diversifying in top 10 REITS. anything to be aware of?

[lordofthering]

Hi, wanted to put 50k SGD each into these, so total 500k. Any thoughts? I have other US stocks/investment so it just my SGD portfolio. I highlight this as some may ask me to diversify to US/international.

Wanted to hold some SGD just in case US/USD become weaker.

1) Ascendas REIT
2) CapitaLand Mall Trust
3) CapitaLand Commercial Trust
4) Mapletree Commercial Trust
5) Mapletree Logistics Trust
6) Mapletree Industrial Trust
7) Suntec REIT
8) Keppel REIT
9) Keppel DC REIT
10) Ascott Residence Trust

I saw there is a REITS ETF but there is a 0.5% which I don't think is worth it.

I was hoping someone can highlight things like XXX REIT is a red flag so I can maybe avoid and skip to the next one.

I tried using the dividend calculator and it 4% dividend yield which is 19800. Maybe one day, if I am lucky to have more money, I can build this up to generate perpetual inflation-adjusted income. Dividend-warrior is a inspiration

Other than bloomberg, is there any tool i can use to create a portfolio and check the total return over years?

 

[tomatoman]

Number 2 and 3 is one family now

 

[tomatoman]

I suggest FLCTor FCT if you are also keen in logistics or property

 

[apriliasiao]

From your list, i think u will be easier off by buying all into Lion-Phillip S-REIT ETF.
0.5% fees in exchange of simplicity. No need to monitor induvial counters, Rights.
Best is auto weightage.

 

[limster]

I am also holding 10 REITs (technically I have an 11th REIT, a tiny amount of Soilbuild but that is on its way out already) of which 4 have ended up in the top holdings of my portfolio.

Frankly if you have $500k cash sitting around and want to use it to buy REITs, and have a few minutes each month to do rebalancing, go ahead and buy individual counters. If you got no time, then buy ETF. Myself, I don't bother with monthly rebalancing, at most I rebalance every 6 months.

If you buy the individual REIT, you have some flexibility when it comes to subscribing to rights issues and how much excess to apply for.

 

[reddevil0728]

I am also holding 10 REITs (technically I have an 11th REIT, a tiny amount of Soilbuild but that is on its way out already) of which 4 have ended up in the top holdings of my portfolio.

Frankly if you have $500k cash sitting around and want to use it to buy REITs, and have a few minutes each month to do rebalancing, go ahead and buy individual counters. If you got no time, then buy ETF. Myself, I don't bother with monthly rebalancing, at most I rebalance every 6 months.

If you buy the individual REIT, you have some flexibility when it comes to subscribing to rights issues and how much excess to apply for.

Doesn’t necessary have to be all or none also.

Can put half in REIT ETF

Then the other half in 10 REITs based on the proportion you prefer

 

[polyglob]

I got a good run from hospitality, office and retail REITs. I got out early last year and haven't looked at them since. Have they recovered? I'm still wary of these three types coz pandemic.

Having said that, based on other threads, TS is playing with house money so buying these when they are depressed could be a good bet.

Hi, wanted to put 50k SGD each into these, so total 500k. Any thoughts? I have other US stocks/investment so it just my SGD portfolio. I highlight this as some may ask me to diversify to US/international.

Wanted to hold some SGD just in case US/USD become weaker.

1) Ascendas REIT
2) CapitaLand Mall Trust
3) CapitaLand Commercial Trust
4) Mapletree Commercial Trust
5) Mapletree Logistics Trust
6) Mapletree Industrial Trust
7) Suntec REIT
8) Keppel REIT
9) Keppel DC REIT
10) Ascott Residence Trust

I saw there is a REITS ETF but there is a 0.5% which I don't think is worth it.

I was hoping someone can highlight things like XXX REIT is a red flag so I can maybe avoid and skip to the next one.

I tried using the dividend calculator and it 4% dividend yield which is 19800. Maybe one day, if I am lucky to have more money, I can build this up to generate perpetual inflation-adjusted income. Dividend-warrior is a inspiration

Other than bloomberg, is there any tool i can use to create a portfolio and check the total return over years?

 

[Andrew833]

Hi, wanted to put 50k SGD each into these, so total 500k. Any thoughts? I have other US stocks/investment so it just my SGD portfolio. I highlight this as some may ask me to diversify to US/international.

Wanted to hold some SGD just in case US/USD become weaker.

1) Ascendas REIT
2) CapitaLand Mall Trust
3) CapitaLand Commercial Trust merge to CICT
4) Mapletree Commercial Trust
5) Mapletree Logistics Trust
6) Mapletree Industrial Trust
7) Suntec REIT
8) Keppel REIT
9) Keppel DC REIT
10) Ascott Residence Trust

I saw there is a REITS ETF but there is a 0.5% which I don't think is worth it.

I was hoping someone can highlight things like XXX REIT is a red flag so I can maybe avoid and skip to the next one.

I tried using the dividend calculator and it 4% dividend yield which is 19800. Maybe one day, if I am lucky to have more money, I can build this up to generate perpetual inflation-adjusted income. Dividend-warrior is a inspiration

Other than bloomberg, is there any tool i can use to create a portfolio and check the total return over years?

My opinion: 50-70% Reits is more than enough, get a mix of good stocks with dividend too, maybe bluechip without S.

From your list 2/3 merge, overall is fine except for Suntec and Keppel Reit.
Suntec currently high gearing due to recent purchase, may have rights very soon.
You can group your Reits in sector, same sector 1 or 2 Reits will do, don't over exposure (risk). Keppel DC is good but dividend only 2%+.
Recommend you FLCT and CRCT, both are growth Reits.

Same Dividend-warrior also my idol, but look carefully at his portfolio, he don't do 100% Reits. He mix with banks to diversify. But there are other sector good to look into not just banks.

For portfolio you can try investing note, very useful and DW also there.

 

[zoneguard]

Syfe REIT+? For 500K, AUM fee: 0.4%. In fact, hit Platinum tier (the price not publicly available on the website).

Corporate actions taken care of for you. Can opt to receive dividends or reinvest.

I don't work for Syfe or in financial services industry.

 

[yumsang]

i rebalance till end up from reits to bank

 

[Andrew833]

i rebalance till end up from reits to bank

How's your banks compare with Reits, profit?

 

[yumsang]

How's your banks compare with Reits, profit?

actually wanted to buy back the reits I sold, was expecting some correction and hoping to buy on dip but either I missed it or is really not much. so switch to bank since it is not moving .

 

[Andrew833]

actually wanted to buy back the reits I sold, was expecting some correction and hoping to buy on dip but either I missed it or is really not much. so switch to bank since it is not moving .

Bank is like that, 1 day up 2nd day down. Hold long term then can see the different.
There are few good Reits boat just return back to port, e.g. MINT, KDC etc.

 

[Pampers]

Bank is like that, 1 day up 2nd day down. Hold long term then can see the different.
There are few good Reits boat just return back to port, e.g. MINT, KDC etc.

KDC has ran up a lot..

 

[Andrew833]

KDC has ran up a lot..

If you compare recent low, yes but today price drop to 2.7x. May drop another 1-2 days than continue up.

 

[MrHighlander]

MINT too ...

KDC has ran up a lot..

 

[Andrew833]

MINT too ...

Not easy to catch low.
I saw MINT price dropping, target 2.85.
End up I buy at 2.91, 2.87, 2.77.

 

[torrent06]

My opinion: 50-70% Reits is more than enough, get a mix of good stocks with dividend too, maybe bluechip without S.

From your list 2/3 merge, overall is fine except for Suntec and Keppel Reit.
Suntec currently high gearing due to recent purchase, may have rights very soon.
You can group your Reits in sector, same sector 1 or 2 Reits will do, don't over exposure (risk). Keppel DC is good but dividend only 2%+.
Recommend you FLCT and CRCT, both are growth Reits.

Same Dividend-warrior also my idol, but look carefully at his portfolio, he don't do 100% Reits. He mix with banks to diversify. But there are other sector good to look into not just banks.

For portfolio you can try investing note, very useful and DW also there.

How will rights issue impact Suntec Reit?

 

[Andrew833]

How will rights issue impact Suntec Reit?

Price will be dilute, 2020 there are too many right issue, many people may not be willing to fork out money again. Just my opinion.

 

[torrent06]

Heard of people being targeted by scammers after joining wechat groups formed by strangers. Please be careful.