Property_Broker
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- Aug 13, 2020
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pmed! cheersHi,
Would like to check if we are able to loan an amount of 1.9M to 2.0M for a private property.
pmed! cheersHi,
Would like to check if we are able to loan an amount of 1.9M to 2.0M for a private property.
Hi @hirokassyWhich bank offers the best rate now? Any advice?
new condo price - 1 million or 1.3 millionHi @hirokassy
you might want to elaborate more on it?
SUch as loan amount? HDB or Private? Complete or BUC?
For BUC loan above 800knew condo price - 1 million or 1.3 million
Probably loan amount of 1 mil or 800k, upcoming NEW private condo
how much is the loan amount?any best rates for condo resale ?
Anyone can find dbs FHR6 historical rates or anyway I can understand the past 20 years rates to calculate how much interest the fhr6 can be if I suay
Hi @zackontherunAnyone can find dbs FHR6 historical rates or anyway I can understand the past 20 years rates to calculate how much interest the fhr6 can be if I suay
pmed you. i am a broker.Anyone has any experience with CIMB? They have a 1.12% 2 yr fixed rate with legal fees subsidy for panel lawyer. Loan amt more than 1mil.
Hi Panerex,Dear all
currently I am paying my DBS home loan via CPF.
let’s say if I switch to a hybrid mode where Cash 99% + CPF 1%, will this attract additional admin or interest charges?
I assume DBS will deduct from my CPF first. When it realises it is insufficient, it will then deduct from my designated POSB bank account.
thanks all
Seems like trend is up up up up up down down... up?Hi @zackontherun
DBS start using FHR6 only this year hence it is relative new.
DBS use FHR > FHR24 etc etc ever since 2015 onward.
I have the records for the others.
DBS
FHR -> 0.4% -> 0.675% -> 0.80% -> 0.975% -> 1.075% -> 1.40% -> 1.15% -> 1.025%
FHR8 -> 0.20% -> 0.50% -> 0.675% -> 0.95% -> 0.60%
FHR9 -> 0.25% -> 0.50% -> 0.80% -> 0.95% ->1.35% -> 0.95
FHR18 -> 0.60% -> 0.80% -> 0.95% -> 1.10% -> 1.40% -> 1.30%
FHR24 -> 0.90
I am not a fan for rates that is packed to fixed deposit. It is not transparent and the bank can revised the rate anytime by giving u 1 month notice. Hence it is like living under the bank mercy.
Second this. Personally took up FHR related rates and regretted, fortunately got two revisions, and the spread got revised downwards, but to choose again would choose Sibor.Hi @zackontherun
DBS start using FHR6 only this year hence it is relative new.
DBS use FHR > FHR24 etc etc ever since 2015 onward.
I have the records for the others.
DBS
FHR -> 0.4% -> 0.675% -> 0.80% -> 0.975% -> 1.075% -> 1.40% -> 1.15% -> 1.025%
FHR8 -> 0.20% -> 0.50% -> 0.675% -> 0.95% -> 0.60%
FHR9 -> 0.25% -> 0.50% -> 0.80% -> 0.95% ->1.35% -> 0.95
FHR18 -> 0.60% -> 0.80% -> 0.95% -> 1.10% -> 1.40% -> 1.30%
FHR24 -> 0.90
I am not a fan for rates that is packed to fixed deposit. It is not transparent and the bank can revised the rate anytime by giving u 1 month notice. Hence it is like living under the bank mercy.
I cant import the interest rate chart over here due to the limitation in this forum.Seems like trend is up up up up up down down... up?
hahah! yea~ Sad to say that sometime we need to experience it before we can learn~Second this. Personally took up FHR related rates and regretted, fortunately got two revisions, and the spread got revised downwards, but to choose again would choose Sibor.