I don’t have any outstanding. Like everything is zero, just the enquiries which is 14 for the past 2 years. Will the experian credit report reflect the same as the credit bureau one?Do u still have outstanding? Why do u have 14 enquiries in 2019? U applied many credit facilities during that time? I supposed u meet the income eligibility. Have u check your Experian credit report instead of just CBS?
Top right corner, indicate how many defaults? How much outstanding? On repayment scheme? On default section, all banks indicated outstanding or partial settlement or full settlement?
GX is not a bad rating. It is just a rating that u do not have any credit facilities to gauge your repayment ability. In banks term, they may not want to risk even if you earn alot.
Like some replied, u may try the $500 cards to build your credit rating or save up $10k to get a secured credit card instead?
i, too, tried applying and so far all 4 institutes rejected my application despite appealing.
i am not sure why u need credit facilities now, but u can try the $500 from CIMB or Diners.
I remembered applying for the awsm cimb $500 card last year but it got rejected as well. I’m thinking the only way is to get a secured credit card to build a good credit score…