Ulu or slum or whatever what is most important is that the flat is acquired at a low cost and near to your working place. Even if work place is not near the proximity to MRT Station already offsets this. Some more Canberra MRT Station at doorstep if your estate is within 500m. Some people still want to hiam?
The savings can deploy for future family expenditure. Your life will be less stress and feel happier. When you live happy you will be very motivated to work towards your goals for the sake of your family.
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