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blurpandasg2014 10-01-2018 10:46 PM

Roboadvisor: Stashaway vs Smartly Performance
 
Quote:

---- PROJECT TERMINATED ----

With effect from 04/08/19, I have decided to terminate this project. I will be embarking on a new comparison thread soon. Thank you all for your support all these while.

In the meantime, do continue to contribute and support:


https://forums.hardwarezone.com.sg/m...#post120835024

Roboadvisors are new in the market and there is little information online to provide us with reliable information on their performance. As such, I have decided to do a mini experiment on the returns of smartly vs stashaway

Experiment Outline
Lump sum investment of $150 to each account to kick start the investment (25th Jan)
Subsequently, to invest $50/mth into both smartly and stashaway portfolios on every 15th of the month beginning 15th Feb 2018

- Smartly Profile : 5/10
- Stashaway Profile 16 (54.5%/45.5%)

Will be updating this thread on the performance on a monthly basis. Stay Tuned

Investment updates (Stashaway vs Smartly) :

1 March 2018 (Total Invested: $200/acc) :$195.76/$196.00
13 March 2018 (Total Invested: $200/acc):$196.43/$195.53
6 April 2018 (Total Invested: $250/acc):$243.84/$242.46
18 April 2018 (Total Invested: $300/acc):$293.67/$293.03
22 April 2018 (Total Invested: $300/acc):$293.20/$293.34
28 May 2018 (Total Invested: $350/acc):$351.67/$351.00

Note: From 29 May 2018, Portfolio changed to StashAway Profile 28, Smartly Profile 10

9 June 2018 (Total Invested: $350/acc):$354.49/$353.14
26 June 2018 (Total Invested: $400/acc):$407.05/$396.29
19 July 2018 (Total Invested: $450/acc):$460.37/$454.75
30 July 2018 (Total Invested: $450/acc):$458.49/$458.28
29 Aug 2018 (Total Invested: $500/acc):$515.63/$512.01

Note: From 29 August 2018, Portfolio changed to StashAway Highest RISK Portfolio, Smartly Profile 10

14 Sep 2018 (Total Invested: $500/acc):$512.68/$509.37
22 Sep 2018 (Total Invested: $550/acc):$563.44/$566.63
08 Oct 2018 (Total Invested: $550/acc):$549.49/$557.14
11 Oct 2018 (Total Invested: $550/acc):$531.56/$542.10
22 Oct 2018 (Total Invested: $600/acc):$578.08/$586.85
30 Oct 2018 (Total Invested: $600/acc):$561.44/$568.42
06 Nov 2018 (Total Invested: $600/acc):$579.62/$588.33
18 Nov 2018 (Total Invested: $650/acc):$629.63/$638.14
27 Nov 2018 (Total Invested: $650/acc):$620.89/$629.91
02 Dec 2018 (Total Invested: $650/acc):$634.54/$639.30
10 Dec 2018 (Total Invested: $650/acc):$614.53/$617.59
20 Dec 2018 (Total Invested: $700/acc):$636.62/$652.76
27 Dec 2018 (Total Invested: $700/acc):$629.77/$633.12
08 Jan 2019 (Total Invested: $700/acc):$634.18/$652.75
11 Jan 2019 (Total Invested: $700/acc):$651.61/$662.79
18 Jan 2019 (Total Invested: $750/acc):$714.71/$719.75
7 Feb 2019 (Total Invested: $750/acc):$746.54/$741.68
13 Feb 2019 (Total Invested: $750/acc):$750.61/$743.82
16 Feb 2019 (Total Invested: $800/acc):$807.27/$800.39
14 Mar 2019 (Total Invested: $800/acc):$815.87/$807.07
21 Mar 2019 (Total Invested: $850/acc):$881.58/$865.69
7 Apr 2019 (Total Invested: $850/acc):$898.76/$876.50
19 Apr 2019 (Total Invested: $900/acc):$949.50/$932.20
25 Apr 2019 (Total Invested: $900/acc):$960.05/$934.76
9 May 2019 (Total Invested: $900/acc):$944.23/$920.46
15 May 2019 (Total Invested: $900/acc):$924.03/$914.23
25 May 2019 (Total Invested: $950/acc):$975.81/$960.29
02 Jun 2019 (Total Invested: $950/acc):$962.02/$938.02
23 Jun 2019 (Total Invested: $1000/acc):$1059.77/$1031.23
27 Jun 2019 (Total Invested: $1000/acc):$1045.70/$1020.43
07 Jul 2019 (Total Invested: $1000/acc):$1076.10/$1041.53
16 Jul 2019 (Total Invested: $1050/acc):$1132.19/$1099.64
25 Jul 2019 (Total Invested: $1050/acc):$1143.17/$1109.52
04 Aug 2019 (Total Invested: $1050/acc):$1117.48/$1092.57
==== Project Terminated ====



Backtesting Portfolio

Backtesting data from 2014-2019.
Initial contribution = $150
Monthly Top up = $50 (Re balanced Yearly)
Portfolio 1 = Stashaway Higher Risk
Portfolio 2 = Smartly (10)
Portfolio 3 = Autowealth (80/20 portfolio)

https://i.imgur.com/RcvKreR.png



Quote:

If you are interested in other comparisons, refer to the links below

- Stashaway vs Syfe : https://forums.hardwarezone.com.sg/m...#post122162786

- DFA vs Stashaway: https://forums.hardwarezone.com.sg/m...#post120835024


KinoChoco 11-01-2018 12:01 PM

should go max 10/10 and 28 for stashaway. your risk set until damn low and with such a small sum, doubt able see much.

blurpandasg2014 11-01-2018 06:32 PM

Will consider to do so after seeing balanced profile for few mths

MikeDirnt78 11-01-2018 06:42 PM

Quote:

Originally Posted by KinoChoco (Post 112256084)
should go max 10/10 and 28 for stashaway. your risk set until damn low and with such a small sum, doubt able see much.

True. Then can benchmark with an index fund like IWDA.

sanzhu 11-01-2018 06:50 PM

Just buy tfd

No need qny thibkibg

Vtfd btfd

Btfd

Btfd
Btfd

blurpandasg2014 01-03-2018 09:23 AM

Updated for March

smoothtalker 01-03-2018 04:42 PM

fap fap fap fwahhh. actually you can use Portfolio Visualizer to track the robos.. save all these effort.. Smartly is better.

blurpandasg2014 06-04-2018 06:14 PM

Updated for April

Kixon9 06-04-2018 11:59 PM

I don't get it. Aren't u at a loss?

Quote:

Originally Posted by blurpandasg2014 (Post 113664235)
Updated for April


Perisher 07-04-2018 02:06 AM

Interesting to see how they perform.

makav31i 07-04-2018 08:42 AM

Quote:

Originally Posted by Kixon9 (Post 113669679)
I don't get it. Aren't u at a loss?

He started in January and is now on the fourth month and lose around 0.8%...So what is the issue? I'm interested to see how it perform after a year...So if you lose 0.8% after 3 months, what are you going to do? Sell everything as you expect all investment to make a profit from day one?

Kixon9 07-04-2018 11:12 AM

Not expecting profit from day one but how better is this robo thing compare to POSB investsaver that put in STI ETF monthly also at 1% or less?

Quote:

Originally Posted by makav31i (Post 113671705)
He started in January and is now on the fourth month and lose around 0.8%...So what is the issue? I'm interested to see how it perform after a year...So if you lose 0.8% after 3 months, what are you going to do? Sell everything as you expect all investment to make a profit from day one?


makav31i 07-04-2018 02:51 PM

Quote:

Originally Posted by Kixon9 (Post 113673523)
Not expecting profit from day one but how better is this robo thing compare to POSB investsaver that put in STI ETF monthly also at 1% or less?

Same time frame? Hold on let me pull my records for Jan to Mar 2018 for POSB Invest Saver...

Jan 2018 - Average price with fees $3.577
Feb 2018 - Average price with fees $3.572
Mar 2018 - Average price with fees $3.626

If anyone were to sell it today, price per unit is $3.487...

So anyone who invested with POSB Invest Saver since January 2018 is down 2.897%...

foozgarden 07-04-2018 04:19 PM

why not vs autowealth?
i suspect AW will be the "best" amg the trio

makav31i 07-04-2018 04:29 PM

Quote:

Originally Posted by foozgarden (Post 113677871)
why not vs autowealth?
i suspect AW will be the "best" amg the trio

Autowealth need $3k to start an account...If the TS wants to equally compare, he need to put in $9k in January to make a fair comparison between the 3 robo-advisors..


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