hahaha, if chiu think chiu are getting value for money by paying less with term, and u lose less money (term insurance premiums) to the insurer, and can make that money back by investing it yourself, good for u.
if chiu dun like the idea of insurer losing your money from chiu when u buy ILP, and wld lose more than compared to term insurance, hahaha then chiu feel happier losing it yourself thru term and hope to make it back from investing yourself, good for u
moi only want my money back, no want cheap n lose 100% (term insurance) since insurance is pian chiak one leh, if moi got money still can invest and earn even more money leh. Insurer give me back my money, they work hard for me with guaranteed return, chiu have to work hard to earn from chiu investment leh, hahaha
to each his own, some more u no buy insurance one right cos u dun believe in insurance in the first place, only got hospitalisation insurance hor, then hahaha
no ILP ok, hahaha
if chiu dun like the idea of insurer losing your money from chiu when u buy ILP, and wld lose more than compared to term insurance, hahaha then chiu feel happier losing it yourself thru term and hope to make it back from investing yourself, good for u
moi only want my money back, no want cheap n lose 100% (term insurance) since insurance is pian chiak one leh, if moi got money still can invest and earn even more money leh. Insurer give me back my money, they work hard for me with guaranteed return, chiu have to work hard to earn from chiu investment leh, hahaha
to each his own, some more u no buy insurance one right cos u dun believe in insurance in the first place, only got hospitalisation insurance hor, then hahaha
no ILP ok, hahaha
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