[Credit Card Noob] When to waive annual fee from Citibank Credit card?

[soulblader_89]

Hi should I wait until my bill for annual fee come in that I call in and waive? is it too late
or should I call in one month before the annual fee is billed to call in and waive the annual fee?

Last say I was billed alrdy, and the CSO waive off, what will happen? that the charge will disappear from my credit card statement for that month?

or they will credit me the $110 next month?

please advise me the process, first timer here

 

[Jeremy1]

The month where your annual fee bill reflected on your billing statement

 

[soulblader_89]

anyone know?

 

[addict951]

The moment you see the anal fee in any ib for any kard you can tap/call alrdy
No need wait 1

 

[Hoshisora]

Can ask for it when it is reflected in your bill.
They will waive it off.

 

[Ambergris]

Hi should I wait until my bill for annual fee come in that I call in and waive? is it too late
or should I call in one month before the annual fee is billed to call in and waive the annual fee?

Last say I was billed alrdy, and the CSO waive off, what will happen? that the charge will disappear from my credit card statement for that month?

or they will credit me the $110 next month?

please advise me the process, first timer here

They will offset it in your bill as a credit the following month with the GST. If you didn't use the card, they won't send you a cheque or credit into your bank a/c if by Giro.

If you call and waived off the fees before the payment, you can pay your outstanding minus the fees, will reflect in the statement of the reversal in the following month.

 

[buttbERry]

wait for it to show up in bill then use phone auto waive

 

[Mebeater]

There's nothing to waive if it hasn't appeared in your statement yet.

 

[kingofcaipng]

Wait for it to appear in your transactions or statement

 

[herzberg]

Heng my dbs kard ish auto waive, no need call or what

 

[wongminmin]

1. wait for bill
2. got charges..... call hotline > waiver
3. Upon approval, they will reverse the charges in few working days.

 

[||||||||||]

They will offset it in your bill as a credit the following month with the GST. If you didn't use the card, they won't send you a cheque or credit into your bank a/c if by Giro.

If you call and waived off the fees before the payment, you can pay your outstanding minus the fees, will reflect in the statement of the reversal in the following month.

i don't even know can call before it shows in your statement

 

[mirukuboi]

Citibank easy to wave de

 

[Habrosus]

i don't even know can call before it shows in your statement

No point, coz if it's automated service, it'll tell you there's nothing to waive.

 

[idolcritic]

after you received statement, call up and ask waive.
then you pay the balance of the card, dun pay the fee part
next month statement will show fee waived

 

[d3n]

What card u using?

if premier miles suggest u dunnwaive cos can get 10k miles. Slowly accumulate good to use it for air tix biz class

 

[Cmonster]

You can call to waive every month

Then they will credit you $110 each time

Secrets that banks don't want you to know!

 

[Horiv3]

Citi is ok, will waive annual fee upon request, unlike @OCBC Bank , ** bank.

 

[soulblader_89]

1. wait for bill
2. got charges..... call hotline > waiver
3. Upon approval, they will reverse the charges in few working days.

ohhh so is can reverse in the same month

not auto credit next month

thanks

 

[PiPiChew]

Hi should I wait until my bill for annual fee come in that I call in and waive? is it too late
or should I call in one month before the annual fee is billed to call in and waive the annual fee?

Last say I was billed alrdy, and the CSO waive off, what will happen? that the charge will disappear from my credit card statement for that month?

or they will credit me the $110 next month?

please advise me the process, first timer here

Assume Apr bill debited 192.60.

Apr call to waive and if succeed

May bill will show credit 192.60.

Then image your May expenses is 892.60, you only need to pay 700 in May lo.

The above scenario is usually what happens for me la. I not free to track and remember which card charges annual fees on which month.


Scenario 2 is you call and waive on Apr. Apr bill is 592.60, upon CSO verified is waived, Apr bill you pay 400 can le.

But i always use scenario 1 for Citi cos they got system call to waive, not speak to CSO, so i ok to pay Apr bill in full and see the credit back in May.