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Old 15-01-2020, 12:01 AM   #4456
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i charge $1.29 monthly also giro works.
Thanks !

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Old 15-01-2020, 01:11 AM   #4457
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I am new to this arena.

For card rebate, assuming I am able to fulfill 2k spending with 5 transactions, it also counts towards the one account criteria isn't it (tiers of min 500, 1k and 2k spending)

So In order to hit the annual max interest using one acc and one card, I should fulfill the conditions?
- min 3 giro every month to one account
- spent 2k every month with spending on grab and SP bill etc
- min 5 transactions using one card every month

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All you need to do to hit the 2.4+% interest for your One Account is:
(1) 3 giro payments to be debited from your One Account;
(2) min spend of $500 on your One Credit card.

The 5 credit card transactions plus $1k or $2k spend is to hit the One credit card rebate, which I donít really prioritise.

Even if you donít chalk up 5 credit card transactions or min spend of $1k, you will still receive your 2.4+% interest on your One Account as long as you fulfill the 3 giros and min $500 credit card spend.

Thatís what I have been prioritising every month to get the 2.4+% interest because I also need to spread my credit card spend to my DBS and HSBC cards for their respective promos.
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Old 15-01-2020, 04:17 AM   #4458
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Tks for your input. For this quarter (1,2,3), I will be able to hit 2k per month, thus asking whether this (rebate) will count towards the one account (interest) where the highest tier is 2k

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Old 15-01-2020, 07:20 AM   #4459
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Tks for your input. For this quarter (1,2,3), I will be able to hit 2k per month, thus asking whether this (rebate) will count towards the one account (interest) where the highest tier is 2k

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Just need min $500 posted in calendar month for uob one accoint.
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Old 15-01-2020, 07:22 AM   #4460
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Does GIRO to 2 different DBS credit cards count as 2 GIRO payments or just 1 (being only one billing organization - DBS)?
Count as 2. 2 reference number
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Old Yesterday, 09:29 AM   #4461
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All you need to do to hit the 2.4+% interest for your One Account is:
(1) 3 giro payments to be debited from your One Account;
(2) min spend of $500 on your One Credit card.

The 5 credit card transactions plus $1k or $2k spend is to hit the One credit card rebate, which I donít really prioritise.

Even if you donít chalk up 5 credit card transactions or min spend of $1k, you will still receive your 2.4+% interest on your One Account as long as you fulfill the 3 giros and min $500 credit card spend.

Thatís what I have been prioritising every month to get the 2.4+% interest because I also need to spread my credit card spend to my DBS and HSBC cards for their respective promos.
can i use the UOB one card in Samsung pay for my ezlink trips and it adds up to the $500 credit card spend?
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Old Yesterday, 10:39 AM   #4462
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Yes. Is considered

can i use the UOB one card in Samsung pay for my ezlink trips and it adds up to the $500 credit card spend?
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Old Yesterday, 10:43 AM   #4463
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Yes. Is considered
i checked their terms n conditions page and saw this,

"payment of funds to any prepaid accounts, including but not limited to top-ups on any stored value facility, EZ Link card
transactions and other transit link transactions
;"

but for charging to samsung pay/ simplygo for ezlink, it will still considered to add up to the $500 spend ya?
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Old Yesterday, 12:22 PM   #4464
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i checked their terms n conditions page and saw this,

"payment of funds to any prepaid accounts, including but not limited to top-ups on any stored value facility, EZ Link card
transactions and other transit link transactions
;"

but for charging to samsung pay/ simplygo for ezlink, it will still considered to add up to the $500 spend ya?
SimplyGo is not the same as ezlink. SimplyGo is charged to the UOB credit card - accumulated and charged the next day. No topup involved.

You can just use the UOB One credit card to tap on bus and MRT. Or add it to Samsung Pay then use to tap on bus and MRT.

SimplyGo considered for $500 spend. Ezlink topup no.
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Old Yesterday, 01:36 PM   #4465
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i charge $1.29 monthly also giro works.
My CIMB card has $4.95 that do not trigger the GIRO payment.
But no late fee from CIMB, months already.
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Old Yesterday, 02:50 PM   #4466
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My CIMB card has $4.95 that do not trigger the GIRO payment.
But no late fee from CIMB, months already.
You sure it is not 4.95 credit (ie CIMB owe you) ?
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Old Today, 12:05 PM   #4467
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Hello, is it possible to just use the uob one credit card without depositing any cash to UOB one account?
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Old Today, 12:33 PM   #4468
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Hello, is it possible to just use the uob one credit card without depositing any cash to UOB one account?
Yes, of course can use the uob one credit card only, for the rebate. If no cash in uob one account then no interest; also incur fall below fee $5 if balance below $1000.

Last edited by Trazora; Today at 01:26 PM..
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Old Today, 01:10 PM   #4469
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How to know if my giro is counted from the mobile app? Will there be indication or if it won't show as interest if one of the two (giro + min 500) didn't achieve ?

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Old Today, 01:24 PM   #4470
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Check yr account, u should see giro transaction. No 3 giro transaction means 3 or 4 feb no bonus interest. Only base interest which is 0.001% , I think
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