Citibank Maxigain Savings Account

dreant

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Can withdraw interest without any drop in counters. You will still get both base and 12 counter interest

But only within one month of it being credited.
if you leave it to the following month, withdrawing it will cause you to lose 6 counters.
 

heroking

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let say i put 70k can I wait until 1 year to withdraw the interest of $1.8k?
or must withdraw interest every month?
 

dreant

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let say i put 70k can I wait until 1 year to withdraw the interest of $1.8k?
or must withdraw interest every month?

Yes, you can wait until 1 year to withdraw the interest of ~$1.8k

(There is no restriction that prevents you from doing so - but your counter will drop by 6 if you do so...)

:s22: Is this account *really* that difficult to understand? :s11:
 

JetStorm

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Yes, you can wait until 1 year to withdraw the interest of ~$1.8k

(There is no restriction that prevents you from doing so - but your counter will drop by 6 if you do so...)

:s22: Is this account *really* that difficult to understand? :s11:
Its really not difficult at all. My mum has 2 joint accounts with me and my bro everymonth take back approx $300 x 2 she see until very gain that she went to open 1 personal one herself. LoL

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heng_ah

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Its really not difficult at all. My mum has 2 joint accounts with me and my bro everymonth take back approx $300 x 2 she see until very gain that she went to open 1 personal one herself. LoL

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Wah, so cash rich leh
150k x 3 =450k
It's like almost half a million cash parked under Savings account
 

JuniorLion

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Its really not difficult at all. My mum has 2 joint accounts with me and my bro everymonth take back approx $300 x 2 she see until very gain that she went to open 1 personal one herself. LoL

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Rich family detected.

/humbrag/
 

LouisSaha

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Wah, so cash rich leh
150k x 3 =450k
It's like almost half a million cash parked under Savings account

actually 450k generate 1k per mth liao.
really can tong one mth living expenses if u just spend on food n transport. really a good choice for elderly ppl.
 

JetStorm

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Rich family detected.

/humbrag/
Not rich lah... Just very prudent with her savings. Plus shes old and retired liao.

Me just being the good son to help her generate some spending money for her old age.

Sent from Samsung SM-G950F using GAGT
 

JuniorLion

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Not rich lah... Just very prudent with her savings. Plus shes old and retired liao.

Me just being the good son to help her generate some spending money for her old age.

Sent from Samsung SM-G950F using GAGT

No lahhhh.. this is not about rich family la.. this is about humbrag.
 

ekardo

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can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?
 

demoforce1

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can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?

yes for both
 

vsvs24

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can I check, if I deposit $100 every month to my maxi gain account, will I still quality as step up?

or, if I do not transfer $ to this account monthly, do I still get the full interest?

If your scenario is new Maxigain account, you won't get full interest. Need min $70k to get full interest.

Also, below 15k will have fall below fee.

Should not start like this for Maxigain.
 
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planning to open with 15k first to let the counters step up while i save the extra 55k before upping to 70k in one shot. :s13:
 

vsvs24

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planning to open with 15k first to let the counters step up while i save the extra 55k before upping to 70k in one shot. :s13:

Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.
 
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Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.

thanks for the advice, the money i intending to put in it is my one year income emergency fund i dont intend to withdraw other than for life/death situations.

shion here is very scared die so got another sum of immediate cash elsewhere for more common everyday problems like laptop spoil / furniture spoil / wedding angbaos :s13::s13:
 

Bombermankid

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thanks for the advice, the money i intending to put in it is my one year income emergency fund i dont intend to withdraw other than for life/death situations.

shion here is very scared die so got another sum of immediate cash elsewhere for more common everyday problems like laptop spoil / furniture spoil / wedding angbaos :s13::s13:

Hi Shion, please don't be scared, many of your fans are waiting for you to go back filming.
 

emo3lmo

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Be aware that Maxigain once withdraw counter will drop. You need to be very sure you won't need the money and not put all your savings into it. It is good for spare money.

After counter 6 at most drop 0.6% only
Not a lot also la
Basic 1.2%+0.6%(remaining 6 counter) still got 1.8% per annum for next 6 month before gradually increasing back to 2.4%
 

LouisSaha

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CitibanK scary also leh.
So many branches closed down.
Put more than 70k, later they uplorry how lol
 
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