How come now see doctor everything also deduct from Medisave?

[Philipkee]

If default to Medisave, then if claim insurance, very troublesome, right ? More work for insurance companies and more work for us to check whether insurance company return the money to medisave.

With insurance it’s like a bit complicated when it comes to employee benefit cos once I get employee benefit, insurance won’t pay out.

So let’s say I got $100 employee benefit
I see a doctor. It’s $100. Can be claimed by both employee benefit and insurance. Employee benefit comes first.

So now I got $0 dollar in benefit and insurance never pay out

Now I get sick again and need $100 in medical treatment. I can claim employee benefit but insurance never cover. So I have $0 in benefit and insurance is not paying so $100 out of pocket.

So sometimes I like to claim insurance rather than employee benefit cos insurance tend to have more things that are not covered so I try to “preserve” my employee benefit. . But I dunno if it works cos I don’t fall that sick that often

 

[coyote]

New scheme?

Last time I go polyclinic pay cash no deduct Medisave one

But now after deduct Medisave, still need to pay abit of cash

I think you to authorize deduction from medisave and it will take a month or two to be activated. After that, it will in force until you go to the counter to revoke that.

You probably getting old, the staff suggested to you and you signed some forms few months back. Few months later, you visited polyclinics again and you have forgotten about this authorization you signed. Just go to the counter and tell them to revert to cash payment if you like.

And I hope you have been using nuhs or singhealth apps to pay instead of queuing with all the seniors who do not know how to use the app.

 

[mgx-alander]

Medisave ish for ppl who are old
Need radiology scan
Specialist appt
Chronic disease

Flu or wat cant use..

 

[TitanSmall]

Deduct from MA.. then top up MA.. get tax relief....

 

[dambio]

@white_prince saw Ur comment in my so called obituary thread. Tks alot ya

 

[pohw0008]

Can use medisave just use la.. you can always topup the balance again to get tax relief..

 

[muji4832]

What about dental procedures like root canal ? Anyone knows ?

 

[Jeremy1]

Only chronic illness can used Medisave Deduction, normal illness cannot

 

[NintendoSwitch]

New scheme?

Last time I go polyclinic pay cash no deduct Medisave one

But now after deduct Medisave, still need to pay abit of cash

A way to jack up the price. Wait till Oct 25. Another wave will approve for Medisave and of cuz after dat again price upz upz upz. Thank you Khaw Boon Wan.

 

[chari-men]

Medisave money don't use also cannot take out de.. might as well ..

 

[f1y555]

Can pay cash in polyclinic, but need to read the wordings on the self help machine carefully to choose the cash payment.

 

[Coaster]

With insurance it’s like a bit complicated when it comes to employee benefit cos once I get employee benefit, insurance won’t pay out.

So let’s say I got $100 employee benefit
I see a doctor. It’s $100. Can be claimed by both employee benefit and insurance. Employee benefit comes first.

So now I got $0 dollar in benefit and insurance never pay out

Now I get sick again and need $100 in medical treatment. I can claim employee benefit but insurance never cover. So I have $0 in benefit and insurance is not paying so $100 out of pocket.

So sometimes I like to claim insurance rather than employee benefit cos insurance tend to have more things that are not covered so I try to “preserve” my employee benefit. . But I dunno if it works cos I don’t fall that sick that often

My point is that if you claim insurance, your insurance will refund to Medisave if you used Medisave.

The insurance company has more work to do and you need to track to see if your Medisave is refunded. If not, it's going to be very terrible for you to have to liase the Insurance company, Medisave and possibly the clinic as well.

Better to pay cash and claim cash directly.

 

[qhong61]

Medisave money don't use also cannot take out de.. might as well ..

Can earn four percent interest

 

[䏣炆玧示老太]

New scheme?

Last time I go polyclinic pay cash no deduct Medisave one

But now after deduct Medisave, still need to pay abit of cash

I thought you could choose not to use Medisave?

 

[Sauron]

Quite some time alr. Not new. So tat they can haolian in their propaganda. Tat ppl do not hv to pay alot of cash out of own pocket. But medisave also Ur own money duh!

Yeah and medisave marnees earning 4% too

 

[luffix7]

New scheme?

Last time I go polyclinic pay cash no deduct Medisave one

But now after deduct Medisave, still need to pay abit of cash

isnt it better

 

[tidiii]

eventually ur medisave will be used up.............

then u have to pay cash

 

[alex22]

New scheme?

Last time I go polyclinic pay cash no deduct Medisave one

But now after deduct Medisave, still need to pay abit of cash

Milk the govt subsidies gao gao what. Obviously that to me

 

[fortunecat]

See GP, $100 per consultation sigh...

Clinics are everywhere, go hunt for cheaper ones lor. Cheapest I can find is $40+ to $60

 

[kuti-kuti]

So if kana deducted from medisave cannot claim back from company?