Lastest S$ Deposit updates - Part 3

vsvs24

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the CIMB 12 mths is 1.84%

i accidently go select 24 mths for 1%... :eek:

hope they can help me amend it without complications


Update: now my account opening will be slower coz they hv to manually change the placement details for me... :slant:

Can't terminate and place again ?
 

Alwaysb

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Hi, i just opened maybank isavy 1.55% in august. But the insterest i received is not correct. The interest credited month end is it for the entire 1.55%?
 

lzydata

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Hi, i just opened maybank isavy 1.55% in august. But the insterest i received is not correct. The interest credited month end is it for the entire 1.55%?

You have fresh funds of $200k and above to get 1.55% pa? :D

Anyway, Maybank credits the base interest on the last day of the month and the bonus interest a few days into the following month. So your August bonus interest should be coming in soon.
 

tiertime

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CIMB quite efficient, all their CSOs are friendly and helpful, they manage to amend my deposit interest to 1.84% by 7pm and interest for the FD supposely starts from today...

but i still dunno why the maturity is 4th Sep instead of 3rd Sep 2019...
 

yongsaver

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You have fresh funds of $200k and above to get 1.55% pa? :D

Anyway, Maybank credits the base interest on the last day of the month and the bonus interest a few days into the following month. So your August bonus interest should be coming in soon.

I think i also missed this the bonus interest for SCB esaver. usually together with the interest at the start of the month. until now dont have. i think i may have missed the cycle. :s22:
 

Squaredot

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Hi, i just opened maybank isavy 1.55% in august. But the insterest i received is not correct. The interest credited month end is it for the entire 1.55%?

What you have received is the base interest. The bonus iterest is usually credited on the 5th.
 

maumu

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I think i also missed this the bonus interest for SCB esaver. usually together with the interest at the start of the month. until now dont have. i think i may have missed the cycle. :s22:

I dun have so much (200k) to pump into maybank so I moved back to eSaver (1.5%) slightly above maybank's 1.43% :p
 

yongsaver

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fed up with the slow rising savings interest rate...applied for DBS perpetual bond yesterday. Was informed this morning kanna 1 lot...:s12:

paying 3.98% coupon rate. IRR around 3.93%. definitely higher than FD rates averaging 1.8% nia. Those who have more than 250K rotting in FDs should consider going into bonds. But make sure its investment grade hor....else another Hyflux or Swiber story. :s22:
 

K202020K

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fed up with the slow rising savings interest rate...applied for DBS perpetual bond yesterday. Was informed this morning kanna 1 lot...:s12:

paying 3.98% coupon rate. IRR around 3.93%. definitely higher than FD rates averaging 1.8% nia. Those who have more than 250K rotting in FDs should consider going into bonds. But make sure its investment grade hor....else another Hyflux or Swiber story. :s22:
Buy fixed income funds better lah .... don't put all the eggs in one basket yo.
 

xtwis7

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Satki. Min was $250k?

fed up with the slow rising savings interest rate...applied for DBS perpetual bond yesterday. Was informed this morning kanna 1 lot...:s12:

paying 3.98% coupon rate. IRR around 3.93%. definitely higher than FD rates averaging 1.8% nia. Those who have more than 250K rotting in FDs should consider going into bonds. But make sure its investment grade hor....else another Hyflux or Swiber story. :s22:
 

Squaredot

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fed up with the slow rising savings interest rate...applied for DBS perpetual bond yesterday. Was informed this morning kanna 1 lot...:s12:

paying 3.98% coupon rate. IRR around 3.93%. definitely higher than FD rates averaging 1.8% nia. Those who have more than 250K rotting in FDs should consider going into bonds. But make sure its investment grade hor....else another Hyflux or Swiber story. :s22:
aiyo bro, why boh jio :D
apply 250k and got 1lot?
 

yongsaver

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aiyo bro, why boh jio :D
apply 250k and got 1lot?

yep. kanna 1 lot. got to fill in form also when pass check to bond desk people...:s13:

understand price went up liao.

how to jio bro...if jio,...people might say i hao lian or what.

actually forced by circumstance,..bank rates still low tho rising. also DBS maciam gold standard for banks here...so buy 1 lot. also tikam tikam not sure can get as understand offer was super hot.
 

yongsaver

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Buy fixed income funds better lah .... don't put all the eggs in one basket yo.

can share which fixed income fund giving good returns?...would be interested also. i think most are trading sideways and some under water?..also got expense ratio.

nikko am igf bonds now trading below par. also every year expense 0.3%..end up less than 3% nia..

good to diversify but sometimes if opportunity comes, just whack!..:D
 

Squaredot

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yep. kanna 1 lot. got to fill in form also when pass check to bond desk people...:s13:

understand price went up liao.

how to jio bro...if jio,...people might say i hao lian or what.

nay, just share good lobangs here before closing date lah
If people want to say u hao lian, now they also can say u :s13:

Btw where is the bond desk u submitted your application?

bank interest rates for depositors is indeed moving at tortise rate:D
 

yongsaver

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nay, just share good lobangs here before closing date lah
If people want to say u hao lian, now they also can say u :s13:

Btw where is the bond desk u submitted your application?

bank interest rates for depositors is indeed moving at tortise rate:D

mine was phillip.....
 
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