Sure, no problem. Although I really wish you wouldn’t speculate on market movements and would just doggedly stick to one appropriate investing program.
While you currently expect to retire in Bangalore some 10+ years from now, I’d also point out that Bangalore 10+ years from now (and over the course of your retirement) won’t be the same as Bangalore today. For example, Bangalore’s air quality might worsen, and in the future you might cross it off your short list for that reason alone. And of course that problem, if it were to occur, would affect real estate values, too.
In addition, India and Bangalore have
really perilous real estate markets. Valuations are extremely volatile, and construction quality is often terrible. I think you’ve described how, initially anyway, you’d be a retiree renter for a while, until you can build up some important local knowledge to mitigate the significant risks when buying a home there. Good idea!
Anyway, I do think it’d be nuts to buy a home now, in these circumstances.