Live 4rm hdb with 2 kids need how much household income?

niefeng80

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Need at least $10k-$12k.

Renovation loan, Study loan, Education fund, kids child care, tuition fee, piano, violin, drums, gymnastics, wushu, taekwando etc.
 

peaceheart

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Pls don't raise them like prince or queen... My sis daughter alr wanted iPhone 14 Pro... Not expensive she don't like...
Of cos. I dun advocate excessive pampering them either. Some parents may argue that their children shouldn't miss out or suffer like they did in the past so must give them the best now.


The iPhone 14 Pro case is excessive imo but how old is your niece?
 

hachi

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Of cos. I dun advocate excessive pampering them either. Some parents may argue that their children shouldn't miss out or suffer like they did in the past so must give them the best now.


The iPhone 14 Pro case is excessive imo but how old is your niece?
13 yo forgot to type it in... My son wanted s22 if he get into the school he wanted... I said why do a 13 yo need a 2k phone?

I think the best thing parents can give is their time... Not money... Now parents just leave it to tuitions... They rather play with their phone than guiding their kids.... With the education levels of current gen... Not that hard to guide them....

If course many would say they rather leave it to professional....
 

Synchron

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Pls don't raise them like prince or queen... My sis daughter alr wanted iPhone 14 Pro... Not expensive she don't like...
Your sister spoilt her. Giving her the best is only harming her in longer term.

I always teach them to calculate value in a metric and encourage them to use it. So far the older one able to think before buying something.
 

hachi

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Your sister spoilt her. Giving her the best is only harming her in longer term.

I always teach them to calculate value in a metric and encourage them to use it. So far the older one able to think before buying something.
I use cai png.... Like I said... Your phone cost me 140 plates of cai png.... One cai png $5 or so... Hahahaha
 

hachi

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I think guide the kid yourself is one of the best bonding and you know which part of the subject he is weak in... Many I observed... Know which subject their kid is weak in... Which part they are clueless....
 

peaceheart

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13 yo forgot to type it in... My son wanted s22 if he get into the school he wanted... I said why do a 13 yo need a 2k phone?

I think the best thing parents can give is their time... Not money... Now parents just leave it to tuitions... They rather play with their phone than guiding their kids.... With the education levels of current gen... Not that hard to guide them....

If course many would say they rather leave it to professional....
Indeed a bit too young for such expensive phone. I myself dun use flagship anymore lol

Maybe just guide them on the whys and hows. Eg why we study and how is that impt rather go into the teachings itself
 

Synchron

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I think guide the kid yourself is one of the best bonding and you know which part of the subject he is weak in... Many I observed... Know which subject their kid is weak in... Which part they are clueless....
I only focus on science and math with them. Do simple science experiments tricks to get them intrigued to spur their interest. Language my wife can settle. Next time they get vnb or siambu gf can learn more on their own hehehe
 

hachi

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Indeed a bit too young for such expensive phone. I myself dun use flagship anymore lol

Maybe just guide them on the whys and hows. Eg why we study and how is that impt rather go into the teachings itself
I have seen my frd become useless... 40 plus still wait.. For people to give him things... Coz his low income parents spoil him when he was young... Coz I know him for more than 30 y... During sec days.. When a reinstall of win 98 will solve his com issue... His dad brought a new com for him... Give him excess amount of money... Giving too much will kill a kid motivation... I will not let this happen to my kid...
 

Synchron

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Because they don't know the value of money...i hate them saying... This thing $100 only.... Nowadays kids have too much....
That's why I make them work for money. I always teach them about basic economy. Once there is a pool of liquidity then they will think like wah this is $xx maybe look for alternative.
 

hachi

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I only focus on science and math with them. Do simple science experiments tricks to get them intrigued to spur their interest. Language my wife can settle. Next time they get vnb or siambu gf can learn more on their own hehehe
I take English and science... My wife math and Chinese... Worked well... His science improved from his usual AL5 to AL1 last year and go the sec school he wanted... Bought ozobot and snap circuit when they are quite young...
 

hachi

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That's why I make them work for money. I always teach them about basic economy. Once there is a pool of liquidity then they will think like wah this is $xx maybe look for alternative.
Good also... I also thought them about saving and investing.. I put his saving into ssb and show him the interests rate...
 

Mystyque

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3k bah... Wife not working with 2 toddlers... No issue... With the cheapest 4 rm bto... Been there done that....

Must see which era you did it in. 1 year ago, basic necessities were like 30% cheaper for one thing :(
 

Synchron

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Good also... I also thought them about saving and investing.. I put his saving into ssb and show him the interests rate...
Haha I give my own interest rate for them, let them choose if they want to spend it or "re-invest" 4months "bond"
 
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