Minimum Spend Requirement refers toretailtransaction(s)chargedtothe Card, but excludes posted 0% interest free instalment plan monthly transactions (“IPP”), posted My Preferred Payment instalment plan monthly transactions (“MP3”), interest, finance charges, cash withdrawal, Cash Advance, balance transfer, AXSpayments (except Pay+Earn), SAM online billpayments, billpayments via Internet banking, all fees charged by DBS and any transaction that is subsequently cancelled, voided, refunded or reversed (“Refunded Transactions”) for anyreason. Refunded Transactions will be deducted from the Minimum Spend Requirement, when computing any Cashback.
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