TransferWise Debit Card: Any good?

[vegavega25]

Phishing attempt, beware:

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[vegavega25]

On the Wise debit card vs. Revolut for ATM cash withdrawals up to S$350 abroad:

Are they, for all practical purposes, the same?

Anybody with reasons to be in favour of one over another?

I have Revolut, but don't have the Wise debit card. But I use Wise for forex transfers, and have found it very good for my needs and plan to continue to use it.

Now, I am thinking that if I can close Revolut and rely on Wise entirely, I would very much like to do that, so that I have one less thing to think about keeping open, etc. I don't need cash abroad that much (relying on Instarem Amaze for nearly all card purchases) but found recently that it was good to have a few Euros handy for tips, and in 2-3 stores that didn't accept card transactions. The limit of S$350 per month is enough, and I don't see needing both.

So the use case is strictly cash withdrawals at ATMs abroad within the S$350 limit, having first added S$ funds to it from my bank account through a bank transfer/PayNow, and then converted to the withdrawal currency in the app beforehand.

 

[vaxvms]

wisecard need pay $10 for card? worth it?

i using youttrip now

 

[yotoden]

wisecard need pay $10 for card? worth it?

i using youttrip now

If you need the physical card, anyway I got it free during a promotion.

 

[yotoden]

For weekend transactions, despite a small fee is charged, the weekend rate still better than YT and Revolut.

 

[bigrooster]

Recently the Wise exchange rates for conversion have been consistently worse than Revolut, even during weekdays business hours.