Citibank Maxigain Savings Account

pytha6ora$

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Dec 25, 2019
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Currently have

60k on BOC smartsaver ($1500 spending) 3.55%pa
75k on UOB one ($500 spending) 2.43%pa
125k on citi maxigain 1.5% max after Jan

I'm studying as options you guys share at the moment. It's a disappointment to remove maxigain from the game.

here's my options:

1. Shift the 125k to maybank isavvy and scb esaver for 1.9% for the next 2 months

2. Shift either BOC or UOB funds with 125k (maxigain) to hsbc premier for the 2% base interest and additional 2% for 100k $800 spend for the next 3 months

if you were me, what do you do? thanks for advise though!
 

xXxJavierxXx

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Should I leave $1 in the maxigain account and close account on 1st Feb? Or close account now?
 

wira

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our bonus interest awarded in end dec should be similar to previous months right? mine dropped by half though there was no withdrawal in nov, my withdrawal was in dec. Anyone has any idea why so?

You’re still clueless of the maxigain changes ?
Bonus interest has been cut to 0.05% per counter so max interest is 0.6% + 50% Sibor
 

taotato

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I already fast out on 1 Dec and leave a princely balance of $1. 1dec withdrawal limit is .... I think sky is the limit due to Citi system problem. Limit should be 100k when system is normal.

how did you close the account ? I sent a secured message in ibanking but nothing changed yet.
 

taotato

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done via live chat. Just need 5-10 mins

How to access it ? I can't find it in ibanking.

Update: nevermind, I found it. Chat with them but they say only close within 2 or 3 days. Was it the case for you ?
 
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saintgtril

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curious_moo

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Hi NTTDoCoMo and all, does that means i can use this SSB to fulfil the salary category for DBS?. Unfortunately, my salary has to die die credit to some non DBS account. :(

yes, congrats on coming on board DBS multiplier =)
 

SKenny

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I am at the branch now. The teller tells that I can close the account as the interest has already been credited in on 31 Dec.
 

shingo86

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Jin jiat lat..money cannot fast out. Keep bounce back... Anybody same issue?

Sent from Xiaomi MI A1 using GAGT
 

oceanicmanta

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Jin jiat lat..money cannot fast out. Keep bounce back... Anybody same issue?

Sent from Xiaomi MI A1 using GAGT

groundhog day event :eek: ??

yes back on 1 Dec ... be careful large amount FAST can become Interbank Giro instead without your knowing ... test with small amount 1k
 

tmkedmw

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Wahh, why so long?

Hundreds of teeny weeny $ transfers to make up the amount u want to fast out cos larger amount got auto reversed.

I just checked my Dec statement. Almost 30 pages ...
one for the memories.
 
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