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SRS Investment with 100% equities for long term

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Old 02-12-2019, 01:23 AM   #1
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SRS Investment with 100% equities for long term

I'm having max SRS contribution 15,300 per year so I'm looking at investing it for the next 30 years, preferably 100% equities as I've calculated SA to be able to hit FRS when I retire.

I have existing monthly contribution of 300 to G3B with OCBC. My SRS is with DBS as I didn't want to put all my assets in one bank.

Should I sign up for EndowUs SRS at 0.4% fee for 100% max stock portfolio or just go for POSB invest saver for G3B?

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Old 02-12-2019, 01:39 AM   #2
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With each 15k,go but some banking stocks directly.
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Old 07-12-2019, 08:13 AM   #3
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I went with Lion Global ETF tagged to US market
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Old 07-12-2019, 08:41 AM   #4
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I use srs for sti etf due to too many restrictions on srs.

I use cash for foreign markets
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Old 07-12-2019, 09:56 AM   #5
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My SRS is filled with Corp bonds, REITs and bluechip stock all trading SGX. Yield better banks interest and FDs
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Old 07-12-2019, 09:16 PM   #6
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I'm looking at first state dividend adv and bridge. Anybody can tell me if they're good? I used to have them many years ago (but have sold them off) and return is not too bad but dunno about now.
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Old 07-12-2019, 09:18 PM   #7
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I'm looking at first state dividend adv and bridge. Anybody can tell me if they're good? I used to have them many years ago (but have sold them off) and return is not too bad but dunno about now.
Still doing good and going strong.
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Old 07-12-2019, 09:23 PM   #8
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Still doing good and going strong.
I cannot remember but when I bought it many years ago, my financial planner said only one time sales charge but I read it here, someone said subject to annual fees? Who's right?
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Old 07-12-2019, 09:38 PM   #9
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I cannot remember but when I bought it many years ago, my financial planner said only one time sales charge but I read it here, someone said subject to annual fees? Who's right?
Depends on your platform. What annual fee do you mean? There are fees like platform fee, wrap fee, sale charge and etc.
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Old 07-12-2019, 09:48 PM   #10
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Depends on your platform. What annual fee do you mean? There are fees like platform fee, wrap fee, sale charge and etc.
I mean, do I have to pay them annual management fee, or it is one-off charge when I first buy it? Intend to buy it using srs.
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Old 07-12-2019, 10:01 PM   #11
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I mean, do I have to pay them annual management fee, or it is one-off charge when I first buy it? Intend to buy it using srs.
Management fee is incorporated inside the fund.
Other charges is not really related to the fund. Is more of paying the agent or the platform.
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Old 07-12-2019, 10:25 PM   #12
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Management fee is incorporated inside the fund.
Other charges is not really related to the fund. Is more of paying the agent or the platform.
ok, thanks...
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Old 07-12-2019, 10:52 PM   #13
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What's lionglobal etf? You mean all seasons fund? There is bond exposure inside...

I went with Lion Global ETF tagged to US market
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Old 07-12-2019, 10:54 PM   #14
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Probably you are paying trailer fees for those... Endowus rebates trailer fees for First state dividend for their cpf portfolio

I'm looking at first state dividend adv and bridge. Anybody can tell me if they're good? I used to have them many years ago (but have sold them off) and return is not too bad but dunno about now.
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Old 07-12-2019, 10:56 PM   #15
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If you want sti might as well buy yourself. Just be careful of having too much local exposure.

I am an endowus user now so if you want promo code pls PM me

I'm having max SRS contribution 15,300 per year so I'm looking at investing it for the next 30 years, preferably 100% equities as I've calculated SA to be able to hit FRS when I retire.

I have existing monthly contribution of 300 to G3B with OCBC. My SRS is with DBS as I didn't want to put all my assets in one bank.

Should I sign up for EndowUs SRS at 0.4% fee for 100% max stock portfolio or just go for POSB invest saver for G3B?

Sent from HUAWEI VOG-L29 using GAGT
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