30s-50s chitchat club - Part 66

pepsitwist

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3m unit 20k per month can be done, longer loan tenure lor.

Btw, this one 20k/mth is excluding bonus right?

I one room kid one room lor...

Our combined cpf can tank ba? We no 200k :(

Will need 200k in cpf, 50k cash for downpayment + another 30k for stamp duties and legal fee (assuming 1m property). This one shld be ok since u are selling ur house anyway.

If u don't mind saving lesser than i guess can yolo ba. At our age how much can we have in cpf to really tank, plus got kid already expenses will be even higher... how old is ur hubby anyway?
 

aceminer

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I one room kid one room lor...

Our combined cpf can tank ba? We no 200k :(
i mean why get a 1.5m condo. like just get a resale hdb i think 700k prolly can get a big house le. if u want CCR maybe 700k oso can get 3room flat.

just my opinion la. U / ur hubby prefer condo ah
 

pepsitwist

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Ur expenditures are quite disciplined right? Dun go for 20k winter Hokkaido mini holidays etc should be doable. Dun get car.

Car highly doubt I'd get 1 - i don't trust my own driving nor do I dare to sit in hub's car 🤣

But will still take about 2x holidays per year.. with kids expenses definitely will go up. And without some big purchases every few years will feel why am I working so hard for... with a 3m house doubt I can spend so freely anymore
 

TonyDelPiero

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Stupidity in MCD spotted.
 
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