20% bonds with zero in cash or commodities...
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Old 18-04-2018, 12:31 PM   #34
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This is for portfolio 5/10


For portfolio 10/10

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Old 18-04-2018, 01:57 PM   #35
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By the way, can you share the allocations by Smartly as I can't find it anywhere...

I know that for Stashaway profile 16, it is as follows:

US:
XLY - 14.8%
XLP - 4%

Europe:
FEZ - 3.2%

Asia ex Japan:
AAXJ - 9.2%

Hybrid:
CWB - 14.8%

Fixed Income:
TIP - 14.8%
VGIT - 12.9%
TLT - 11.9%
TLH - 4%

Commodities:
GLD - 9.4%

Cash:
SGD - 1%

I'm still thinking if this or Autowealth would be better as Autowealth most aggressive portfolio allocation is as follows:

VTI - 43.5%
VGK - 17.5%
VPL - 9.8%
VWO - 9.2%
IEF - 6.9%
IGOV - 13.1%

So it is 80% equities, 20% bonds with zero in cash or commodities...

is there any fee involved?
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Old 18-04-2018, 03:04 PM   #36
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is there any fee involved?
There is an annual fee for the amount invested...Only Autowealth got additional Platform Fee of US$18/year...

For Stashaway, it is from 0.2% to 0.8% per year depending on the amount invested...

For Smartly, it is 0.5% to 1% per year depending on amount invested...

For Autowealth, it is 0.5% per year plus US$18/year for Platform Fee...
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Old 18-04-2018, 03:07 PM   #37
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This is for portfolio 5/10


For portfolio 10/10

Thanks for the breakdown... Really interesting to see as all 3 have different weightage allocation for their most aggressive risk profile...
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Old 14-05-2018, 01:59 PM   #38
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bookmark for reading later
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Old 28-05-2018, 10:14 PM   #39
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Updated... Changed risk profile to maximum
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Old 01-06-2018, 09:52 PM   #40
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Updated... Changed risk profile to maximum
how did you change the risk for stashaway?
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Old 01-06-2018, 10:38 PM   #41
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how did you change the risk for stashaway?
Go to the app, click on the portfolio, edit risk preference. I believe u can only do this if u set up ur portfolio under general investment.
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Old 02-06-2018, 12:58 PM   #42
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how did you change the risk for stashaway?
You need to ask them to "unlock" the general investment if you have passed the sgx (or is it mas) quiz, sending them the result
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Old 09-06-2018, 09:55 PM   #43
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Bumps Bumps updated
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Old 26-06-2018, 12:23 PM   #44
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Updated. In the market of reds, stashaway seems much superior
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Old 26-06-2018, 01:17 PM   #45
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Updated. In the market of reds, stashaway seems much superior
They are not tested across time.....
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